Home warranties have a rough reputation. Some are rightfully deserved by shady companies that take every opportunity to avoid paying out a claim.
However, some criticisms aren’t deserved and may happen because many people don’t fully understand their policies and what they do and don’t cover (and who can blame them because, let’s be honest — shopping for a home warranty is pretty boring and often confusing).
That’s where I come in. I’ve researched dozens of home warranty companies, performed in-depth research, scoured customer reviews, and conducted secret shopping to find the best home warranty companies.
Detailed here are the top nine best home warranty companies throughout the country, rated on critical factors such as coverage, customization options, reputation, customer service, affordability, and more, so you can find a plan that gives you your desired coverage at a competitive price.
Top 9 Home Warranty Companies
Liberty Home Guard: Best For Customization
American Home Shield: Best Coverage Limits
Choice Home Warranty: Best Claim Acceptance Rate
Select Home Warranty: Best Overall Value
Elite Home Warranty: Best Customer Satisfaction
AFC Home Warranty: Best Additional Benefits
First American Home Warranty: Best Appliance Coverage
2-10 Home Warranty: Best Workmanship Guarantee
Cinch Home Services: Best for Preventative Maintenance Benefits
My Expert Recommendation
As someone who would rather play it safe rather than end up sorry, my top picks are Liberty Home Guard and Elite Home Warranty. Liberty Home Guard is a standout provider for its incredible customization options, novel coverage, and add-ons, including unique offerings like pest control and carpet cleaning. It also has excellent emergency service, which is super important to me if my washer starts leaking everywhere or my pipes burst.
On the other hand, I recommend Elite Home Warranty if you have high-end appliances because of its FANTASTIC coverage. Some of its plans cover up to $6,000 for appliances and up to $10,000 for systems. Compared to Cinch Home Services, which offers $1,500 in HVAC coverage, this is incredible and gives me the ultimate peace of mind that I won’t be left footing a huge part of the bill.
