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Mobile home owners often purchase home warranties for protection from expensive repairs that can cost thousands of dollars. With a mobile home warranty, you pay a relatively small monthly premium and a service fee.
Though a mobile home warranty is not needed every month, it provides peace of mind that when an expensive system or appliance breaks down or needs repairs, thousands of dollars could be saved.
In This Article:
- Best Overall for Mobile Homes: American Home Shield
- Best for Value Shoppers: Select Home Warranty
- Most Comprehensive Claim Coverage: First American
- Frequently Asked Questions
The reviews team has analyzed and ranked every major home warranty company in the industry on their coverage, cost, quotes and claims processes, customer service, and more. We received real price quotes and talked to representatives from each company in order to get the data we needed on each company.
In this article, the research team dives into the four home warranty companies we recommend for mobile home owners. Each provider has its pros and cons, so consider which provider might meet your needs the best. We recommend that you get a quote from each of these companies so that you can compare their offers against each other.
What is a mobile home warranty?
A mobile home warranty covers the essential systems and appliances in your home, such as your refrigerator, HVAC system, or plumbing. It varies in price, based on the provider you choose as well as the type of plan.
|Company Name||Best For||Phone Number for Free Quote|
|American Home Shield||Best Overall for Mobile Homes||844-529-9298|
|Select Home Warranty||Best for Value Shoppers||888-370-3956|
|First American||Best for Most Comprehensive Claim Coverage||800-891-9778|
Best Overall for Mobile Homes: American Home Shield
If you’re looking for a mobile home warranty, we recommend American Home Shield above others. The company provides a quick claims response, unique and thorough coverage plans and a strong industry reputation. One downside to keep in mind is that its plans are not the cheapest. For cheaper plan options, consider Select Home Warranty’s plans and the Basic plans offered by First American (keep reading for the details on these three).
Below you’ll find pros and cons for this provider:
Pros & Cons
|Industry founder with nearly 50 years of experience||Each plan costs at least $49.99 per month|
|Provides 24/7 customer service and responds to claims within 24 hours 98% of the time|
|Covers items damaged due to rust and corrosion|
|Accepts and pays more claims than any other home warranty company in the nation|
|Covers undetectable pre-existing conditions|
|5 optional add-ons|
|30-day service guarantee|
Plans & Coverage
American Home Shield offers three plans for mobile homes: Appliances, Systems, and Combo. AHS places no limits on the amount of covered repairs or replacements you can have during the length of your contract. It also covers appliances and systems with undetectable pre-existing conditions.
Below we list out the items covered in each of American Home Shield’s plans. The two main options are the Appliances Plan and the Systems Plan. However, the Combo Plan combines these two, so all 21 of the items below are covered.
You also have the choice to add-on one or more of the following five items: Pool and spa, well pump, septic pump, guest unit, electronics. Note that each will result in an upcharge on your premium.
|Appliances plan||Systems plan|
|Refrigerator||Air conditioning and ductwork|
|Dishwasher||Heating system and ductwork|
|Built-in microwave||Plumbing and plumbing stoppage|
|Freestanding ice maker||Water heater|
|Range/oven/cooktop||Instant hot/cold water dispenser|
|Built-in food center||Central vacuum|
|Clothes dryer||Garbage disposal|
|Clothes washer||Smoke detector|
|Garage door opener||Ceiling fan|
When considering a home warranty, it’s important to understand the cost structure. Most plans are set up to have a monthly premium, plus a service fee paid at the time of service.
You can select a service fee between $75 and $125 with American Home Shield. The higher the service fee you are willing to pay, the lower your monthly premium and vice versa.
Below are sample quotes the research team received from this company:
|Name of American Home Shield plan||Cost|
|Appliances plan||About $49.99 per month|
|Systems plan||About $49.99 per month|
|Combo plan||About $59.99 per month|
|Service Fee (all plans)||$75-$125|
Get A Free Quote
You can get a free quote from American Home Shield by filling out this simple form or by calling 844-529-9298.
Home Warranty Resources
- What is a Home Warranty?
- How Much Do Home Warranties Cost?
- Is a Home Warranty Worth It for You?
- Best Home Warranties in 2023
- Do Your Appliances Need Extended Warranties?
Best for Value Shoppers: Select Home Warranty
Our research team rates Select Home Warranty as the Best for Value Shoppers because of its competitive pricing. The company offers monthly premiums that are less than $40 per month, one of the best prices for mobile home warranties. Select Home Warranty also offers an excellent promotion of $150 off and two months free for new customers.
Below we break down the pros and cons you need to know:
Pros & Cons
|Very affordable plans||Under 20 years of experience in the industry|
|Offers 8 optional add-ons||Not BBB accredited|
|Guaranteed claim response time of 24-48 hours||Charges repeat service fees|
|24/7 customer service|
|One of the best promotions in the industry|
Plans & Coverage
Select Home Warranty offers three plan options to choose from: Bronze Care, Gold Care, and Platinum Care.
Below you’ll find a breakdown of what each plan covers:
|Bronze Care||Covers your washer, dryer, dishwasher, cooktop, microwave oven, stove/oven, refrigerator, and garbage disposal|
|Gold Care||Covers your A/C, heating system, plumbing system, electrical system, water heater, and ductwork|
|Platinum Care||Covers appliances and systems contained in its Bronze and Gold plan and also covers your plumbing stoppage, garage door opener, and ceiling fan|
|Optional add-ons||Pool pump, central vacuum, sump pump, well pump, roof leak, stand alone freezer, lawn sprinkler system, septic system|
Select Home Warranty offers some of the cheapest plans in the mobile home warranty market. That’s why the research team rates them Best for Value Shoppers. You get great coverage at a great price.
Here are the sample quotes we received when speaking with a representative:
|Bronze Care||About $35.83 per month|
|Gold Care||About $35.83 per month|
|Platinum Care||About $37.50 a month|
|Service Fee (All Plans)||$75|
Get a Free Quote
You can get a free quote by calling 888-370-3956 or by filling out Select Home Warranty’s online form. The company is currently offering $150 off and two months free to new customers.
Find the Best Home Warranties for You
- What Are the Best Home Warranties?
- What Are the Cheapest Home Warranties?
- What Is the Best Home Appliance Insurance?
- What Are the Best Home Warranties for Roof Coverage?
- What Are the Best Home Warranties for HVAC Systems?
- What Are the Best Home Warranties for Sewer Lines?
- What Are the Best Home Warranties for Water Heaters?
- What Are the Best Home Warranties for Rental Properties?
- What Are the Best Home Warranties for Condos?
- What Are the Best Home Warranties for Veterans?
Most Comprehensive Claim Coverage: First American
Issues with claim coverage is something you may see in mobile home warranty reviews, but the research team found First American to be great in this regard. The company is known for its excellent HVAC coverage and acceptance of improperly installed or maintained items and those with unknown pre-existing conditions. The provider also offers a 30-day service guarantee.
Below you’ll find important pros and cons:
Pros & Cons
|Excellent HVAC coverage with no caps on refrigerant and replacement of broken HVAC systems with high-quality HVAC systems||Basic plan does not cover plumbing or electrical items|
|Coverage of unknown pre-existing conditions||Premier plan doesn’t cover central air conditioning|
|30-day service guarantee|
|Coverage of improperly installed or maintained items|
Plans & Coverage
First American Home Warranty gives you a choice between two plan options: Basic and Premier. First American notably replaces HVAC systems with high-quality, energy efficient replacements. Moreover, the company doesn’t place caps on refrigerant for them.
The company’s Basic plan does not cover plumbing or electrical items, and its Premier plan does not cover central air conditioning. Still, its plans are competitive in the mobile home warranty market. Below we break down what’s covered as well as the optional add-ons:
|Basic Plan||Covers your washer and dryer, cooktop, dishwasher, and more|
|Premier Plan||Covers appliances in the Basic plan and systems, including your heating, electrical, central vacuum systems, and more|
|Optional Add-Ons||Additional refrigerators, central air conditioning, pool/spa equipment, and well pump|
The research team found that FAHW offers competitive pricing. The Basic plan is much cheaper than the Premier plan but does not cover plumbing or electrical items in a home. Ultimately, it comes down to value. If you want to have your home comprehensively covered in case of repairs, then the more expensive plan might be the best deal for you.
|Basic Plan||About $28 per month|
|Premier Plan||About $42.50 per month|
|Optional Add-Ons||Varies by item|
|Service Fee (All Plans)||$75 to $100|
You can get a quote from First American by calling 833-777-0049 or by filling out First American’s online form.
Frequently Asked Questions
Who has the best home warranty plan?
The best home warranty plan is the one that suits your needs the best. We ranked American Home Shield as the Best Overall provider, but we also highly recommend Select Home Warranty, First American, and America’s 1st Choice Home Club.
Do home warranties cover mobile homes?
Yes, home warranties typically cover mobile homes. The top providers in the industry all provide home warranties for mobile homes.
Are home warranties worth the money?
Our review team believes that home warranties from reputable providers are worth the money because of the peace of mind and financial stability that they bring to many homeowners. You can read more about this in our article on the value of a home warranty.
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