Pool coverage isn’t typically included in a standard home warranty policy, but many providers offer it as an optional add-on. If you own a swimming pool, you know how expensive upkeep, repairs, and replacement parts can be. A home warranty protects you financially against huge pool repair bills, so you can rest easy knowing you’re covered and won’t go into debt trying to maintain your relaxing haven. 

Our Top Pick
Best Claims Acceptance
choice home warranty logo
VISIT SITE
Limited Time:
$50 Off + 1 month free!
Best Coverage Limits
American Home Shield Logo
VISIT SITE
Limited Time:
$150 off any plan
Best for Customization
VISIT SITE
Limited Time:
$200 Off + 2 Months free
Best Value
select home warranty logo
VISIT SITE
Limited Time:
$150 Off (Code HOUSE25)

However, many consumers are worried about being ripped off, and for good reason. There are shady companies out there that pull one over on their customers and use complicated policies to deny claims or pay as little as possible for repairs. 

I completely understand why most people would throw in the towel and bypass home warranty coverage, but some reputable companies stand behind their policies and keep it transparent — as it should be. After extensive research, secret shopping, and comparison, I’ve compiled a list of the best home warranty companies for pools so you can find a home warranty policy that works for you, not against you. I’ve rated these providers based on Today’s Homeowner’s unique review criteria, which includes crucial information such as plans and coverage, claims process, customer experience, and affordability. And don’t worry, I’m not holding back on my criticisms either. No company is perfect, and I’m here to shed light on any policies that could lead to claim denials or frustration. 

Why Trust Us?

Here’s how we ranked and reviewed the nation’s top home warranty companies to bring you the most accurate information.

76

Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.

152

We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.

6

Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.

Read our full Home Warranty Review Methodology for more details.

Table of Contents

    Top 5 Home Warranty Companies for Pools

    American Home Shield: Best Coverage Limits
    Highlights
    • American Home Shield is a winner in my book because of their high coverage cap of up to $3,000 for pools. This is three to five times what most providers offer and ensures you’re not paying part of the bill for expensive replacement parts.
    • If you read anything in the provider’s sample contract, read the exclusions, especially surrounding add-ons, because pool coverage is almost always considered an additional coverage item. There are catches and surprises most of the time. Be sure to look out for exclusions regarding your pool’s cleaning equipment, whether maintenance records are required, and other disqualifications.
    • If you have a saltwater pool, Liberty Home Guard is the only provider I’ve seen offering comprehensive coverage for this luxe type of pool. They also offer affordable coverage for a second spa (less than $10 per month).

    What’s Most Important in a Home Warranty for Pools?

    When your home has a pool, it’s critical that you prioritize pool home warranty coverage, which usually covers normal wear and tear of equipment and components such as the motor, filter, heater, pump, plumbing, and electrical system. Another essential aspect is coverage for a spa if you have one. Many home warranty companies offer add-ons for pool and spa coverage. Since parts for these items are expensive to replace (a pool pump alone costs an average of $1,300 but can cost as much as $4,000), a home warranty is a wise investment for homeowners looking to protect themselves financially should their pool and/or spa need repairs. 

    If pool home warranty coverage is a must-have for you, look for providers with comprehensive add-on options and high coverage caps, as many pool repairs and replacements can cost thousands of dollars. If you don’t choose a provider with high coverage caps, you may save money on your monthly premium (how much you pay each month to the home warranty provider). But when an expensive repair comes along, you may be left paying part of the bill if it’s higher than the coverage outlined in your policy. 

    Today’s Homeowner Tips
    Expert Recommendation: I recommend American Home Shield because they offer $3,000 in pool coverage. Many providers only offer $500, which isn’t enough to cover large pool repairs, so American Home Shield is my top pick to ensure you’re financially protected against pricey pool repairs or replacing necessary parts. If you have a saltwater pool, go with Liberty Home Guard — the only provider I’ve seen with that specialized coverage.

    Learn more about American Home Shield’s process and commitment to protecting your budget:


    Home Warranty Companies for Pools I Don’t Recommend

    ServicePlus Home Warranty has several huge red flags that make it a company I’d steer clear of. For starters, their pool coverage, shown below, has far more exclusions than items covered, making me feel like ServicePlus doesn’t cover most of my pool.

    Regarding their company reputation, the Better Business Bureau (BBB) gives ServicePlus a B rating, which is decent. However, as of this writing, the BBB has posted a consumer warning because the company (formerly Total Home Protection) is paying $400,000 in restitution after using deceptive marketing practices. These marketing tactics include advertising certain coverage but using deceptive means to avoid paying out claims, which completely defeats the purpose of having a home warranty for the consumer. 


    Compare The Highest Rated Home Warranties for Pools

    CompanyRatingMonthly CostService FeeResponse TimeBBB RatingLink

    $50-$60

    $75

    12-48 hrs.

    NR

    VISIT SITE
    American Home Shield Logo

    $35–$75

    $100–$125

    24-72 hrs

    B

    VISIT SITE

    $44.99-$58.99

    $70

    48 hours

    A+

    VISIT SITE
    choice home warranty logo

    $46–$55

    $85

    24-48 hrs.

    B

    VISIT SITE
    select home warranty logo

    $52–$58

    $75-$85

    24-48 hrs.

    B

    VISIT SITE
    AFC Home Warranty logo

    $38–$62

    $75–$125

    48 hours

    B

    VISIT SITE
    first american logo

    $38–$48

    $75–$125

    48 hours

    B

    VISIT SITE

    $17–$60+

    $65–$100

    2–24 hrs

    A-

    VISIT SITE

    $28–$68

    $100–$150

    2–24 hrs

    B

    VISIT SITE

    Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.


    Our Reviews of the Best Home Warranties

    Best Coverage Limits

    American Home Shield

    4.3

    Our Rating

    Limited Time:
    $150 off any plan

    American Home Shield (AHS) has superior coverage that few providers match. Pool owners can significantly benefit from AHS’s pool and built-in spa add-on, which comes with up to $3,000 in coverage (six times what Liberty Home Guard provides). Plus, a home warranty from AHS provides up to $4,000 for appliance repair or replacement and up to $5,000 in coverage for systems such as your HVAC — a key home component we all tax whether we live in a cold or hot area. 

    Another huge benefit is that AHS covers your home systems and appliances even if they have unknown preexisting conditions and no maintenance records. They also don’t discriminate based on a component’s age, so having an old pool heat pump or clothes washer won’t impact your coverage. 

    Of course, no home warranty provider is perfect, and AHS’s weakness is its lower-than-average customer ratings, although their BBB accreditation smooths over some of my concern in this area. You’ll want to keep in mind that your spa only receives coverage if it has the same shared systems as your pool. Otherwise, AHS will charge you separately for each item. 

    American Home Shield pays up to $3,000 for access, diagnosis, and repair or replacement of covered pool and built-in spa parts. This generous cap is far higher than providers such as Select Home Warranty, which max out at only $400 for add-on coverage, including for your pool and spa. AHS offers almost eight times what Select does for coverage, reassuring me that in most cases, they could pay for the entire pool repair or part replacement required. On top of this, AHS offers up to $4,000 in appliance coverage and up to $5,000 in home systems coverage (more than twice what Liberty Home Guard offers for HVAC systems). 

    In addition, AHS provides some of the best fringe benefits I’ve seen a home warranty provider offer. For example, you receive rekey service for the price of your service fee with any of their plans. I don’t know about you, but I probably don’t change my keys as often as I should, so this is really handy. Other helpful benefits include indoor service and maintenance, discounts on air filters, and smart home and tech installation. 

    American Home Shield pays up to $3,000 per one-year term for access, diagnosis, and repair or replacement of covered freshwater pool equipment. This coverage extends to built-in spa equipment, but only if it shares equipment with your freshwater pool. If they don’t share equipment and have separate pump and filtration systems, you must pay for another add-on to cover the spa. While this isn’t uncommon in the industry, it’s something that homeowners should be aware of as you’ll want to assess whether or not your pool and spa share the same equipment when weighing whether or not AHS is the best choice for you and your budget. 

    Another drawback is that AHS has a lower customer satisfaction rating than I’d like. Providers such as Liberty Home Guard and Elite Home Warranty typically have a 4-star rating or higher on third-party review websites such as Trustpilot, but AHS averages around two stars. Still, they are BBB accredited, giving me faith in their process. 

    I give American Home Shield a 9 out of 10 score for their comprehensive plan and coverage offerings. AHS offers some of the best coverage in the industry, with up to $4,000 in appliance coverage and up to $5,000 for home systems (far more than Liberty Home Guard, which maxes out at only $500 for plumbing systems). Plus, the pool add-on comes with a generous $3,000 in coverage, far more than any provider I’ve seen offer. In addition to the pool add-on, I recommend AHS’s ShieldPlatinum plan as it comes with a vast number of member benefits, such as free roof leak coverage, unlimited AC refrigerant, coverage for code violations, and even a free HVAC tune-up to help you stay on top your HVAC maintenance needs. 

    PlanMonthly Cost*Service Fee*Available Discounts
    ShieldSilver$29.99, 39.99 $100, $125Same-day discount of $125 off first year (website), 40% off ShieldGold plan (website)
    ShieldGold$49.99, 59.99 $100, $125Same-day discount of $125 off first year (website), 40% off ShieldGold plan (website)
    ShieldPlatinum$79.99, 89.99$100, $125Same-day discount of $125 off first year(website), 40% off ShieldGold plan (website)

    *Lower monthly costs “pair” with higher services fees. For example, the $29,99 monthly premium for the ShieldSilver plan pairs with the $125 service fee.

    Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Boise, ID. The cost data presented was accurate at the time of writing.

    Available Add-Ons

    American Home Shield offers a comprehensive pool and built-in spa equipment add-on, plus a phenomenal roof leak repair add-on that covers up to $1,000 in repairs (double what Choice Home Warranty does). 

    • Roof leak repair: $10/month
    • Electronics protection plan: $14/month 
    • Pool and built-in-spa equipment: $18/month
    • Guest unit: $15.99/month
    • Septic pump: $5/month
    • Well pump: $8/month

    American Home Shield can’t compete with Select Home Warranty’s inexpensive rates, but they offer much higher coverage, so I find their rates fair for what you’re getting. AHS’s pool coverage is a standout, with $3,000 for only $18 monthly. By comparison, Liberty Home Guard charges $19.99 per month and only offers $500 in pool coverage. 

    Now, AHS’s ShieldPlatinum plan is pretty pricey, but it includes roof leak coverage free of added charge, which you would otherwise pay an extra $10 per month for, which balances the price out. The extensive coverage for your HVAC system, electrical system, kitchen appliances, plumbing, and even electronics such as your doorbell and garage door opener isn’t offered to the same extent by most providers, so the above-average price is worth it. You even receive a free HVAC tune-up and other member benefits if you opt for the ShieldPlatinum plan, so the value is there. Plus, AHS frequently offers online deals to make their plans less expensive. While I was secret shopping for this article, I was offered 40% off my first year with a ShieldGold plan, which lowered the monthly cost to only $30 a month. This is less expensive than most providers on this list, so don’t be afraid to look around on AHS’s website or ask a customer service representative about ongoing deals and discounts. 

    American Home Shield is known as the founder of the home warranty industry and has over 50 years of experience in the field. AHS delivers on this reputation with their user-friendly website and efficient quote process. Unlike working with Elite Home Warranty, you don’t have to worry about waiting for a customer service representative to get back to you to receive a quote. It’s generated instantly on AHS’s website. One of AHS’s other pros is that they have only a 30-day waiting period, meaning you only wait one month until your coverage takes effect and your pool, along with other home appliances and systems, are protected. Liberty Home Guard has a longer waiting period, leaving more room for preexisting conditions or other issues to arise. I like that AHS offers a shorter waiting period, so you have less worry about your pool breaking down and not being covered. 

    American Home Shield has a solid reputation with a BBB accreditation and a fantastic 53 years of experience in the industry, which is far more than providers such as Elite Home Warranty, with a mere four years of experience. While they don’t have the best third-party review scores (around two stars on Trustpilot), the BBB accreditation does reassure me that they take care of their customers behind the scenes. Positive reviews usually praise AHS for their consistent service and high-quality HVAC repairs, which is a big deal for most homeowners as none of us want to go without heat during a chilly winter or AC during a hot summer. Unhappy customers shared that AHS sent unprofessional, sloppily dressed technicians and didn’t offer enough technicians in their area, resulting in longer claim resolution times. 

    Rating SiteRatingNumber of Reviews
    BBBB / 2.1111,119
    Trustpilot2.25,331
    Yelp1.11,286

    Editor’s Note: The ratings provided were accurate at the time of writing.

    American Home Shield is available 24/7/365 over the phone and offers emergency services for pressing repairs, such as issues with your HVAC breaking down during a freezing winter or scorching summer. You can submit claims over the phone or through AHS’s online portal, making them a flexible service provider. However, they fall short with their claim processing time, which is about 48 hours. While this timeframe isn’t unusual in the industry, it’s still a long time to wait when your fridge breaks down and your food is going bad. 

    I gave American Home Shield a high score for their transparency because they offer straightforward policies and transparent pricing. Everything is clearly laid out during the quote process, so you don’t have to worry about hunting down information about pricing or coverage. AHS posts their sample policy online, and it clearly describes all their exclusions, which I can’t say about providers such as Select Home Warranty, which tend to have confusing, detailed exclusions that may lead that provider to deny coverage. 

    Exclusions

    American Home Shield has industry-standard exclusions, except, notably,  for preexisting conditions. Unknown preexisting exclusions are a common reason for claim denial and are incredibly frustrating since you’re unaware of them until a technician assesses your appliance or system, so it’s a real comfort to know that AHS doesn’t exclude coverage for them. AHS’s coverage doesn’t extend to:

    • Construction or carpentry costs
    • Restoration of walls
    • Flues, chimneys, venting, and exhaust lines
    • Repairs or replacements due to cosmetic defects
    • Repairs due to mold
    • Natural disasters

    Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.

    American Home Shield receives a 5 out of 10 score for their flexibility in service providers, which isn’t ideal. Some home warranty companies allow you to choose your own service contractor for repairs or replacements, which is a nice benefit if you’ve worked with technicians in your area before and were happy with the results. Unfortunately, AHS doesn’t typically allow you to pick your contractor. They almost always assign the contractor to your case, although there may be occasional exceptions where AHS authorizes you to pick a technician with their approval.

    Best for Customization

    Liberty Home Guard

    4.6

    Our Rating

    Limited Time:
    $200 Off + 2 Months free

    Liberty Home Guard is my top recommendation if you have a saltwater pool because it offers coverage for this home feature, which is unique in the home warranty industry. They also offer comprehensive coverage options for freshwater pools and spas and affordable coverage for a second spa at only $9.99 per month. Overall, this affordable provider offers customizable plans that ensure you’re not overpaying for things you don’t need. 

    I love their claim process, which features a mobile app for claim submission and updates. Liberty Home Guard takes as little as 12 hours to respond to claims — far less time than many providers, who take 24 or 48 hours to respond to claims. This fast response time is ideal when your pool breaks down mid-summer and you’re missing out on precious time relaxing or entertaining kids. 

    On the downside, Liberty Home Guard only offers up to $2,000 in HVAC coverage and as little as $500 for some items such as your plumbing and electrical systems and pool. While any coverage is better than no coverage, $500 isn’t sufficient to cover many repairs. Some pool items, including cleaning systems, ionizers, and jets aren’t covered either, so be sure to closely read your policy and check what is and isn’t covered regarding your pool before enrolling with Liberty. 

    Liberty Home Guard is the only provider I’ve seen that offers saltwater pool coverage. Home warranty companies such as American Home Shield and Choice Home Warranty specifically exclude saltwater pools. If you are in the unique position of owning a saltwater pool — after all, who doesn’t love how saltwater can actually feel softer, not to mention it’s gentler on the eyes and skin — Liberty Home Guard is your best bet for coverage. 

    In addition, Liberty’s amazing customization options extend to their choice of plans and other add-ons. You can pick from three comprehensive plans that cover common appliances. Choice Home Warranty’s Basic Plan doesn’t even cover your air conditioning system or refrigerator — two things I definitely don’t want unprotected. Fortunately, you don’t have to worry about common appliances being excluded with Liberty, especially if you opt for their Total Home Guard plan, which covers appliances and home systems. 

    Liberty Home Guard has extensive exclusions for their pool and spa equipment add-on. Some of the most notable exclusions are jets, heat pumps, and cleaning equipment such as your pool sweeps, ionizers, or chlorinators. All of these can be incredibly expensive to repair. For example, the average cost of pool repairs is nearly $700, but a pool skimmer can cost $1,200 or more (which Liberty excludes from their coverage). 

    The other con with Liberty Home Guard is their lower coverage limits. A coverage limit or cap determines the maximum a company will pay for a covered item. With Liberty, your home’s plumbing or electrical systems receive only $500 in coverage, which isn’t enough to cover many repairs and certainly not a significant replacement. In this case, you’d be responsible for paying anything beyond that $500 to fix or replace your plumbing system. Personally, I prioritize high coverage caps because I don’t want to be in this situation. 

    If you own a swimming pool, Liberty is hard to beat with its highly customizable plans. They even offer a saltwater pool add-on, which I’ve never seen with another home warranty company provider. You can add their pool and spa add-ons to any of their plans, although I recommend their Total Home Guard plan as it’s only $10 more based on the quotes Liberty gave me during my secret shopping, and it covers both home appliances and systems, giving me greater peace of mind. The Total Home Guard plan covers items such as your ceiling and exhaust fans, garbage disposal, built-in microwave, and, very importantly, your HVAC system, which receives up to $2,000 in coverage. 

    PlanMonthly CostService FeeAvailable Discounts
    Appliance Guard$49.99$125Two months free, free limited roof leak protection, $200 off coupon (website or phone)
    Systems Guard$54.99$125Two months free, free limited roof leak protection, $200 off coupon (website or phone)
    Total Home Guard$59.99$125Two months free, free limited roof leak protection, $200 off coupon (website or phone)

    Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Boise, ID. The cost data presented was accurate at the time of writing.

    Available Add-Ons

    Liberty Home Guard is an industry leader in add-on offerings, which extends to homes with pools and/or spas. You can opt for pool and spa coverage, as well as coverage for a saltwater pool or additional spa — benefits I’ve yet to see another home warranty provider offer. 

    • Pool and spa: $19.99/month
    • Additional spa: $9.99/month
    • Saltwater pool: $23.99/month
    • Lawn sprinkler system: $9.99/month
    • Generator: $19.99/month
    • Casita guest unit: $35.99/month
    • Sump pump: $8.99/month
    • Well pump: $12.99/month
    • Septic system pumping: $12.99/month
    • Ejector pump: $14.99/month
    • Grinder pump: $14.99/month
    • Limited roof leak: $11.99/month
    • Re-key: $9.99/month
    • Gutter cleaning: $14.99/month
    • Pest control: $14.99/month
    • Carpet cleaning: $19.99/month
    • Window washing/cleaning: $19.99/month
    • Power washing (exterior flooring): $19.99/month
    • Central vacuum: $8.99/month
    • Stand-alone freezer: $5.99/month
    • Water softener: $13.99/month
    • Swamp cooler: $14.99/month
    • Second refrigerator: $7.99/month
    • Trash compactor: $7.49/month
    • Ice maker (in-fridge): $3.99/month
    • Freestanding ice maker: $14.99/month
    • Wine cooler/fridge: $11,99/month
    • Water dispenser water line: $4.99/month
    • Instant hot water dispenser: $9.99/month
    • Reverse osmosis water filter system: $14.99/month
    • Lighting fixtures: $7.99/month
    • Plumbing fixtures: $7.99/month
    • Electronics protection: $19.99/month
    • TV mounting (up to 65-inch TVs): $14.99/month
    • TV mounting (up to 85-inch TVs): $19.99/month
    • Pro-series refrigerator: $14.99/month
    • Pro-series stand-alone freezer: $14.99/month
    • Pro-series range/oven/cooktop: $12.99/month
    • Pro-series dishwasher: $7.99/month
    • Pro-series microwave: $4.99/month
    • Pro-series washing machine: $4.99/month
    • Pro-series clothes dryer: $4.99/month

    Liberty offers competitive pricing and ample discounts. During my secret shopping for this guide, I found a $200 special off your first year enrolled. I find Liberty’s pricing to be industry standard, with most of their plans costing between $50 and $60 per month. The average cost for home warranty premiums is around $50, so this meets my expectations, especially considering Liberty offers more comprehensive coverage than most. 

    Regarding their pool coverage, you’re looking at $19.99 more per month for a traditional pool/spa or $23.99 for a saltwater pool. They even offer a very affordable add-on for a second spa at only $9.99 monthly. These rates are around the same price or only a few dollars more than providers such as American Home Shield and Elite Home Warranty, putting Liberty in the middle cost-wise for pool add-ons. 

    During my secret shopping, Liberty Home Guard was easy to work with. I especially liked their user-friendly website and professional customer service, which made shopping different plans simple. A big benefit of Liberty’s customer experience is their commitment to using high-quality contractors for repairs and replacement. I don’t know about you, but I don’t want to worry about a big investment, such as my pool, being in inexperienced hands. Liberty vets all their contractors and shares that their LHG-certified technicians can often repair issues during the first appointment. I love this because I don’t want to miss any downtime in my pool. On the other hand, LHG has an issue with following up too often. Our team found that, between emails and phone calls, we usually received upwards of five follow-ups, which is enough to get on my nerves. 

    Liberty Home Guard has an unparalleled customer reputation that few providers come close to. They have a near-perfect score with Trustpilot from over 3,300 reviews and a fantastic 4.49-star rating from the Better Business Bureau. Many home warranty companies, such as American Home Shield, receive an average of two stars from third-party review websites such as Yelp and Trustpilot, so Liberty truly stands out for its top-notch company reputation. In addition, they’ve had far fewer customer complaints to the Better Business Bureau than most. For example, American Home Shield has had 24,313 complaints in three years, while Liberty had less than a thousand. While Liberty is a smaller company, this is still a pronounced difference, demonstrating LHG’s dedication to customers. Most complaints point out that Liberty Home Guard has low coverage caps and that they charged some customers multiple service fees. However, most reviews were positive, with many citing Liberty’s high-quality customer service and the fact that contractors were easy to work with, knowledgeable, and provided excellent work and service. 

    Rating SiteRatingNumber of Reviews
    BBBNR* / 4.48 out of 5 stars2,498
    Trustpilot4.7 out of 5 stars2,790
    Yelp1.3 out of 5 stars67

    Editor’s Note: The ratings provided were accurate at the time of writing.

    *Note (as of 5/14/24): Recently, the Better Business Bureau shifted LHG’s A+ rating to “NR” (Not Rated). We reached out to a representative from LHG for comment and they shared this statement: “Despite the BBB’s alert, our customer satisfaction levels remain by far the highest relative to our scale. Last month, we had the lowest percentage of customer cancellation requests in our entire history. On the BBB’s own platform, Liberty Home Guard has achieved a star rating of 4.5 out of 5 from nearly 2,500 reviews. For added context, the approximately 480 resolved complaints on Liberty Home Guard’s BBB profile equate to an extremely low fraction of a percentage relative to the size and scale of our total customer base. As we navigate this situation, which we believe will be resolved in time, we want to assure you that we remain committed to our customers and their satisfaction; they are the key stakeholders we orient all our efforts around.”

    I’ve given Liberty Home Guard a perfect score for their claims process, which is more flexible, convenient, and straightforward than that of any other provider I’ve researched. Liberty allows you to submit claims through the online portal or over the phone 24/7/365, like most providers. But in addition, LHG has a user-friendly mobile app where you can submit claims and check on your claim status, which I’ve yet to see more home warranty providers offer. On top of this, LHG has an average claims response time of only 12 hours per our team’s experience with secret shopping. I can’t stress enough how outstanding this is, as most providers take 24 to 48 hours if not longer, to get back to you. I don’t know about you, but I don’t want to wait around for pool repairs on a hot summer day when I could be enjoying the comforts of my refreshing pool, so this fast claims resolution is a real asset.

    Liberty Home Guard is one of the most transparent home warranty providers, with its published online sample contracts and standard exclusions. My biggest frustration with their exclusions is the preexisting conditions exclusion, which will affect you if your pool or home appliances or systems already have existing issues, as it’ll disqualify that item from coverage. Leaks or malfunctions due to storms are another issue that may affect your pool coverage, as your pool weathers more elements than your dishwasher or indoor plumbing system. However, Liberty is clear-cut overall, with clearly defined, transparent exclusions and coverage caps, which few home warranty providers can boast of. 

    Exclusions

    Liberty Home Guard has many exclusions, but nothing stands out to me as a red flag. Pool owners will want to note that Liberty’s pool and spa add-on doesn’t cover items such as pool cleaning equipment and jets. 

    • Preexisting conditions
    • Flues, vents, chimneys, and exhaust lines
    • Electronics, computerized, “smart,” or Internet/enabled components and parts
    • Filters associated with any covered items
    • Remote receiving and transmitting devices
    • Radon and other leak detection monitoring systems
    • Fire sprinkler systems
    • Lighting 
    • Solar systems and applications
    • Cosmetic defects
    • Disposal of appliances, systems, or components
    • Cranes or other specialty vehicles required to install, remove, or access your appliances or home systems.
    • Glass parts
    • Noise
    • Malfunction due to storms or other acts of God

    Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.

    Liberty Home Guard receives a perfect score for their phenomenal service provider flexibility. While you must contact this provider first to have the contractor authorized, you can select your provider. The authorization ensures that Liberty’s high standards are upheld to ensure you’re happy with the repairs. However, the provider recommends sticking with their LHG-certified professionals when you can because you usually save the most money this way, and their work comes with an outstanding 60-day workmanship guarantee (twice as long as American Home Shield’s workmanship guarantee). 

    Best Claims Acceptance

    Choice Home Warranty

    4.3

    Our Rating

    Limited Time:
    $50 Off + 1 month free!

    If you’re looking for an affordable provider with an excellent workmanship guarantee that truly protects you, Choice Home Warranty is my recommendation. Not only is their pool add-on a competitively priced $15 per month, but Choice has an above-and-beyond workmanship guarantee of up to 90 days for parts and 60 days for labor (two to three times the industry standard of 30 days). 

    Customers frequently praise Choice for their high claims acceptance rate, which is perfect because I don’t want to miss out on days lounging in the pool because I need to resubmit my pool claim. 

    However, saltwater pool owners won’t be able to secure coverage with Choice as their coverage is strictly for freshwater pools. You’ll also want to pay close attention to Choice’s exclusions, as Choice doesn’t cover pool accessories, cleaning equipment, or jets in their plans. 

    Choice Home Warranty offers a cost-effective solution for pool owners. Their pool add-on is $15 monthly — $5 less than Liberty Home Guard with comparable coverage. Plus, Choice Home Warranty has one of the best and most extensive workmanship guarantees on the market, with up to 90 days for parts and 60 days for labor. This means that you have two to three months to report issues with your repaired pool, appliance, or home system, and Choice will come out (without charging you another service fee), reassess your pool, and correct the issue. Most home warranty providers only give you 30 days to report a problem, so this exceptional workmanship guarantee gives me a lot of peace of mind. 

    Like American Home Shield, Choice Home Warranty doesn’t offer coverage for saltwater pools or your spa equipment if they don’t utilize common equipment. If this is the case, you’d need to pay an additional fee for coverage for both your pool and spa. Other important-to-note exclusions, as cited from Choice’s contract below, include portable or above-ground pools or spas, liners, jets, waterfalls and pumping systems, and built-in or detachable cleaning equipment. 

    Choice Home Warranty has a limited selection of plans, offering only two options in total. Frankly, I’d skip their Basic Plan altogether as it doesn’t cover everyday appliances such as your AC unit, refrigerator, or clothes washer or dryer — which I don’t want to live without during a cold winter day as wet clothes aren’t fun. Their Total Plan covers these items along with your cooktop, plumbing stoppages, and garbage disposal, making it my recommendation from Choice. 

    PlanMonthly CostService FeeAvailable Discounts
    Basic Plan$46.67$1005% discount, annual payment discounts, and 1 month free (online or phone)
    Total Plan$54.75$1005% discount, annual payment  discounts, and 1 month free (online or phone)

    Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Boise, ID. The cost data presented was accurate at the time of writing.

    Available Add-Ons

    Choice Home Warranty has a competitively priced pool add-on. If you have a lawn, you may also want to consider adding a sprinkler system to keep your lawn green and lush throughout the year. 

    • Central vacuum: $3.33/month
    • Limited roof leak: $5.83/month
    • Pool: $15/month
    • Second refrigerator: $3.33/month
    • Septic system: $10/month
    • Septic tank pumping: $5.42/month
    • Spa: $15/month
    • Additional spa: $15/month
    • Sprinkler system: $8.33/month
    • Stand-alone freezer: $3.33/month
    • Sump pump: $3.33/month
    • Well pump: $8.33/month

    Choice Home Warranty offers affordable pricing with frequent online discounts. I love that most of their add-ons cost less than $15 a month. Notably, their pool add-on is only $15 per month, which is $5 less than Liberty Home Guard — a savings of $60 a year for similar pool coverage. On top of this, many providers such as Elite Home Warranty charge $15 to $20 per month for most of their add-ons, but Choice’s add-ons are almost all less than $10 a month, making them a far more affordable option. 

    Customers praise CHW for their professional customer service, and I second this sentiment. During my secret shopping, I’ve had positive interactions with several customer service agents. Their user-friendly website only enhances this feeling, especially because their instant quote calculator actually generates an instant quote, unlike Elite Home Warranty, which makes you wait for a return phone call. My only criticism of Choice’s website is their plan breakdowns when you’re shopping. You have to go back and forth between web pages to view each plan’s details, rather than all the plans being on one page in a chart.  

    Choice Home Warranty has a solid company reputation, receiving an 8 out of 10 rating from me for their experience level (14 years total) and a robust 3.7-star rating from almost 40,000 reviews on Trustpilot. Positive reviews typically share that Choice has a high claims acceptance rate and proficient customer service, which I love to see. In contrast, negative reviews reveal that Choice required them to re-open claims several times to have them finally accepted. Some reviewers experienced excessive service charges — a complaint that Liberty Home Guard also received. 

    I’d like to note that Choice is the subject of an ongoing consumer fraud lawsuit filed against it by the Arizona Attorney General. Although this lawsuit hasn’t been resolved against Choice, I don’t love seeing it during my research into a provider. 

    Rating SiteRatingNumber of Reviews
    BBBB / 1.04 out of 5 stars4,468
    Trustpilot3.7  out of 5 stars39,366
    Yelp1.1 out of 5 stars172

    Editor’s Note: The ratings provided were accurate at the time of writing.

    Choice Home Warranty excels with their claims process. Specifically, I like their workmanship guarantee of 90 days for parts and 60 days for labor. Many providers, such as American Home Shield, only give you 30 days, so this is a significant benefit because you’ll have anywhere from two to three months to ensure your recently repaired pool is working correctly. Another reason Choice scores so highly in this category is because of their high claim acceptance rate. This is the percentage of claims that Choice approves and reimburses customers for. 

    Today’s Homeowner Tips
    A high claim acceptance rate is a must-have because it means your provider is approving your claims and reimbursing you. As a home warranty shopper, you definitely deserve a company that approves your claims, as this means the company, not you, is shelling out money for the repairs to your pool, HVAC system, or fridge.

    CHW is a transparent provider with a user-friendly website and enrollment process. You can easily find a sample contract on their website, which clearly breaks down what is and isn’t covered — a vital tool for any homeowner when ensuring that their beautiful pool and appliances are protected. None of their exclusions stand out to me as abnormal, which leads me to give Choice a high 9.1 rating for their transparency and ease of use. 

    Exclusions

    Pool owners should note that Choice excludes pool accessories Otherwise, CHW has standard exclusions: 

    • Audio or visual equipment
    • Internet connection components
    • Upgrades or modifications to original systems or appliances
    • Pool accessories
    • Fireplaces
    • Doorbell
    • Central vacuum ductwork, accessories, hoses, and blockages
    • Portable or above-ground spas and pools
    • Act of God incidents

    Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.

    This provider has a perfect score in this category because all homeowners can choose their own service providers. However, this may affect Choice’s exceptional workmanship guarantee, so double-check with CHW customer service about whether Choice covers your chosen service provider under their workmanship guarantee.

    Best Value

    Select Home Warranty

    4.2

    Our Rating

    Limited Time:
    $150 Off (Code HOUSE25)

    Pool owners on a budget can benefit from Select’s inexpensive pool add-on, which is about half the cost of the pool add- ons of other nationwide providers). However, you’ll want to keep in mind that Select’s add-on only comes with up to $400 of coverage. While this is comparable to providers such as Liberty Home Guard, other companies such as American Home Shield offer up to $3,000 in pool coverage, making them a better choice if you want more comprehensive coverage or greater peace of mind (although AHS’s add-on does cost $18 per month, so keep this in mind). 

    In terms of value, Select’s plans typically cost less than $50 per month, and all come with free roof leak coverage, increasing the plan’s usefulness as roof repairs are notoriously expensive. However, you’ll have to keep detailed maintenance and cleaning records, especially when it comes to your HVAC system, as Select can ask for these at any time before approving a claim for complete compensation. While this isn’t unheard of in the industry, it’s a frustrating condition that can lead to claim denials (and ultimately a reduced payout or none at all). 

    At less than $50 per month for all of its plans during my secret shopping for coverage for a two-bedroom home, Select delivers a lot of value for a lower price point than most home warranty providers. Plus, you receive up to $3,000 in HVAC coverage, which is $1,000 more than Liberty Home Guard — and they almost always cost more per month than Select. 

    Pool owners can significantly benefit from Select’s affordable pool add-on, which is only $8.33 monthly. Most providers, such as American Home Shield, charge close to $20 per month for pool coverage, so this is an excellent deal. On top of this, Select includes free roof leak coverage with all of their plans, which saves you even more monthly and is a great way to protect yourself financially against expensive roof repairs and water damage. 

    Select is the most budget-friendly provider on this list, but their coverage caps are poor. For example, you only receive up to $400 in coverage for repairs or replacements for add-on items, per the contract language excerpted below. This includes your pool. The cost of a swimming pool heater alone can easily exceed $400 and even cost as much as double that, so this isn’t sufficient for complete equipment replacements or major repairs. This provider also has frustrating maintenance record requirements, which can lead to claim denials if you don’t keep up with document maintenance and cleaning of your pool, home systems, and appliances. 

    Select Home Warranty offers a variety of plans, with their Platinum Care plan being my preferred choice as it’s only a few dollars more than their lower-tier plans and offers significantly more coverage. With the Platinum Care plan, your garage door opener, ductwork, and ceiling fans are all covered — some unique benefits not all providers offer. Plus, Select includes free roof leak coverage with all of their plans, which nearly all providers make you pay extra for. Most providers charge an extra $5 to $10 monthly for roof leak coverage, so Select’s included coverage could save you $60 to $120 yearly. 

    PlanMonthly Cost*Service FeeAvailable Discounts
    Bronze Care$44.42$75$150 off (website), 2 extra months free (website), multi-year coverage discount (phone)
    Gold Care$44.42$75$150 off (website), 2 extra months free (website), multi-year coverage discount (phone)
    Platinum Care$47.75$75$150 off (website), 2 extra months free (website), multi-year coverage discount (phone)

    *Monthly cost figures provided include the discounted rate offered at the time of writing. 

    Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Boise, ID. The cost data presented was accurate at the time of writing.

    Available Add-Ons

    Select Home Warranty is one of the most affordable home warranty companies on the market, with their pool add-on costing only $8.33 per month (half what Liberty Home Guard charges). 

    • Central vacuum: $3.33/month
    • Lawn sprinkler system: $5.83/month
    • Pool: $8.33/month
    • Roof leak: $0/month
    • Septic system: $5.83/month
    • Spa: $5.83/month
    • Stand-alone freezer: $3.33/month
    • Sump pump: $3.33/month
    • Well pump: $3.33/month

    If you’re looking for a budget-friendly provider, Select Home Warranty can’t be beaten. Most of their plans cost less than $40 a month, which is far more affordable than many home warranty companies that charge at least $50 per month. They offer frequent plan discounts and have one of the most affordable service call fees I’ve seen (only $75), which is far less than providers such as  Elite Home Warranty, which charges $150 for after-hours service visits or visits for premium appliances or systems. 

    During my secret shopping, Select Home Warranty never bombarded me with excessive emails or calls, which is a massive relief for me as a shy individual. Customer service was always helpful and friendly, and I never felt pressured into purchasing a warranty or upgrading the policy, which I’ve experienced with less-reputable companies. Another significant benefit is Select’s user-friendly website, which clearly outlines their pricing structure and coverage and features a handy instant quote calculator. With it, you can quickly choose a plan and add-ons, such as one for your pool, and see your total monthly cost, making shopping a breeze.

    Select Home Warranty has a satisfactory company reputation, with a positive 3.8-star rating from nearly 5,000 reviewers on Trustpilot. Happy customers were thrilled with efficient and personable customer service representatives that quickly answered their questions without making them feel like they were being read to from a script. I even saw a review about a customer receiving a special seniors-only policy, which saved them hundreds of dollars per year, so if you’re a senior, I’d definitely ask about this. On the other hand, negative reviews criticized Select for wriggling out of reimbursing them for repairs with frustrating exclusions such as the appliance not being installed properly or maintained. 

    Rating SiteRatingNumber of Reviews
    BBBB  / 1.33 out of 5 stars2,089
    Trustpilot3.7 out of 5 stars4,855
    Yelp1.0 out of 5 stars9

    Editor’s Note: The ratings provided were accurate at the time of writing.

    Select Home Warranty receives an average rating of seven for their claims process. As with most providers, you can submit a claim online or over the phone. Their waiting period is about 48 hours to hear back, which is slower than that of standout providers such as Liberty Home Guard, which averages around 12 hours. While 48 hours is the industry standard, I’d prefer the 12-hour wait time when my dishwasher is leaking all over my kitchen floor and I’m at my wit’s end.

    Select Home Warranty receives a 5 out of 10 score from me because of their tricky exclusions. While I like that they have a clearly posted sample contract online, their exclusions are extensive and confusing. For example, you must keep up with cleaning your home systems, such as your HVAC system, and even take pictures to demonstrate how you kept up with cleaning and maintenance. Select can ask for these records at any time before approving a claim. While this isn’t unheard of in this industry, it’s a pain for homeowners to keep on top of. Without these records, you may only receive a partial reimbursement. This is a massive letdown when you rely on HVAC coverage to prevent situations where you need to shell out $5,500 to $11,000 to replace the system. 

    Exclusions

    An important exclusion for pool owners to note is that Select Home Warranty requires maintenance records demonstrating that you kept up with maintenance and cleaning of home systems, appliances, and your pool. Otherwise, the reimbursement may be less than what you expected. 

    • Secondary damage (i.e., your home warranty may cover roof damage but won’t cover water damage caused by the leak)
    • Incorrect installation or malfunctions due to construction damage or improper wiring
    • Issues with systems or appliances related to hazardous or toxic materials (e.g., mold, asbestos, and gas leaks) 
    • Common areas in condominiums or family homes
    • Failure to properly maintain or clean systems or appliances
    • Electrical surges
    • Solar heating systems
    • Foundation or structural issues
    • Damage caused by natural disasters and rust
    • Defects or damages caused by the foundation and structure of the home

    Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.

    You can choose your service provider with Select, but you need authorization first. Without permission, Select won’t reimburse you for the repairs. This is industry standard though, so Select receives a perfect score for their flexibility.

    Best Customer Ratings

    Elite Home Warranty

    4.3

    Our Rating

    Limited Time:
    $150 Off + 1 Month Free

    Elite has exceptional coverage caps of up to $6,000 for appliances and up to $10,000 for home systems such as your HVAC. These are the highest coverage caps I’ve seen any home warranty company offer — most max out at $2,000 to $3,000, so Elite is one of the few providers that can cover expensive total replacements, such as replacing your air conditioner or premium appliances. 

    Pool owners can benefit from Elite’s generous coverage cap of $1,500. Many providers, such as Liberty Home Guard or Select Home Warranty, max out at $400 to $500 — meaning Elite offers up to three times the coverage of these providers. Another benefit of Elite is that their pool coverage is far more comprehensive than most providers and covers items such as pumps, heating systems, and pool housings. However, it doesn’t cover your pool if the repairs are due to a lack of maintenance, structural defects, or corroded casings, so keep this in mind when choosing between providers. I’m not personally the best at keeping up with maintenance records, so this gives me pause. 

    Elite Home Warranty’s pool and spa equipment add-on is much more comprehensive than that of many home warranty providers. It covers pumps, filtration systems, heating systems, and housings. Most home warranty companies offering pool coverage don’t include the pool’s filtration system, housing, or heating, so homeowners can benefit from this. 

    Elite even covers above-ground accessible piping, pools, and spas (another common exclusion). 

    Elite may deny your pool and spa equipment claim if the necessary repair or replacement is related to structural defects, cracked or corroded casings, or a lack of maintenance. While the company covers the pool itself, waterfalls, pool sweeps, and skimmers are all excluded from coverage, which can be expensive to repair. They also don’t cover professional-grade appliances or home systems as part of their standard plans. 

    Elite Home Warranty offers a superb range of plans. You can choose from an appliance-only plan, a home systems-only plan, or my favorite, the Elite Complete plan, which covers both. Elite Complete is a valuable plan that costs around $10 to $15 more than Elite’s other plans but covers significantly more components of your home, protecting you financially. Not only this, but depending on the plan and add-ons you select, you can receive up to $6,000 in appliance coverage and up to $10,000 in home system coverage. I’ve only seen American Home Shield offer coverage close to this. Most providers offer around $2,000 to $3,000 maximum, so this is perfect if you want coverage for total replacements or if you have luxury appliances that cost more to repair or replace. 

    PlanMonthly CostService FeeAvailable Discounts
    Elite Appliance$44.99$75$150 sign-up, first month free, 30-day free trial (phone)
    Elite Systems$49.99$75$150 sign-up, first month free, 30-day free trial (phone)
    Elite Complete$59.99$75$150 sign-up, first month free, 30-day free trial (phone)

    Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Boise, ID. The cost data presented was accurate at the time of writing.

    Available Add-Ons

    Elite offers the most variety of pool add-ons I’ve seen. From their extensive list of add-ons, you can opt for coverage for a jetted hot tub, pool and spa equipment, and pool equipment. 

    • Attic exhaust fan: $69.99/year
    • Central vacuum: $49.00/year
    • Effluent pump: $99.99/year
    • Ejector pump: $99.99/year
    • Freestanding freezer: $59.99/year
    • Freestanding ice maker: $59.99/year
    • Freestanding spa equipment: $119.99/year
    • Generator: $99.99/year
    • Geothermal heating and cooling system: $299.99/year
    • Grinder pump: $99.99/year
    • Guest house: $299.99/year
    • HVAC annual maintenance: $299.99/year
    • Jetted/hot tub: $99.99/year
    • Lawn sprinkler system: $99.99/year
    • Lift pump: $99.99/year
    • Limited roof leak repair: $99.99/year
    • Pool & spa equipment: $199.99/year
    • Pool equipment: $149.99/year
    • Premium appliances: $249.99/year
    • Premium benefits: $199.99/year
    • Premium systems: $299.99/year
    • Premium systems Plus: $499.99/year
    • Septic system: $129.99/year
    • Service lines: $349.99/year
    • Sump pump: $99.99/year
    • Swamp cooler: $149.99/year
    • Water filtration system: $99.99/year
    • Water softener: $99.99/year
    • Well pump: $99.99/year
    • Wine cooler: $69.99/year

    Elite Home Warranty isn’t the most affordable provider on this list, but they offer unmatched coverage caps of up to $6,000 for appliances and $10,000 for home systems such as your HVAC. The pool and spa equipment add-on comes with a generous $1,500 in coverage (three times what Liberty Home Guard offers). While Elite has slightly higher prices, they come through with value-packed benefits. I also feel like the provider goes above and beyond with some of their service policies, such as their food spoilage coverage benefit. If Elite doesn’t service your fridge or freezer quickly enough, they will reimburse you $100 for spoiled food, demonstrating their commitment to customer service above all else. 

    Elite Home Warranty offers a positive customer experience with their professional customer service representatives. I’ve always found their agents to be helpful and particularly eager to educate — a nice contrast to some service agents who are pushy and constantly trying to upsell you. However, I dislike Elite’s cancellation fee, which is 8% once you pass the 30-day trial period. While this isn’t unheard of in the industry, it’s frustrating and something to remember during the trial period. 

    Elite Home Warranty has one of the most incredible company reputations in the industry, with an accreditation and A+ rating from the Better Business Bureau. Unlike many competitors, Elite receives close to perfect ratings from third-party review websites, a notable difference from a provider such as American Home Shield, which averages a poor two-star rating. Many happy customers rave about their helpful staff and extraordinary coverage caps that were high enough to cover the cost of complete and expensive replacements — something most providers can’t match. For example, Select Home Warranty maxes out at $400 for pool coverage, which isn’t enough to replace your pool’s pump. 

    Rating SiteRatingNumber of Reviews
    BBBA+ / 4.97 out of 5 stars401
    Trustpilot4.8 out of 5 stars82
    Yelp4.8 out of 5 stars4

    Editor’s Note: The ratings provided were accurate at the time of writing.

    If you need high-end or professional-grade appliances serviced, rather than its usual $75 service call fee Elite charges a higher fee of $150 — double what Select Home Warranty charges across the board for their services. Otherwise, I find Elite’s claims process standard. You can submit claims over the phone or online, but they take their claim process a step further by providing you with a single point of contact, a concierge, from start to finish to help you through the process. Like most providers, they process claims 24/7 so you can report claims regardless of the time of day. 

    While Elite offers sample contracts for each state they cover on their website, their exclusion lists are complicated. You need to keep up with maintenance records for all covered items, including your pool, to qualify for coverage, which can become challenging. I don’t know about you, but I’m not the best at keeping up with HVAC maintenance records during the holidays. Still, this isn’t an unheard-of policy, so while it’s frustrating, it’s not a deal-breaker for me. An important thing to note is that many of their sample contracts state that Elite’s full coverage caps don’t apply until 12 months into coverage. You’ll receive a smaller amount if your appliance or pool needs repairs before that. 

    Exclusions

    Pool owners should note that routine maintenance is a requirement with Elite Home Warranty, so make sure you keep detailed maintenance records so that Elite doesn’t deny your claim based on a lack of maintenance. 

    • Natural disaster-related damages
    • Preexisting conditions
    • Routine maintenance
    • Radon monitoring systems
    • Fire sprinkler systems
    • Solar systems and components
    • Flues, venting, chimneys, and exhaust lines
    • Acts of God
    • Commercial-grade appliances 
    • Units in a rental property (i.e. apartments) 
    • Cosmetic damage
    • Modified units

    Editor’s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.

    Elite customers can use their own service providers as long as they are licensed in their state to perform the necessary services. You can request your service provider when filing a claim online or by calling customer service. However, the 30-day workmanship warranty Elite normally offers won’t apply if the technician is out of network.


    Calculate the Cost of a Pool Home Warranty

    Looking for an estimated cost of how much your pool home warranty will cost each year? Plug in your monthly premium, service fee, and your best guess at how many service visits you’ll need per year for an estimate. 

    Appliance Average Repair Cost Average Replacement Cost
    Dehumidifier $50–$200 $1,300–$2,800
    Microwave $50–$400 $60–$2,000
    Dishwasher $50–$500 $400–$3,000
    Exhaust Fans $16–$300 $250–$950
    Electric Range $100–$500 $230–$3,000
    Gas Range $100–$500 $230–$3,000
    Dryer $100–$400 $450–$2,300
    Oven $100–$430 $400–$3,000
    Washer $50–$450 $400–$2,300
    Freezer $90–$500 $160–$2,900
    Refrigerator $40–$350 $200–$5,000

    Our Top Pick
    Best Claims Acceptance
    choice home warranty logo
    VISIT SITE
    Limited Time:
    $50 Off + 1 month free!
    Best Coverage Limits
    American Home Shield Logo
    VISIT SITE
    Limited Time:
    $150 off any plan
    Best for Customization
    VISIT SITE
    Limited Time:
    $200 Off + 2 Months free
    Best Value
    select home warranty logo
    VISIT SITE
    Limited Time:
    $150 Off (Code HOUSE25)

    Frequently Asked Questions

    Do You Need a Home Warranty for a Pool?

    You don’t have to have a home warranty covering your pool, but it can save you money on repairs or expensive replacements. For example, a pool pump leak alone can cost you over $1,000, and a home warranty would soften this financial blow. For repairs, you’d be charged a service fee for the visit (typically around $100) on top of your monthly premium. 


    How Much Does a Home Warranty Cost for a Pool?

    The average cost of a home warranty for pools is around $15 to $20 for the add-on, which is in addition to your home warranty’s monthly premium. Most home warranty monthly premiums cost around $50, so with pool coverage, you’re looking at around $65 to $70 per month, depending on your chosen plan, provider, location, and more. 


    How To Save Money When Shopping for Home Warranties for a Pool?

    You can save money when shopping for home warranties for a pool by researching across providers and checking the pool coverage cap, which is the maximum amount a provider will reimburse you for pool repairs. Look for a provider with a high pool coverage cap, then take the time to speak with a customer service representative on the phone and ask about ongoing deals and discounts to reap the biggest savings. 


    Is a Home Warranty Worth It for Pools?

    Pools are luxuries that are expensive to maintain and repair, with average costs for a swimming pool repair falling anywhere from a couple hundred dollars to $1,100. A home warranty with pool coverage protects you from expensive repair costs, making it a worthwhile investment for many homeowners wanting peace of mind. 



    Other Warranty Resources for Homeowners

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    Editorial Contributors
    avatar for Amy DeYoung

    Amy DeYoung

    Contributor

    Amy DeYoung has a passion for educating and motivating homeowners to improve their lives through home improvement projects and preventative measures. She is a content writer and editor specializing in pest control, moving, window, and lawn/gardening content for Today’s Homeowner. Amy utilizes her own experience within the pest control and real estate industry to educate readers. She studied business, communications, and writing at Arizona State University.

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