Most homeowners know home warranties for their great coverage of major home systems and appliances. But they might not know that many home warranty plans offer coverage for garage doors and garage door openers too. Just like other appliances and systems, if your garage door opener breaks down, you’ll be protected from expensive repair costs.

Best Coverage Limits
American Home Shield Logo
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Limited Time:
$150 off any plan
Our Top Pick
Best for Customization
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Limited Time:
$200 Off + 2 Months free + Free Roof Leak Coverage
Best Customer Ratings
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Limited Time:
$150 Off + 1 Month Free
Best Claims Acceptance
choice home warranty logo
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Limited Time:
$50 Off + 1 month free!

While your homeowner’s insurance policy may cover some damages from weather, accidents, fires, floods, etc., it won’t cover appliance breakdowns like a home warranty policy. For an affordable monthly fee, a home warranty will cover the repairs or replacement of your garage door equipment if it fails. But, finding the best home warranty that covers garage doors is easier said than done.

So, we thoroughly assessed all the major home warranty companies to find the best ones for garage doors. Each of our top four recommendations is fully vetted and has excellent coverage for garage doors of all types.


The Best Home Warranty Companies for Garage Doors in 2024

Most home warranty companies provide garage door coverage within one of their standard policies. However, a few offer garage door coverage only as an optional add-on.

Still, whether you add the optional garage door coverage or it’s included in the plan already, the flat monthly fee is typically much more affordable than an unexpected repair or replacement cost of a garage door opener. The best home warranty companies for garage doors have excellent consumer reviews, affordable pricing, good customer service, and comprehensive coverage for garage doors.

To determine which home warranty company is best for garage doors, we researched them and put together this top four list based on the above criteria.

Liberty Home Guard: Best For Customization

Compare Home Warranty Companies for Garage Doors

The table below outlines data for the best home warranty companies on the market, including those that cover garage doors. We constantly update these ratings and as these companies change their policies and prices to give you the most accurate information possible. Continue reading in-depth reviews of several top providers.

CompanyRatingMonthly CostService FeeResponse TimeBBB RatingLink

$50-$60

$75

12-48 hrs.

NR

VISIT SITE
American Home Shield Logo

$35–$75

$100–$125

24-72 hrs

B

VISIT SITE

$44.99-$58.99

$70

48 hours

A+

VISIT SITE
choice home warranty logo

$46–$55

$85

24-48 hrs.

B

VISIT SITE
select home warranty logo

$52–$58

$75-$85

24-48 hrs.

B

VISIT SITE
AFC Home Warranty logo

$38–$62

$75–$125

48 hours

B

VISIT SITE
first american logo

$38–$48

$75–$125

48 hours

B

VISIT SITE

$17–$60+

$65–$100

2–24 hrs

A-

VISIT SITE

$28–$68

$100–$150

2–24 hrs

B

VISIT SITE

Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.


Best for Customization

Liberty Home Guard

4.6

Our Rating

Limited Time:
$200 Off + 2 Months free + Free Roof Leak Coverage

Liberty Home Guard (LHG) is a top home warranty company for garage doors. It has three affordable home warranty plans, with two providing coverage for garage doors. Furthermore, it has several add-on coverage options to help homeowners protect every home system and appliance they need.

LHG appeals to homeowners who want to protect their garage doors and itemize coverage. Alternatively, buyers can select the Total Home Guard plan to cover all major home appliances and systems.

LHG appeals to homeowners who want to protect their garage doors and itemize coverage. Alternatively, buyers can select the Total Home Guard plan to cover all major home appliances and systems.

  • Comprehensive garage door coverage on Appliance Guard and Total Home Guard plans
  • Cost-effective $75 service fee
  • Several optional add-ons for additional coverage

Liberty Home Guard offers three home warranty plan options, an appliance plan, a systems plan, and a combo plan:

  • Appliance Guard ($64.99 per month / $649.99 per year): Covers 11 major home appliances, including garage door openers, clothes washers, clothes dryers, built-in microwaves, ranges/ovens/cooktops, garbage disposals, dishwashers, cooktop exhaust fans, refrigerators, ceiling fans, and more.
  • System Guard ($69.99 per month / $699.99 per year): protects essential home systems like air conditioners, ductwork, heating, plumbing systems, water dispensers, electrical systems, toilets, plumbing stoppages, and water heaters.
  • Total Home Guard ($74.99 per month / $749.99 per year): Combines the Appliance Guard and System Guard plans into one that covers everything (including garage doors).
  • Service Fee: $75
  • Optional Add-Ons: Additional coverage for pool, spa, locksmith, TV, PC, central vacuum system, lawn sprinkler system, wine refrigerator, second refrigerator, ejector pump, pest control/removal, water softener, and more.

Liberty Home Guard’s customer service is available 24/7/365, making the claim filing process easy. It provides its services in 48 states, excluding WI, WA, and Washington D.C.

Best Coverage Limits

American Home Shield

4.3

Our Rating

Limited Time:
$150 off any plan

American Home Shield (AHS) is another one of our top picks for garage doors. It has over 45 years of experience in the industry and 1.3 million customers. It offers three plans, all of which include coverage for garage doors.

Throughout its long history, AHS has accumulated many positive reviews on Trustpilot and an A+ rating on the Better Business Bureau (BBB). It offers several add-on extras to its home warranty plans for home buyers and current homeowners wanting to customize their coverage.

But for homeowners that want protection for almost everything, the ShieldPlatinum plan is the best choice. It covers 27 home systems and appliances in total.

  • All plans provide garage door coverage
  • No inspections are needed for enrollment
  • High coverage limits of $3,000 or $6,000 per year, depending on the plan

American Home Sheild offers three different plans:

  • SheildSilver ($29.27- $44.27 per month / $347.88 – $527.88 per year): Covers 19 home systems, including garage doors, electrical systems, ductwork, interior plumbing, water heaters, sump pumps, toilets, and more.
  • ShieldGold ($39.27 – $54.27 per month / $467.88 – $647.88 per year): Covers 21 home systems, including almost everything in the ShieldSilver plan, plus clothes washers, clothes dryers, trash compactors, dishwashers, and refrigerators, and more.
  • ShieldPlatinum ($59.27 – $74.27 per month / $711.88 – $891.88 per year): Provides coverage for 27 home systems and appliances – everything in the SheildSilver and SheildGold plans along with roof leak coverage.
  • Service Fee: $75, $100, or $125
  • Optional Add-ons: Extra coverage for sump pump overflow, well pumps, septic systems, pools, spas, guest houses, and more.

American Home Shield has home warranties available in every state besides AK.

Best Claims Acceptance

Choice Home Warranty

4.3

Our Rating

Limited Time:
$50 Off + 1 month free!
Overview

Choice Home Warranty (CHW) is our number one pick for the best home warranty for garage doors because of its great coverage, cost-effective pricing, fast service on repairs/replacements, and more. It offers various add-on coverage, which you can customize to cover all your garage doors and protect yourself from sudden repair costs.

Why We Chose CHW

CHW has over 15 years in business, and one of its most notable features is the flat $85 service fee – which is lower than most home warranty companies. Many homeowners choose Choice Home Warranty and their garage door coverage since they’re affordable, flexible, customizable, and easy to set up during a home purchase.

  • Within 48 hours of filing a claim, it provides a pre-vetted repair company to your door
  • Provides a 60-day guarantee on labor and a 90-day guarantee on parts and repairs
  • Garage door coverage in every plan

Choice Home Warranty offers two home warranty policies plus optional add-ons:

  • The Basic Plan ($45 per month / $560 per year): Protects your garage door and 13 other essential home systems and major appliances, including ductwork, ceiling fans, toilets, water heaters, ovens, microwaves, kitchen appliances, and more.
  • The Total Plan ($53.33 per month / $660 per year): A more comprehensive plan that also covers garage doors and the repair/replacement of 18 major systems and appliances in total, including everything in the Basic Plan, clothes dryers, clothes washers, air conditioning systems, and refrigerators.
  • Service Fees: $85
  • Optional Add-Ons ($40-$180 per year): Nine extra add-on coverage for standalone freezers, sump pumps, well pumps, central vacuum systems, septic systems, septic tank pumping, spas, pools, and limited roof leaks.

Choice Home Warranty offers its home warranty plans in every state except WA.

Best Value

Select Home Warranty

4.2

Our Rating

Limited Time:
$150 Off (Code HOUSE25)

Select Home Warranty (SHW) is another top recommendation of home warranty companies for garage doors. It has some of the best garage door coverage on the market. It offers three affordable plans with varying coverage levels. However, garage door coverage is only in their top plan (Platinum Care), but you can also add garage coverage to their other plans. You can also get even more items covered too.

SHW is known for having an extremely cost-friendly service fee compared to other leading providers. It has great customer service, and consumer reviews show it – the company has a robust B rating with the Better Business Bureau and a positive 3.8/5 stars on Trust Pilot.

  • Repair guarantee of 90 days
  • Affordable service fees
  • First two months free

Select Home Warranty has three warranty plans:

  • The Bronze Care Plan ($58 monthly cost / $630 per year): Covers eight major household appliances and systems, including clothes dryers, clothes washers, refrigerators, dishwashers, cooktops, built-in microwaves, ovens, and garbage disposals.
  • The Silver Care Plan ($57.67 per month / $630 per year): Covers everything in the Bronze plan, plus six more home systems and appliances – AC units, heating systems, ductwork, plumbing systems, hot water heaters, and electrical systems.
  • The Gold Care Plan ($62.08 per month / $699.99 per year): Covers all items in the Bronze and Silver Plans and garage door openers, ceiling fans, and plumbing stoppages.
  • Optional Add-Ons ($39.99-$99.95 per year): Extra coverage for additional garage doors, electrical switches, electrical outlets, light fixtures, central vacuum systems, septic systems, lawn sprinkler systems, wells, spas/pools, sump systems, refrigerators, stand-alone freezers, ice makers, and roof leaks.
  • Service Fee: $75 to $125, depending on location
  • Optional Add-Ons ($39.99-$99.95 per year): Extra coverage for additional garage doors, electrical switches, electrical outlets, light fixtures, central vacuum systems, septic systems, lawn sprinkler systems, wells, spas/pools, sump systems, refrigerators, stand-alone freezers, ice makers, and roof leaks.

Select Home Warranty is available in 46 states; if you live in NM, NV, WA, or WY, you’ll have to choose another provider. At first glance, SHW’s plans may look a bit more expensive, but remember that they generally cover more.


What is a Home Warranty for Garage Doors?

A home warranty for garage doors is a type of coverage that protects you from the cost of repairs or replacement for your garage door and other major home systems and appliances. All major home warranty providers offer coverage for your garage doors, but not all plans have garage doors as a standard option. Many providers have garage doors as optional add-ons.

That’s why it’s important to do your research to find the best home warranty plan with coverage for your garage doors and openers.

Who Needs a Home Warranty that Covers Garage Doors?

Homeowners with attached or detached garages should consider a home warranty that covers their garage doors. Garage doors and garage door openers are expensive to replace and repair. Getting them fixed quickly is essential to protect the content of your garage and home from theft, weather, and pests.

A home warranty helps because you can arrange a fast repair by simply filing a claim instead of worrying if you can afford it. Obviously, if your home does not have a garage, you don’t need garage door coverage (but you can still get a home warranty for all the other benefits).

What Does Home Warranty with Garage Doors Cover?

Most home warranties covering garage doors will also cover the door opener. That means if your garage door opener breaks, you can get it repaired or replaced without paying the full price. Here are some of the other things that may be included in garage door home warranties:

  • Springs
  • Rollers
  • Tracks
  • Garage door opener
  • Garage door
  • Garage door sensors

What is Not Covered in Home Warranty for Garage Doors?

As with all home warranties, there are some exclusions. For garage doors, these may include:

  • Rusting or corrosion
  • Damage from weather
  • Garage doors that were not installed by a professional
  • Garage doors that are not maintained
  • Pre-existing conditions

How Much Does a Home Warranty for Garage Doors Cost?

The price of a home warranty that covers garage doors varies depending on the provider and the level of coverage you choose. Most home warranty companies have a plan that covers garage doors and openers for around $350 to $800 per year.

How Does a Home Warranty for Garage Door Work?

If your garage door or opener breaks, you simply need to call your home warranty company and open a claim. The home warranty company will then send a technician to your home to diagnose the problem. If your home warranty covers the issue, the technician will make the necessary repairs or replacements.

Here is the entire process in detail.

Get a Garage Door Home Warranty

Before being able to file a home warranty claim on your garage door, you need a policy first. Some providers have garage door coverage as an optional, which means it may not be included in your home’s default plan.

If you want this type of home protection, you should check with your home warranty company to see if garage doors are an available add-on or included in the standard plan.

Of course, home warranties don’t cover existing issues. So, if your garage door is already broken, a home warranty can’t help you. That’s why getting it as soon as you can is so important.

Your Garage Door Breaks Down

Let’s say you’re coming home from work and your garage door doesn’t open no matter how many times you click the button. After looking it over, you determine it broke down. But instead of calling the local garage door installation and repair company, you look up your home warranty contact information.

You Contact the Warranty Provider & File a Claim

After you determine your garage door opener is broken, you call your home warranty company to file a claim. The home warranty company will set up an appointment for a technician to come to your home and fix the garage door opener.

A Technician Comes Out & Fixes Your Door

At the appointed time, a garage door service provider arrives at your home to diagnose the problem with your garage door opener. After they find the issue, they’ll make the necessary repairs to get your garage door working again.

Once they complete the warranty repair, you receive an invoice from your home warranty company for the service fee.

Your Garage Door is Back Up & Running

After the garage door specialist leaves, you should have a fully functioning garage door opener. If, for some reason, the specialist can’t repair the garage door opener, the home warranty company will replace it.

Be Aware of Your Policy Limits and Coverage Caps

Even though garage door coverage is included in some home warranties, it doesn’t mean there aren’t any limits on what’s covered. All home warranty companies have service call fees and coverage caps.

The service call fee is the amount you pay each time a technician comes to your home for a repair or replacement. These fees are typically between $75 and $125.

Home warranty coverage caps are the dollar amount your home warranty company will reimburse you for repairs or replacements. Most home warranty companies have a garage door coverage cap high large enough to cover significant repairs completely.

Final Thoughts

A garage door home warranty is a great way to protect your garage door, opener, and other garage door components from surprise repair or replacement costs. Home warranties are not required, but they can provide peace of mind knowing that your garage doors and other major home systems and appliances in your new home are covered in the event something goes wrong. Be sure to compare home warranty companies and plans to find the best coverage for your needs and budget.

Best Coverage Limits
American Home Shield Logo
VISIT SITE
Limited Time:
$150 off any plan
Our Top Pick
Best for Customization
VISIT SITE
Limited Time:
$200 Off + 2 Months free + Free Roof Leak Coverage
Best Customer Ratings
VISIT SITE
Limited Time:
$150 Off + 1 Month Free
Best Claims Acceptance
choice home warranty logo
VISIT SITE
Limited Time:
$50 Off + 1 month free!

FAQs about Home Warranties for Garage Doors

Should I Get a Home Warranty on my Garage Door?

If you have a garage door, it is wise to get a home warranty covering it. Garage doors and garage door openers are expensive to replace and repair, and getting them fixed quickly is essential to protect the content of your garage and home from theft, weather, and pests.

A home warranty helps because you can arrange a fast repair by simply filing a claim instead of worrying about potential unexpected repair costs and finding a contractor to repair it.


Does a Home Warranty Cover All Garage Door Parts?

Most home warranties covering garage doors will also cover the door opener. That means if your garage door opener breaks, you can get it repaired or replaced without paying the full price. Some other garage door components may be covered springs, rollers, tracks, garage door sensors, and garage doors.


How Many Garage Doors Does a Home Warranty Cover?

Most home warranty plans will cover one garage door and garage door opener. If you have multiple garage doors, you may be able to purchase an add-on to your plan to cover additional garage doors. However, since this varies by company and plan, you should check with the home warranty provider to see how many they cover.


Why is a Home Warranty Necessary?

A home warranty is a service contract that covers repairing or replacing home systems and appliances that break down due to normal wear and tear. Home warranties are not necessary but have lots of benefits. They help protect homeowners from paying for expensive repairs or replacements out of pocket.


What is a service fee?

A service fee is a charge that home warranty companies impose to cover the cost of dispatching a contractor to repair or replace a covered item. Service fees are typically between $50 and $100, which you usually pay to the home warranty company.


Today's Homeowner Home Warranty Ranking Methodology

At Today's Homeowner, transparency and trust are our most important values for the reader.

To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.

We developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria. We used a five-point scale with a point index ranging from 0.00 to 1.00. The minimum awardable value is 0.0, whereas 1.00 is the maximum. These numeric points are translated into star ratings, using whole star increments between one and five.

Here is a quick breakdown of our five core scoring categories:

  • Coverage (0.4): This category evaluates the scope of protection offered by a home warranty provider. We clearly distinguished between limited or broad coverage to help homeowners identify their own home protection needs. We also factor in claim turnaround times, average waiting period lengths, plan types, annual coverage limits, policy exclusions, etc.
  • Cost (0.3): This category considers what home warranty companies charge homeowners monthly, annual, and out-of-pocket. We urge homeowners also to consider the cost-to-value ratio of a home warranty plan.
  • Transparency and Trustworthiness (0.15): This category evaluates home warranty providers based on pending or past legal action, hidden fees, lack of information readily available on the website, exclusions, and more. We consider how upfront a company is to its potential policyholders, which says a lot about its products and services.
  • Customer Support and Satisfaction (.09): This category evaluates the efficacy of a home warranty company’s effort to provide supportive guidance to inquiring customers and how policyholders are satisfied with the assistance they receive.
  • Customization (.06): This category evaluates the ability of homeowners to adjust and choose their policy details, such as pricing variation, optional add-ons, and the number of plans available.

Editorial Contributors
avatar for Jonathon Jachura

Jonathon Jachura

Contributor

Jonathon Jachura is a two-time homeowner with hands-on experience with HVAC, gutters, plumbing, lawn care, pest control, and other aspects of owning a home. He is passionate about home maintenance and finding the best services. His main goal is to educate others with crisp, concise descriptions that any homeowner can use. Jon uses his strong technical background to create engaging, easy-to-read, and informative guides. He does most of his home and lawn projects himself but hires professional companies for the “big things.” He knows what goes into finding the best service providers and contractors. Jon studied mechanical engineering at Purdue University in Indiana and worked in the HVAC industry for 12 years. Between his various home improvement projects, he enjoys the outdoors, a good cup of coffee, and spending time with his family.

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photo of Roxanne Downer

Roxanne Downer

Editor

Roxanne Downer is a commerce editor at Today’s Homeowner, where she tackles everything from foundation repair to solar panel installation. She brings more than 15 years of writing and editing experience to bear in her meticulous approach to ensuring accurate, up-to-date, and engaging content. She’s previously edited for outlets including MSN, Architectural Digest, and Better Homes & Gardens. An alumna of the University of Pennsylvania, Roxanne is now an Oklahoma homeowner, DIY enthusiast, and the proud parent of a playful pug.

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