After owning two homes, I know how stressful and expensive systems and appliance breakdowns are — I’ve dealt with plenty myself. No matter what you do, something in your home will eventually fail. In Rhode Island, the state’s humid summers and frigid winters can push even well-maintained home systems past their limits. This leads to more wear and tear and a higher chance of something breaking. When failures do happen, repair and replacement costs can quickly spiral into the thousands. These bills can significantly dent most household budgets.
Home warranties offer an affordable solution to these risks, but denied claims, confusing contracts, and inconsistent service have put a damper on the industry’s reputation. To help Ocean State residents find reliable coverage, I put the home warranty companies available in Rhode Island under the microscope. Using Today’s Homeowner’s rigorous review methodology, I evaluated each provider’s coverage options, pricing, customer service, reputation, claims processing, and state availability. My unique scoring system incorporates insights from real customer experiences, sample contracts, and more.
Through this extensive research, I identified the best home warranty companies in Rhode Island. These top performers provide comprehensive coverage for the systems and appliances found in most Rhode Island homes. They pair this with reasonable costs, transparent terms, and dependable customer service. If you’re a Rhode Island homeowner looking for trustworthy protection against pricey home repairs, you’ll find my expert picks for the best home warranty companies in the state featured below.
Here’s how we ranked and reviewed the nation’s top home warranty companies to bring you the most accurate information.
Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.
We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.
Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.
Read our full Home Warranty Review Methodology for more details.
Top 5 Rhode Island Home Warranty Companies
- Liberty Home Guard is my top pick for Rhode Island homeowners — especially those who want to cover unique appliances and systems. Liberty offers 42 add-ons for items like pools, spas, well pumps, generators, and extra refrigerators. You can even add services such as carpet cleaning, power washing, and pest control. These options let you adapt your plan to exactly what you need for your home. This flexibility is particularly valuable given the state’s large variety of houses — from historic coastal homes to modern suburban properties. Liberty Home Guard also impresses me with its responsive claims service that ensures prompt repairs.
- For Rhode Island residents who want fast fixes, American Home Shield is another strong choice. AHS will handle most claims within 24 hours. With Rhode Island’s humid summers and frigid winters, quick repairs prevent small issues from causing more damage to your home — like a water leak flooding your basement. I also appreciate that AHS covers unknown preexisting conditions. This is especially valuable for homeowners with older systems and appliances.
- As you consider home warranty companies for your Rhode Island home, I suggest you compare coverage limits, exclusions, and service call fees. Make sure you pick a plan that covers the systems and appliances you need at a price that fits your budget. Don’t forget to look and ask customer service reps for promotions and discounts, since all providers routinely offer discounts and incentives. If you want the lowest monthly premiums, I recommend Select Home Warranty and AFC Home Warranty. They both offer affordable plans with solid overall value. And don’t forget to read reviews and talk to your neighbors to see how providers have handled claims for homes similar to yours.
My Expert Recommendation
I thoroughly evaluated the top home warranty providers in Rhode Island, and I can confidently say that Liberty Home Guard is the best choice for most Ocean State homeowners. With Liberty’s 42 add-on coverage options, you virtually cover every system and appliance you have. Besides add-ons for less common systems and appliances, you can also add services like pest control, power washing, and carpet cleaning to your plan. As a homeowner myself, I appreciate the option to bundle in these routine services. Plus, Liberty’s 24/7 emergency service is perfect for Rhode Island’s humid summers and frigid winters. It’s during these times that your AC and furnaces can fail and lead to health issues or a hotel stay if you can’t get them fixed promptly.
If you own high-end and expensive appliances and systems, American Home Shield and Elite Home Warranty are strong choices for you. Both companies are highly reliable, have great customer ratings, and offer large coverage caps. American Home Shield has coverage limits of $4,000 for appliances and $5,000 for home systems. Elite Home Warranty has limits of $6,000 for appliances and $10,000 for systems. These high caps can help safeguard even the most expensive equipment, like large HVAC systems and premium appliances, in your home.
However, all home warranties come with exclusions and limits. Before signing your contract, carefully review the fine print to make sure you understand what is and isn’t covered. While Liberty Home Guard’s customization options and American Home Shield and Elite Home Warranty’s high coverage limits make them reliable choices, the best home warranty for your Rhode Island home ultimately depends on your specific needs, budget, and preferences.
Rhode Island Home Warranty Companies I Didn’t Include
I don’t recommend Choice Home Warranty to Rhode Island homeowners due to an ongoing consumer fraud lawsuit filed by the Arizona Attorney General. Don’t get me wrong, before I heard of this lawsuit, I used to frequently recommend Choice. However, until this case is resolved and I can thoroughly review the final ruling, I don’t feel comfortable endorsing Choice to Ocean State residents. If the lawsuit reveals credible evidence of widespread deceptive or fraudulent practices, I’ll continue to exclude Choice and advise Rhode Islanders to look at other providers instead. However, if the case is dismissed without any troubling findings, I would happily reconsider including Choice again.
Compare The Highest Rated Home Warranties In Rhode Island
| Company | Rating | Monthly Cost | Service Fee | Response Time | BBB Rating | Link |
|---|---|---|---|---|---|---|
 |
$50-$60 |
$75 |
12-48 hrs. |
NR |
VISIT SITE | |
 |
$35–$75 |
$100–$125 |
24-72 hrs |
B |
VISIT SITE | |
 |
$44.99-$58.99 |
$70 |
48 hours |
A+ |
VISIT SITE | |
 |
$46–$55 |
$85 |
24-48 hrs. |
B |
VISIT SITE | |
 |
$52–$58 |
$75-$85 |
24-48 hrs. |
B |
VISIT SITE | |
 |
$38–$62 |
$75–$125 |
48 hours |
B |
VISIT SITE | |
 |
$38–$48 |
$75–$125 |
48 hours |
B |
VISIT SITE | |
 |
$17–$60+ |
$65–$100 |
2–24 hrs |
A- |
VISIT SITE | |
 |
$28–$68 |
$100–$150 |
2–24 hrs |
B |
VISIT SITE |
Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.
Our Reviews of the Best Home Warranties in Rhode Island
Liberty Home Guard
4.6
Our Rating
Liberty Home Guard stands out for its extensive customization options, offering 42 add-ons that allow Rhode Island homeowners to tailor coverage to their specific needs. Whether you want protection for a backup generator to weather power outages during harsh winters or coverage for unique items like a central vacuum system or guest house, Liberty provides the flexibility to create a plan that perfectly fits your home. I also appreciate Liberty’s commitment to customer service, maintaining an impressive 4.7-star rating on both Google and Trustpilot, which far surpasses the 2- to 3-star average typical of many home warranty companies. This reputation for responsive service, combined with additional perks like a 60-day workmanship guarantee (double the industry standard), gives me confidence that Liberty will be there for Rhode Islanders when they need it most.
One downside of Liberty Home Guard is that its coverage limits are lower than some competitors, with a maximum of $2,000 for home appliances. This is two to three times less than providers like Elite Home Warranty, which offers up to $6,000 for appliances and $10,000 for systems in protection. Liberty’s low coverage caps may result in you paying significant out-of-pocket expenses if you need to replace a costly item like an air conditioner or furnace. Additionally, Liberty’s numerous add-ons come at a relatively steep average cost of $15 per month compared to some competitors like EHW, which charge just $6 for additional riders. I also don’t appreciate that Liberty excludes coverage for preexisting conditions and has non-negotiable service call fees.
Liberty Home Guard is my top recommendation for all Rhode Island homeowners. The company’s plans start at about $50 per month, which are relatively well-priced. Liberty also offers 42 unique add-ons residents can use to further protect their Ocean State homes, such as protection for well pumps, sump pumps, generators, central vacuums, and even pest control and window cleaning. This exceptional level of customization, paired with Liberty’s consistently praised customer service, swift claims processing, and attentive support, is why I give the company an impressive 9.3/10 rating.
One potential limitation to keep in mind is Liberty’s $2,000 coverage cap per item, which may not fully cover repairs or replacements for high-end appliances or systems. However, Liberty does offer a decent 60-day workmanship guarantee (most providers have just a 30-day guarantee). For Rhode Island homeowners who have standard systems and appliances, Liberty’s combination of personalized plans, competitive prices, and dedicated customer service is tough to beat. If you’re looking for a home warranty you can tailor to your specific needs and budget, Liberty Home Guard is a top-tier option.
Liberty Home Guard earns a perfect 10/10 rating from me for its affordable plans and coverage. With 42 optional add-ons, such as sump pump coverage, electronics protection, gutter cleaning, generator coverage, lawn sprinkler system coverage, and pest control, Liberty allows Rhode Island homeowners to create a plan that perfectly fits their home’s unique needs and addresses the challenges of the state’s coastal climate. I personally recommend the Total Home Guard plan, which combines both appliance and system coverage for just $60 per month. While Liberty’s service call fees, ranging from $65 to $125, are higher than the industry average of $75, it offers enticing discounts, like two free months with annual payments and seasonal $225 coupons, which can help make coverage even more affordable.
| Plan | Monthly Cost | Service Fee | Available Discounts |
| Appliance Guard | $49.99 | $65 – $125 | 2 months free, $225 off coupon |
| Systems Guard | $54.99 | $65 – $125 | 2 months free, $225 off coupon |
| Total Home Guard | $59.99 | $65 – $125 | 2 months free, $225 off coupon |
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Newport, Rhode Island. The cost data presented was accurate at the time of writing.
Available Add-Ons
Liberty has an impressive line-up of 42 optional add-ons. For Rhode Island homeowners, I like the option for affordable pest control services, as I know just how annoying ants and other insects can be, especially in the spring.
- Carpet cleaning: $19.99/month
- Casita guest unit: $35.99/month
- Central vacuum: $8.99/month
- Ejector pump: $14.99/month
- Electronics protection: $19.99/month
- Freestanding ice maker: $14.99/month
- Generator: $19.99/month
- Grinder pump: $14.99/month
- Gutter cleaning: $14.99/month
- Ice maker (in-fridge): $3.99/month
- Instant hot water dispenser: $9.99/month
- Lawn sprinkler system: $9.99/month
- Lighting fixtures: $7.99/month
- Limited roof leak: $11.99/month
- Pest control: $14.99/month
- Plumbing fixtures: $7.99/month
- Pool and spa: $19.99/month
- Additional spa: $9.99/month
- Power washing (exterior flooring): $19.99/month
- Pro-series clothes dryer: $4.99/month
- Pro-series dishwasher: $7.99/month
- Pro-series microwave: $4.99/month
- Pro-series range/oven/cooktop: $12.99/month
- Pro-series refrigerator: $14.99/month
- Pro-series standalone freezer: $14.99/month
- Pro-series washing machine: $4.99/month
- Re-key: $9.99/month
- Reverse osmosis water filter system: $14.99/month
- Saltwater pool: $23.99/month
- Second refrigerator: $7.99/month
- Septic system pumping: $12.99/month
- Sump pump: $8.99/month
- Swamp cooler: $14.99/month
- Trash compactor: $7.49/month
- TV mounting (up to 65-inch TVs): $14.99/month
- TV mounting (up to 85-inch TVs): $19.99/month
- Water dispenser water line: $4.99/month
- Water softener: $13.99/month
- Well pump: $12.99/month
- Window washing/cleaning: $19.99/month
- Wine cooler/fridge: $11.99/month
Exclusions
Liberty Home Guard has the following exclusions from its plans. All are typical in the industry.
- Cosmetic defects
- Cranes or other specialty vehicles required to install, remove, or access your appliances or home systems
- Disposal of appliances, systems, or components
- Electronics, computerized, “smart,” or Internet/enabled components and parts
- Filters associated with any covered items
- Fire sprinkler systems
- Flues, vents, chimneys, and exhaust lines
- Glass parts
- Lighting
- Malfunction or damage caused by acts of God
- Noise
- Radon and other leak detection monitoring systems
- Remote receiving and transmitting devices
- Solar systems and applications
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
I give LHG a strong 8.9/10 rating for its affordable pricing, as its competitively priced base plans start around $50 per month. However, Liberty’s add-ons are generally more expensive than those of other providers, with most costing over $15 per month. Another potential drawback is the company’s non-negotiable service fee. This ranges from $65 to $125 when you need a repair, which is higher than what many competitors charge. Despite these downsides, Liberty stands out for its coverage of unique appliances that other warranties often exclude, such as reverse osmosis filters and pro-series or luxury equipment, making it an attractive option for Ocean State residents with high-end or specialized home systems.
I give Liberty Home Guard a respectable 7.8/10 score for its customer experience, thanks to its user-friendly online quoting system and efficient enrollment process. When I conducted my secret shopping, I found it easy to compare coverage options and tailor my plan to fit my Rhode Island home’s specific needs. Once you’re signed up, you’ll appreciate Liberty’s multiple contact options, including phone, email, and online chat, ensuring prompt support when issues arise. One potential drawback is Liberty’s 30- to 60-day waiting period before coverage begins, which aligns with industry averages but is still shorter than some competitors who make customers wait up to 90 days.
Liberty Home Guard earns an impressive 9.1/10 rating for its outstanding reputation among home warranty providers in Rhode Island. Across thousands of reviews, the company consistently receives high praise from customers, highlighting exceptional service, smooth claims processes, quality repairs, and quick issue resolution, which is clear from its overwhelmingly positive 4.7-star ratings on Google and Trustpilot. While Liberty recently encountered a temporary setback when the Better Business Bureau (BBB) revoked its A+ rating due to an influx of complaints, I found out this is a standard procedure while the BBB thoroughly reviews the complaints (by speaking with a BBB rep), and Liberty has previously had its A+ rating restored after such evaluations in the past. For Rhode Island homeowners seeking a reliable home warranty provider with a stellar reputation, Liberty Home Guard is my top choice.
| Rating Site | Rating | Number of Reviews |
| BBB | NR (Not Rated)* / 4.5 out of 5 stars | 2,519 |
| Trustpilot | 4.7 out of 5 stars | 2,620 |
| 4.7 out of 5 stars | 10,440 | |
| Yelp | 1.4 out of 5 stars | 49 |
Editor’s Note: The ratings provided were accurate at the time of writing.
*Note (as of 5/8/24): Recently, the Better Business Bureau shifted LHG’s A+ rating to “NR” (Not Rated). We reached out to a representative from LHG for comment, and they shared this statement: “Despite the BBB’s alert, our customer satisfaction levels remain by far the highest relative to our scale. Last month, we had the lowest percentage of customer cancellation requests in our entire history. On the BBB’s own platform, Liberty Home Guard has achieved a star rating of 4.5 out of 5 from nearly 2,500 reviews. For added context, the approximately 480 resolved complaints on Liberty Home Guard’s BBB profile equate to an extremely low fraction of a percentage relative to the size and scale of our total customer base. As we navigate this situation, which we believe will be resolved in time, we want to assure you that we remain committed to our customers and their satisfaction; they are the key stakeholders we orient all our efforts around.”
Liberty Home Guard’s impressive claims process is a major reason why it stands out among home warranty providers in Rhode Island, earning a perfect 10/10 rating. The company’s swift response times, with an average of just 12 hours, are exceptionally speedy. And its inclusion of critical emergency repair options sets it apart from many competitors. This level of service is invaluable for homeowners dealing with unexpected breakdowns, ensuring that their homes are back up and running as quickly as possible. Customers frequently praise Liberty’s smooth claims process and prompt payouts after approval. This proves to me that Liberty is dedicated to providing an exceptional, user-friendly experience. With most claims receiving approval within 48 hours after the standard 30- to 60-day coverage waiting period, Liberty Home Guard consistently demonstrates its commitment to being there for Rhode Island homeowners when they need it most.
Liberty Home Guard offers its plans in all 50 U.S. states, earning it a perfect 10/10 score in this category. Rhode Islanders can count on its vast network of vetted contractors for repairs.
American Home Shield
4.3
Our Rating
I like that American Home Shield has been in business for over 50 years. Thanks to such a long history, it’s had time to develop a strong contract network. This helps Rhode Island homeowners get fast and quality repair services for their appliances and systems. I appreciate that AHS offers coverage for rust, corrosion, and even preexisting conditions, which provides comprehensive protection for homes in the Ocean State. The company’s high coverage caps of up to $5,000 for home systems and $4,000 for appliances give me peace of mind in knowing that even high-end items are covered. Additionally, AHS is one of the few providers that offers roof leak protection, either as an add-on or included with its premium plan, which is particularly valuable in Rhode Island, where heavy snowfall and severe storms can cause significant damage if small leaks are not addressed right away.
Despite American Home Shield’s extensive experience in the home warranty industry, the company has received a shocking amount of low reviews compared to its competitors. In the past year, AHS garnered over three times the number of complaints on the Better Business Bureau than rivals like Select Home Warranty and AFC Home Club, and the company earned sub, 2-star ratings on both Trustpilot and Yelp. Many negative reviews highlight issues with transparency, unexpected price increases, delays in non-emergency repairs, and concerns about the short 30-day workmanship guarantee. While it’s true that people are more likely to share negative experiences online, the consistently low ratings across multiple platforms are a red flag, especially considering AHS’s longevity in the industry.
With over 50 years of experience (and the very first company) in the home warranty industry, American Home Shield earns a respectable 8.6/10 overall rating from me for its well-rounded plans and generous limits that surpass those of competitors. AHS boasts impressive coverage caps of up to $5,000 for systems and $4,000 for appliances, outshining providers like Liberty Home Guard, which typically has $2,000 limits. This extensive protection gives Rhode Island homeowners, particularly those with high-end appliances and systems, greater peace of mind. Additionally, AHS stands out for covering undetectable preexisting defects, rust, and corrosion, unlike many other companies, adding significant value to its plans.
During my secret shopping, I found AHS’s website and quotes straightforward. However, despite the higher coverage caps, AHS’s lower-tier plans cover fewer appliances and systems compared to entry-level options from competitors. For comprehensive protection, the ShieldPlatinum plan is the best choice, offering broad coverage at only a slight increase in cost while still beating comparable plans from other providers in terms of pricing. While some reviewers have reported extended repair delays and the 30-day workmanship guarantee falls short of rivals like Elite Home Warranty (this brand offers a 90-day guarantee), American Home Shield remains a strong choice for Ocean State residents seeking confidence in protecting their valuable home systems and appliances.
I give American Home Shield a strong 9/10 rating for its plans and coverage, particularly for the top-tier ShieldPlatinum plan, which provides limited roof leak coverage, free annual HVAC maintenance, and allowances for code violations, permits, and equipment modifications — all items most other warranties exclude. One of the standout features of all AHS plans is that they cover old, improperly installed items and preexisting conditions (many competitors don’t), which provides peace of mind to homeowners with complex or aging systems and appliances. While AHS’s service fees, ranging from $100 to $125, exceed the $75 industry average, the company offers flexibility by allowing Rhode Island homeowners to choose between lower monthly premiums or higher service fees based on their budget and needs.
| Plan | Monthly Cost | Service Fee* | Available Discounts |
| ShieldSilver | $29.99 – $39.99 | $100 – $125 | 20% off same-day sign-up discount |
| ShieldGold | $49.99 – $59.99 | $100 – $125 | 20% off same-day sign-up discount |
| ShieldPlatinum | $79.99 – $89.99 | $100 – $125 | 20% off same-day sign-up discount |
*If you choose the lower service fee of $100, you pay the higher monthly premium. For example, the $39.99 rate for the ShieldSilver plan pairs with the $100 service fee.
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Newport, Rhode Island. The cost data presented was accurate at the time of writing.
Available Add-Ons
AHS has just six optional add-ons. While fewer than most providers, I appreciate the roof leak repair option (which is included in the ShieldPlatinum plan by default).
- Electronics protection plan: $14/month
- Guest unit: $15.99/month
- Pool & built-in-spa equipment: $18/month
- Roof leak repair: $10/month
- Septic pump: $5/month
- Well pump: $8/month
Exclusions
American Home Shield has these exclusions to its plans, which aren’t any different than most other home warranty providers.
- Damage due to pets or pests
- Failure to properly clean or maintain home systems or appliances
- Foundation or structural damage
- Improper installation, improper wiring, or damage caused by construction activity
- Manufacturer’s defect
- Misuse or human error
- Malfunction or damage due to natural disasters
- Neglect, rust, corrosion, or sediment
- Removal of hazardous materials such as asbestos, lead, or other toxic materials
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
American Home Shield earns an 8.7/10 rating from me for affordability because its high coverage caps can save Rhode Island homeowners money in the long run, even with slightly higher monthly premiums and service fees compared to some competitors. While providers like Liberty Home Guard typically limit system coverage to around $2,000, AHS offers an impressive $5,000 cap, providing more than twice the protection. Given Rhode Island’s harsh winters and humid summers, which can lead to increased wear and tear on essential systems and appliances, these higher coverage limits offer superior protection, especially for those with high-end systems or appliances that would be expensive to repair or replace without enough coverage.
During my secret shopping, I found American Home Shield’s website user-friendly when obtaining quotes and comparing plans, and its 30-day waiting period before a new policy takes effect is shorter than many competitors. However, despite being an industry leader, I read several complaints about unreturned calls and messages, which is concerning for Rhode Island homeowners when they need assistance, especially when they have an emergency. On the positive side, AHS assigns each homeowner an account manager and provides multiple contact methods. This shows a commitment to accessibility and responsiveness, which is why I scored American Home Shield a fair 8.4/10 for its customer experience.
American Home Shield earns a 7.7/10 rating for its reputation because I see mixed messages in reviews. On one hand, the company provides a user-friendly claims process with round-the-clock support via phone or online, along with a handy account dashboard to track claim status and repair history. This accessibility is crucial for Rhode Island residents facing urgent issues like a broken furnace during a frigid winter night. However, AHS’s low ratings on popular review platforms like Trustpilot and Yelp are red flags, with numerous customers expressing annoyance about slow service, denied claims without clear reasons, failed repairs, late contractors, and unresponsive representatives. That said, some complaints seem to originate from confusion over contract details, underscoring the need to thoroughly review the policy before committing. On the bright side, AHS has far more reviews on Google (32,000+) with an overall 4.5/5 star rating. This shows it has an overwhelming amount of happy customers.
| Rating Site | Rating | Number of Reviews |
| BBB | B | Customer Reviews are not used in the calculation of BBB Rating |
| Trustpilot | 2.2 | 5,223 |
| 4.5 | 32,640 | |
| Yelp | 1.1 | 1.266 |
Editor’s Note: The ratings provided were accurate at the time of writing.
American Home Shield earns a strong 8.4/10 rating for its claims process, thanks to its 24/7 customer service availability and the ability to easily submit claims online or by phone. This accessibility is particularly valuable for Rhode Island homeowners facing urgent issues like a broken furnace during a frigid winter night or a malfunctioning air conditioner in the middle of a heatwave. The user-friendly online account dashboard allows customers to track their claim status and review their home’s repair history, providing transparency and reducing stress throughout the process despite some reported instances of unreturned calls and messages. However, AHS doesn’t get a perfect score because there are just too many customer complaints about unresponsiveness to ignore.
American Home Shield is available in all U.S. states except Alaska. Rhode Island homeowners can count on AHS’s experienced team of local contractors to repair systems and appliances in their homes.
Elite Home Warranty
4.3
Our Rating
Despite being a relatively new player in the home warranty industry, Elite Home Warranty, which started in 2020, has quickly become a top provider. I’m particularly impressed by the company’s consistently high ratings of 4.5 to 5 stars on popular review platforms like Google, Yelp, and Trustpilot, which far surpass the typical 2 and 3-star ratings in this sector. Elite’s 26 customizable add-ons allow Rhode Island homeowners to create personalized plans that strike a balance between affordability and financial protection, while its generous coverage limits of $10,000 per system and $6,000 per appliance, provide peace of mind, especially for homeowners with high-end equipment.
One aspect of Elite Home Warranty that I find disappointing is its policy of charging an additional $150 fee for emergency repairs. I feel like this opposes what home warranty are best for — reducing sudden, surprise repair expenses. This lack of emergency coverage without extra costs seems unacceptable for a company that emphasizes customer service. Moreover, Elite’s practice of voiding workmanship guarantees if customers choose to use their own trusted technicians instead of those from its contractor network, limits flexibility and can be frustrating for those who prefer working with local contractors they know or have used before.
Elite Home Warranty is my top choice for Rhode Island homeowners seeking the most comprehensive coverage, thanks to its industry-leading limits of $10,000 per system and $6,000 per appliance. These caps are two to three times higher than the typical $2,000 to $3,000 maximums offered by competitors, providing unmatched peace of mind for those with high-end household equipment. I highly recommend Elite’s Complete plan, which bundles appliance and system coverage for the best value, and I appreciate the flexibility provided by its 26 customizable add-ons.
However, it’s important to note that Elite charges a $150 fee for emergency repairs outside of normal business hours, which can be a significant drawback for Rhode Island residents facing urgent issues like a broken furnace during a frigid winter night. Despite this limitation and the exclusion of commercial-grade equipment, I give Elite Home Warranty an impressive 8.6/10 rating for its generous coverage limits and adaptability in handling homeowners’ unique needs.
Elite Home Warranty stands out from competitors with its unparalleled coverage limits, offering up to $6,000 per appliance claim and an impressive $10,000 per system claim, which is two to three times higher than the industry standard. For Rhode Island homeowners seeking the most comprehensive protection, I recommend the Elite Complete plan, which bundles both appliance and system coverage for just $8–$10 more per month. During my secret shopping, a representative offered a 30-day risk-free trial and a $150 discount for signing up over the phone, making Elite’s top-tier coverage even more affordable. Given its exceptional coverage caps that are the highest of any provider, I confidently rate Elite’s protection plans a perfect 10/10 for Rhode Island residents.
| Plan | Monthly Cost | Service Fee | Available Discounts |
| Elite Appliance | $48.99 | $100 | $150 sign-up and 30-day trial (phone) |
| Elite Systems | $52.99 | $100 | $150 sign-up and 30-day trial (phone) |
| Elite Complete | $59.99 | $100 | $150 sign-up and 30-day trial (phone) |
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Newport, Rhode Island. The cost data presented was accurate at the time of writing.
Available Add-Ons
Elite Home Warranty offers the following 26 optional add-ons for Rhode Island homeowners. I appreciate all the options focused on maintaining HVAC systems, including the attic exhaust fan coverage, HVAC annual maintenance add-on, and the one-of-a-kind coverage option for geothermal heating and cooling systems. Note that Elite’s add-on pricing is annual.
- Attic exhaust fan: $69.99/year
- Central vacuum: $49.00/year
- Effluent pump: $99.99/year
- Ejector pump: $99.99/year
- Freestanding freezer: $59.99/year
- Freestanding ice maker: $59.99/year
- Freestanding spa equipment: $119.99/year
- Generator: $99.99/year
- Geothermal heating and cooling System: $299.99/year
- Grinder pump: $99.99/year
- Guest house: $299.99/year
- HVAC annual maintenance: $299.99/year
- Jetted/hot Tub: $99.99/year
- Lawn Sprinkler System: $99.99/year
- Lift pump: $99.99/year
- Limited roof leak repair: $99.99/year
- Pool & spa equipment: $199.99/year
- Pool equipment: $149.99/year
- Premium appliances: $249.99/year
- Premium benefits: $199.99/year
- Premium systems: $299.99/year
- Premium systems plus: $499.99/year
- Septic system: $129.99/year
- Service lines: $349.99/year
- Sump pump: $99.99/year
- Swamp cooler: $149.99/year
- Water filtration system: $99.99/year
- Water softener: $99.99/year
- Well pump: $99.99/year
- Wine cooler: $69.99/year
Exclusions
Elite Home Warranty has the following exclusions to its plans, which are all standard in the industry.
- A lack of maintenance
- Acts of God
- Commercial-grade appliances
- Cosmetic damage
- Natural disaster-related damages
- Units in a rental property
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
Elite Home Warranty’s monthly premiums, ranging from $45 to $60, are competitive with other providers in Rhode Island, and its $100 service call fee aligns with top competitors like Liberty Home Guard and American Home Shield. However, during my secret shopping, I found that Elite charges additional fees that can quickly increase expenses, such as $150 for weekend or emergency service and $150 per visit for access to premium-brand technicians. For reference, other providers, including Liberty, Select Home Warranty, and American Home Shield don’t charge for emergencies or premium technicians. Most EHW add-ons fall in the $15 to $20 per month range, which is pricier than some other providers. The representatives I spoke with were frustratingly vague when detailing these add-on fees. And with the add-on prices being difficult to find online (and only listed as yearly pricing), this makes it hard for Rhode Island homeowners to accurately compare plans and budget for long-term costs. Considering this lack of transparency around fees, I give Elite Home Warranty an 8.7 out of 10 regarding affordability.
Elite Home Warranty’s lack of online pricing and quoting options creates unnecessary hurdles for Rhode Island homeowners in the comparison-shopping process. In this digital age, I don’t understand the choice not to provide online quoting — all competitors do. To obtain even basic monthly price ranges, customers must call EHW directly, and the optional add-on costs are listed only as yearly prices, buried deep within the website. I’m pretty tech-savvy, and it took me a frustratingly long time to find time. Plus, when I spoke with a phone representative, I found that they seemed to lack clarity or training regarding the extra fees associated with plan add-ons. However, Elite boasts numerous positive customer reviews and awards from reputable sites like Trustpilot and Google, indicating that most homeowners appreciate the company’s responsive support and coverage once they sign a contract, despite the initial quoting and budgeting challenges, earning Elite a fair 7.6/10 rating from me.
Despite being a newer player in the home warranty industry, Elite Home Warranty already holds an A+ rating and accreditation with the Better Business Bureau, which speaks to its commitment to addressing customer concerns promptly and providing quality service. While Elite has fewer than 700 total reviews across sites like Google, Trustpilot, and Yelp, which negatively impacts its reputation score and earns it a fair 8.3/10 score, the available feedback is overwhelmingly positive. For reference, most established providers have multiple thousands of reviews. EHW customers praise its fast claims handling, budget-friendly prices, exceptional contractors, quality repairs, and responsive support, with only a few isolated complaints about slow communication and late contractors, suggesting no widespread issues with this provider.
| Rating Site | Rating | Number of Reviews |
| BBB | A+, 4.97 out of 5 stars | 390 |
| Trustpilot | 4.7 out of 5 stars | 78 |
| 4.8 out of 5 stars | 161 | |
| Yelp | 4.8 out of 5 stars | 4 |
Editor’s Note: The ratings provided were accurate at the time of writing.
I give Elite Home Warranty a below-average score of 6.8 out of 10 for its claims process. While the company allows 24/7 claims filing online or by phone, which has become standard in the industry, its practice of charging an additional $150 fee for after-hours emergency coverage is a significant drawback, especially for Rhode Island homeowners facing urgent appliance breakdowns during the state’s harsh winters or humid summers. Moreover, Elite’s 24- to 48-hour response time for non-emergency claims is merely average compared to competitors.
Elite Home Warranty only lacks coverage in California, Texas, Washington, and Wisconsin (and is available in all other U.S. states). Rhode Islanders can count on EHW’s fast and quality service from local contractors.
Select Home Warranty
4.2
Our Rating
I appreciate that Select Home Warranty offers some of the most affordable coverage in the industry, with monthly premiums ranging from $44 to $48 (with regular discounts) and a low $75 service fee per repair visit, making it an attractive choice for budget-conscious Rhode Island homeowners. One unique feature that sets SHW apart from its competitors is the inclusion of limited roof leak coverage in all its plans, which many other home warranty companies completely exclude or offer only as an add-on. Additionally, Select’s 90-day repair guarantee, which is 30 to 60 days longer than that of many other providers, ensures that if a covered item breaks down within 90 days of a previous repair, the company will send a technician to fix the issue at no additional cost to the homeowner.
One drawback of Select Home Warranty is that customization is limited. It only offers nine add-ons, which may not be enough for Rhode Island homeowners with unique home systems or appliances that require specific coverage. I also don’t appreciate that Select prohibits homeowners from choosing their preferred contractors for repairs, as this restriction takes away control over who works on your home’s systems and appliances. Another aspect I dislike is Select’s policy of excluding preexisting defects, meaning that if you’re unaware of hidden issues before enrolling, you risk having claims denied later, so it’s crucial to thoroughly inspect your home and ensure everything is working properly before signing up.
I give Select Home Warranty an impressive 8.4/10 overall rating due to its user-friendly website and affordable home warranty plans. It offers Bronze Care, Gold Care, and Platinum Care plans, which provide coverage for appliances, systems, or a combination of both, respectively. These clear-cut plan options make it easy for Rhode Island homeowners to choose the right one for their needs. Select Home Warranty offers budget-friendly monthly premiums, ranging from $44 to $48 (including its standard discounting). This pricing is lower than those of many competitors, including American Home Shield and Liberty Home Guard, making SHW an attractive choice for cost-conscious homeowners.
Select Home Warranty offers decent coverage caps up to $3,000 for essential items like air conditioning and HVAC systems. HVAC coverage is important given Rhode Island’s varied climate, which puts more wear and tear on these units. However, some providers offer much higher limits. For example, Elite Home Warranty and American Home Shield have coverage caps of $10,000 and $6,000. Overall, Select Home Warranty is an excellent choice for Ocean State residents with standard, reasonably priced appliances and systems who want the best bang for their buck. On the other hand, if you own luxury or specialized appliances, you should consider providers with higher coverage caps and a wider range of optional add-ons.
I give Select Home Warranty a respectable 8.3/10 rating for its straightforward appliance, system, and combined coverage plans, which offer a refreshing level of transparency compared to competitors with confusing packages and terminology. While the Gold Care plan focuses on just appliances and the Bronze Care plan on systems, I recommend the Platinum Care plan for almost all Rhode Island homeowners, as it covers both appliances and systems for just $4 more per month. While I was getting a quote on the website, I was offered two discounts — two free months and $150 off the annual price, making Select Home Warranty even more affordable. However, I think that Select’s $3,000 coverage limits may not be enough to fully cover replacements of high-end appliances or systems.
| Plan | Monthly Cost | Service Fee | Available Discounts |
| Bronze Care | $44.42 | $75 | $150 off, two extra months free (website) |
| Gold Care | $44.42 | $75 | $150 off, two extra months free (website) |
| Platinum Care | $47.75 | $75 | $150 off, two extra months free (website) |
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Newport, Rhode Island. The cost data presented was accurate at the time of writing.
Available Add-Ons
SHW offers the following optional add-ons for Rhode Island homes. I appreciate the affordable coverage option for central vacuum systems. I know these systems are difficult and expensive to repair, and coverage of them can prevent large, unexpected repair bills.
- Central vacuum: $3.33/month
- Lawn sprinkler system: $5.83/month
- Pool: $8.33/month
- Roof leak: free
- Septic system: $5.83/month
- Spa: $5.83/month
- Stand-alone Freezer: $3.33/month
- Sump pump: $3.33/month
- Well pump: $3.33/month
Exclusions
Select Home Warranty has the following exclusions in its policies. All of its exclusions are standard in the industry.
- Common areas in condominiums or multifamily homes
- Damage from natural disasters and rust
- Defects or damages caused by the foundation and structure of the home
- Incorrect installation or malfunctions due to construction damage or improper wiring
- Issues with systems or appliances related to hazardous or toxic materials (like mold, asbestos, and gas leaks)
- Secondary damage (i.e., your home warranty may cover roof damage but won’t cover water damage caused by a roof leak)
- Solar heating systems
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
Select Home Warranty stands out as an excellent choice for Rhode Island homeowners looking to protect their homes on a tight budget, earning an impressive 9.1/10 rating for its affordability. With monthly premiums around $40 after standard/regular discounts, Select offers plans that are $10 to $20 cheaper than the industry average, and this affordability extends across its Bronze, Gold, and Platinum plans, which cover essential appliances, systems, or both without the extreme markups you see with other providers. Additionally, Select’s low service fees of $65 or $75 are significantly less than the $100 or more charged by many other American Home Shield and Liberty Home Guard.
I’m impressed with Select Home Warranty’s commitment to providing a stress-free home warranty experience, which earns the company a commendable 8.1/10 rating for customer experience. Unlike most other providers I researched, Select didn’t bombard me with excessive follow-ups, aggressive sales tactics, or unnecessary back-and-forth communication after receiving my quote. Instead, the company’s user-friendly website clearly outlines available plans, pricing details, coverage specifics, and add-ons in plain language. This hassle-free quoting process makes it easy for Rhode Island homeowners to research which protections best suit their repair risks and budgets without feeling overwhelmed or pressured. This straightforward online experience sets Select apart from competitors and allows potential customers to carefully consider their coverage needs without the frustration of dealing with confusing pitches or pushy salespeople.
Select Home Warranty’s reputation among its customers is mixed, which leads to a fair 8/10 rating. The company’s Better Business Bureau grade sits at a decent B, and its ratings on platforms like Trustpilot and Google hover around 3.8, with positive reviews praising Select’s swift repairs after claim approval, quality contractors, helpful customer service, and easy enrollment process. However, many of the negative reviews I read seemed to stem from misunderstandings about the items Select’s plans cover, such as complaints about preexisting conditions not being covered, which Select clearly states it doesn’t cover (unlike American Home Shield, which fully covers preexisting conditions). I can’t emphasize enough the importance of thoroughly reading your policy details and understanding what is excluded before signing up to avoid future disappointment and frustration.
| Rating Site | Rating | Number of Reviews |
| BBB | B | Customer Reviews are not used in the calculation of BBB Rating |
| Trustpilot | 3.8 | 4,683 |
| 3.8 | 19,725 |
Editor’s Note: The ratings provided were accurate at the time of writing.
Select Home Warranty offers Rhode Island homeowners a straightforward claims process — you can submit a claim online or by phone. While its response time for non-emergency situations aligns with the industry average of dispatching repair technicians within 48 hours, this waiting period can be frustrating if your essential appliances like refrigerators or clothes washers fail unexpectedly. However, I appreciate that Select Home Warranty provides 24/7 emergency assistance for critical issues such as burst pipes or broken down AC units, ensuring prompt attention and minimizing potential health and safety risks. Despite this, the slower dispatch times for non-emergencies remain a big drawback to me, earning Select a fair 7.6/10 rating for its claims process.
Select Home Warranty provides its plans to homeowners in all 50 states. Rhode Island residents can count on Select’s experienced network of contractors for any appliance and system repairs they need.
AFC Home Warranty
4.3
Our Rating
AFC Home Warranty stands out from other providers by offering Rhode Island homeowners the rare option to choose their own technicians. This feature that can help alleviate common complaints about sub-par service professionals in the industry. I’m also impressed by AFC’s lifetime workmanship guarantee, which far surpasses the typical 30- or 60-day guarantees offered by competitors, providing members with the assurance that once AFC covers a repair, they won’t have to pay for the same evaluation and repair again. Additionally, the company’s array of unique perks, such as discounted home security, medical care, credit monitoring, and insurance savings, delivers unmatched value by bundling these uncommon optional coverages alongside robust core protection plans.
One of the main drawbacks of AFC Home Warranty is that it doesn’t offer 24/7 emergency repair services without charging extra fees (just like Elite Home Warranty). These extra fees seem designed to take advantage of Rhode Island homeowners facing urgent problems like leaking water heaters or broken refrigerators. Most competitors provide around-the-clock emergency support without extra charges, as they recognize the importance of prompt assistance in such critical situations. Additionally, AFC’s variable coverage caps, ranging from $150 to $3,000 depending on the appliance or system, require homeowners to carefully review each item’s protection limits to ensure adequate coverage and avoid unexpected gaps that could lead to costly repairs or replacements.
AFC Home Warranty earns a strong 8.5/10 rating from me for its user-friendly website, quality repairs, customizable coverage options, and unique membership perks that set it apart from other Rhode Island home warranty providers. The company’s A+ Better Business Bureau accreditation and decent customer reviews further solidify it as one of my top choices for home protection in the state. However, it’s important to note that AFC has relatively lower coverage caps compared to other national providers, with a maximum of $3,000 per item, which could be a concern for homeowners with high-end appliances or systems.
For Rhode Island residents considering AFC Home Warranty, I recommend the Platinum Plan, which affordably bundles systems and appliances under one comprehensive package. While this plan has limitations in emergency services and coverage caps, it nicely suits the needs of most Rhode Island homes seeking broad protection. AFC guarantees repairs within 48 hours and offers a lifetime workmanship warranty, which no competitors in the industry match. AFC consistently delivers timely, high-quality service when unexpected breakdowns disrupt your daily life.
AFC Home Warranty offers an impressive range of four plan options, allowing Rhode Island homeowners to tailor their coverage to their specific needs, which surpasses most providers who limit customers to just three plans. I recommend the Platinum Plan, which covers 18 appliances and systems, including microwaves and in-fridge ice makers, at a competitive price of $53.17 per month. While the Diamond Plan provides unparalleled coverage for electronics, exterior lines, and roof leaks, I don’t think its high monthly cost of $87.75 is practical (or needed) for most homeowners. Considering AFC’s coverage variety, flexible plan options, and the attractive discounts I found while secret shopping, I rate AFC a respectable 8.1 out of 10 for its plans and coverage.
| Plan | Monthly Cost | Service Fee | Available Discounts |
| Silver Plan | $34.33 | $125 | Up to $250 off, free roof leak protection |
| Gold Plan | $48.50 | $125 | Up to $250 off, free roof leak protection |
| Platinum Plan | $53.17 | $125 | Up to $250 off, free roof leak protection |
| Diamond Plan | $87.75 | $125 | Up to $250 off, free roof leak protection |
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Newport, Rhode Island. The cost data presented was accurate at the time of writing.
Available Add-Ons
AFC offers the following coverage options. As a homeowner with a built-in microwave and double oven, I was disappointed that some home warranty companies don’t cover these appliances. So, I appreciate AFC’s affordable rates to cover them. Note that most add-ons are priced annually, except for electronics coverage.
- Built-in microwave: $50/year
- Central vacuum: $25/year
- Double oven: $25/year
- Electronics coverage: $24.99/month
- Hot water dispenser: $25/year
- Ice maker: $25/year
- In-ground pool: $100/year
- In-ground pool and spa: $150/year
- Roof leak (free, worth $25/year)
- Septic system: $50/year
- Stand-alone freezer: $25/year
- Sump pump: $35/year
- Well pump: $50/year
Exclusions
AFC has the following exclusions fromits home warranty plans. These are all typical among home warranty providers.
- Crane rentals needed to move appliances or systems
- Geothermal heating systems
- Haul-away services
- Light fixtures
- Malfunction or damage caused by acts of God
- Code violations
- Appliances and systems not properly maintained
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
AFC Home Warranty earns a 9.1/10 when it comes to prices, as it’s an attractive choice for budget-conscious Rhode Island homeowners. With plans starting at under $40 per month for essential coverage and the comprehensive Diamond Plan priced competitively at around $89 monthly (with discounts), AFC caters to various budgets while offering unique features like electronics and sewer line protection. However, I recommend you review the contract and coverage limits carefully. Certain items, like microwaves and other appliances, have lower coverage caps ranging from $150 to $500. That said, the coverage caps all seem to be large enough to cover full replacements if you need them.
AFC Home Warranty earns a tremendous score of 9.2/10 for customer experience, mostly because of its user-friendly website. Its website clearly organizes plans, coverage tiers, and optional add-ons, making it easy for Rhode Island homeowners to customize policies to suit their needs. I appreciate the company’s transparent example agreements that illustrate coverage specifics for each plan, simplifying the shopping process and enabling customers to make informed decisions. AFC’s non-pushy sales approach and 24/7 availability are incredibly convenient, and customer feedback consistently praises the company’s excellent communication and the professionalism of its technicians when handling claims. That said, its average response time of 24 to 48 hours could be improved, which is the only reason I didn’t give it a perfect score.
Despite having far fewer reviews compared to major competitors, AFC Home Warranty earns a solid 8.3/10 for its reputation. It currently has a respectable 3.7 score on Google that surpasses the dismal 2-star ratings common among top rivals. Many customers praise AFC’s excellent service, prompt technician dispatch, reliable contractors, smooth claims process, and fair reimbursements for necessary repairs, although some negative reviews mention coverage loopholes, cancellation fees, late/no-show contractors, or contract misunderstandings. However, AFC demonstrates its commitment to customer satisfaction by swiftly addressing and resolving more than 140 Better Business Bureau cases in the past three years, reflecting positively on the company’s dedication to its Rhode Island customers.
| Rating Site | Rating | Number of Reviews |
| BBB | B / 2.21 out of 5 stars | 147 |
| Trustpilot | 3.0 out of 5 stars | 24 |
| 3.7 out of 5 stars | 1,617 | |
| Yelp | 1.9 out of 5 stars | 339 |
Editor’s Note: The ratings provided were accurate at the time of writing.
AFC Home Warranty earns a subpar 6.8/10 rating for its claims process because of its $150 extra fee for emergency repairs. Homeowners who have emergency issues like a failed furnace during a cold Rhode Island winter weekend are penalized. In some cases, these fees cause budget-strapped homeowners to brave the freezing cold over the weekend and potentially cause further damage to their homes (such as frozen pipes). While AFC’s life-of-contract workmanship guarantee is a standout feature that protects customers from paying extra for repeat repairs on the same system or appliance component, I don’t like the idea of charging homeowners extra fees when they need help the most.
Besides California and Hawaii, AFC Home Warranty provides coverage in all U.S. states. Rhode Islanders can count on local, approved contractors to repair appliance and system issues that pop up in their homes.
Calculate the Cost of a Rhode Island Home Warranty
Use our home warranty cost estimator to determine the annual price of a new plan. Just type in your monthly premium, the estimated number of service visits in a year, and the service call fee. The calculator will then provide an estimated annual cost to help you budget for a home warranty plan.
| Appliance | Average Repair Cost | Average Replacement Cost |
|---|---|---|
| Dehumidifier | $50–$200 | $1,300–$2,800 |
| Microwave | $50–$400 | $60–$2,000 |
| Dishwasher | $50–$500 | $400–$3,000 |
| Exhaust Fans | $16–$300 | $250–$950 |
| Electric Range | $100–$500 | $230–$3,000 |
| Gas Range | $100–$500 | $230–$3,000 |
| Dryer | $100–$400 | $450–$2,300 |
| Oven | $100–$430 | $400–$3,000 |
| Washer | $50–$450 | $400–$2,300 |
| Freezer | $90–$500 | $160–$2,900 |
| Refrigerator | $40–$350 | $200–$5,000 |
Rhode Island Home Warranty Regulations
Based on my research, Rhode Island doesn’t have specific regulations governing home warranties. However, the Rhode Island Office of the Attorney General oversees consumer purchases of goods and services, and you can file a complaint with this office if you encounter issues with your home warranty provider. Additionally, Rhode Island requires contractors to register before providing home services, and some repairs may need building permits. When you have a home warranty, you benefit from access to a network of pre-screened service professionals, reducing the risk of hiring an unlicensed contractor who may face obstacles when permits are necessary for your repair.
Editor’s Note: While this article highlights certain regulations, it is vital for readers to do their own research, as the mentioned regulations are not exhaustive.
Frequently Asked Questions
Do You Need a Home Warranty in Rhode Island?
While not legally required, a home warranty can provide valuable protection for Rhode Island homeowners, considering the state’s humid summers and frigid winters that can strain home systems and appliances. Additionally, Rhode Island’s older housing stock may benefit from the coverage a home warranty offers, helping to mitigate the risk of costly repairs or replacements.
How Much Does a Home Warranty Cost in Rhode Island?
The average cost of a home warranty in Rhode Island is around $600 per year, with basic plans starting at approximately $300 and more comprehensive plans reaching up to $800 or more. To get a better understanding of the factors influencing home warranty costs, check out our article on the typical price of a home warranty.
How Can You Save Money When Shopping for Home Warranties in Rhode Island?
One of the best ways to save money on a home warranty in Rhode Island is to compare quotes from multiple providers and look for promotions or discounts. Carefully review the fine print to make sure you’re getting the coverage you need without paying for extras you don’t, and consider choosing a higher deductible to lower your monthly premium.
Is a Home Warranty Worth It for Rhode Island Homeowners?
A home warranty is often worth it for Rhode Island homeowners because it can provide peace of mind and financial protection against unexpected repairs or replacements of critical home systems and appliances. To learn more about the benefits and drawbacks of home warranties, read our in-depth analysis of whether home warranties are worth the investment.
