4 Best Home Warranty Companies in Texas (2022)

Suburban American neighborhood street with row of brand new two story residential houses in Humble, Texas, US. Newly constructed, freshly built modern home with landscaped yard.
What are the best home warranty companies in Texas? Find out in our review dedicated to the Lone Star state. | Photo Credit: Shutterstock © Trong Nguyen

Homeowners living in the Lone Star State often purchase home warranties to protect their houses from expensive repairs that can cost thousands of dollars. With a variety of home warranties in Texas to choose from, the right one can provide peace of mind that when an appliance or system breaks down, you won’t also break your bank account.

In this article, the reviews team used data we collected from over 20 companies offering home warranties in Texas and ranked the best providers in the state.

In This Article:

Today’s Homeowner works with an independent reviews team to create evidence-based research that helps our readers make informed decisions. The reviews are always independent. For transparency, we may be compensated if you purchase through a link.


Best Texas Home Warranty Company: American Home Shield

Quick Take 

American Home Shield (AHS) earned first place in this ranking because of its quick claims response, unique and thorough coverage plans, and strong industry reputation. The only downside to this provider is that its plans are not the cheapest. It’s one of the oldest home warranty companies in the U.S. and services 49 states, excluding Alaska.

Pros & Cons

✓ Industry founder with nearly 50 years of experience
✓ Provides 24/7 customer service and responds to claims within 24 hours 98% of the time
✓ Offers coverage for items damaged due to rust and corrosion
✘ Each plan costs at least $49.99 per month
✘ Doesn’t cover commercial property or premises converted into a business

Plans & Coverage

AHS offers three plans: Appliances, Systems, and Combo. AHS places no limits on the amount of covered repairs or replacements you can have during the length of your contract. It also covers appliances and systems with unknown pre-existing conditions.

There are also five optional add-ons you can choose to add to your plan, including pool and spa, well pump, septic pump, guest unit, electronics.

CoverageShieldSilverShieldGoldShieldPlatinum
Roof leak repairs  
Air conditioner
Heating unit
Ductwork
Built-in exhaust, vent and attic fans
Main breaker and fuse panel box
Doorbells and chimes
Interior electrical lines
Ceiling fans
Garage door openers
Interior plumbing lines
Toilets
Faucets and valves
Whirlpool tub motor and components
Water heater
Refrigerator 
Range/Cooktop 
Oven 
Dishwasher 
Built-in microwave oven 
Garbage disposal 
Instant hot/cold water dispenser 
Clothes washer 
Clothes dryer 

Cost

American Home Shield’s monthly premium costs are on the higher side of the industry, but it is reasonable because of the solid coverage within each plan.

You can select a service fee between $75 and $125 with AHS. The higher the service fee you are willing to pay, the lower your monthly premium and vice versa.

Name of American Home Shield planCost
Appliances planAbout $49.99 per month
Systems planAbout $49.99 per month
Combo planAbout $59.99 per month
Service Fee (all plans)$75-$125

Get A Free Quote

You can get a free quote from American Home Shield by filling out this easy form or by calling 844-529-9298.


Best for Aging Homes: Choice Home Warranty

Quick Take

Choice Home Warranty (CHW) offers two comprehensive coverage plans that cover a large variety of expensive systems and appliances in your home. CHW is a great choice for homeowners with aging homes because it does not deny coverage based on the age of your covered items or the age of your home. It opened its doors in 2008 and has already grown its national profile to serve all states except California and Washington.

Pros & Cons

✓ 90-day guarantee on parts and a 30-day guarantee on labor
✓ Does not deny coverage based on the age of your home or covered items
✓ Guaranteed response time of 48 hours
✘ Not BBB-accredited
✘ Service fees are a bit high

Plans & Coverage

Choice offers the Basic Plan, which covers several important appliances and systems, such as your electrical system and water heater, and the Total Plan, which covers items like your air conditioning, washer, dryer and refrigerator.

The company also offers optional add-on coverage for pool/spa, well pump, sump pump, central vacuum, limited roof leak, septic system, second refrigerator, stand-alone freezer and septic tank plumbing.

Covered appliances and systemsTotal planBasic plan
Air conditioning system 
Heating system
Electrical system
Plumbing system
Plumbing stoppage
Water heater
Whirlpool bathtub
Refrigerator 
Oven/range/stove
Cooktop
Dishwasher
Built-in microwave
Garbage disposal 
Clothes washer 
Clothes dryer 
Ductwork
Garage door opener
Ceiling and exhaust fans

Cost

Choice Home Warranty offers reasonably priced plans, based on what the researchers found when collecting quotes. The company’s trade service call fee is $85, which is on the low end of the industry average of $65–$125, and it’s due at the time of service.

PlanCost
Basic PlanAbout $36.17 per month
Total PlanAbout $43.85 per month
Service Fee (All Plans)$85

Get a Free Quote

You can get a free quote from by calling 800-495-1292 or by entering a few details on Choice Home Warranty’s website. CHW is currently offering $50 off and one month free to new customers.


Best for Value Shoppers: Select Home Warranty

Quick Take 

Select Home Warranty offers monthly premiums that are less than $40 a month, one of the best prices in the home warranty industry. Select Home Warranty also offers an excellent promotion of $150 off and two months free for new customers. The company is based in New Jersey and serves 46 states, excluding Nevada, New York, Washington and Wisconsin.

Pros & Cons

✓ Guaranteed claim response time of 24-48 hours
✓ 24/7 customer service
✓One of the best promotions in the industry
✘ Not BBB accredited
✘ Charges repeat service fees

Plans & Coverage

Select offers three home warranty plan options: Bronze Care, Gold Care and Platinum Care. Each of these plans covers a variety of expensive household items.

Select also covers eight add-ons: Central vacuum, lawn sprinkler system, pool, spa, septic system, stand-alone freezer, sump pump, well pump

CoverageBronze CareGold CarePlatinum Care
Air conditioning 
Ductwork 
Electrical system 
Heating system 
Plumbing system 
Water heater 
Cooktop 
Dishwasher 
Garbage disposal 
Built-in microwave 
Refrigerator 
Stove/Oven 
Clothes washer 
Clothes dryer 
Garage door openers  
Plumbing stoppages  

Cost

Select Home Warranty offers some of the cheapest plans in the home warranty market, while still providing great coverage. There is a $75 service fee for whenever a repair is done in your home.

PlanCost
Bronze CareAbout $35.83 per month
Gold CareAbout $35.83 per month
Platinum CareAbout $37.50 a month

Get a Free Quote

You can get a free quote from Select Home Warranty by calling 888-370-3956 or by filling out Select Home Warranty’s online form. The company is currently offering $150 off and two months free to new customers.


Most Comprehensive Claim Coverage: First American

Quick Take

First American is known for its excellent HVAC coverage and acceptance of improperly installed or maintained items and those with unknown pre-existing conditions. The company’s service is available in 35 states (Not including AK, CT, DE, HI, IL, LA, ME, MA, MN, NH, NY, ND, RI, VT, WI).

Pros & Cons

✓ Excellent HVAC coverage with no caps on refrigerant and replacement of broken HVAC systems with high-quality HVAC systems
✓ Coverage of unknown pre-existing conditions
✓ Coverage of improperly installed or maintained items
✘ Basic plan does not cover plumbing or electrical items
✘ Premier plan doesn’t cover central air conditioning

Plans & Coverage

First American offers two plans: Basic and Premier. First American notably replaces HVAC systems with high-quality, energy efficient replacements and places no caps on refrigerant. First American’s Basic plan does not cover plumbing or electrical items, and its Premier plan does not cover central air conditioning. Still, its plans are competitive in the home warranty market.

The company also offers several add-on options, including coverage for a pool, spa, well pump and central air conditioning. Its air conditioning add-on is particularly impressive — there are no limits on coverage unless your unit comes with a water heater.

CoverageBasic PlanPremier Plan
Clothes washer
Clothes dryer
Refrigerator
Dishwasher
Oven/Range/Cooktop
Microwave
Garbage disposal
Trash compactor
Plumbing 
Plumbing stoppages 
Heating system 
Water heater 
Electrical system 
Garage door opener 
Ductwork 
Central vacuum system 

Cost

First American offers reasonable pricing for its plan options. The Basic plan is much cheaper than the Premier plan but does not cover plumbing or electrical items in a home. Service fees for First American range from $75 to $100.

PlanCost
Basic PlanAbout $28 per month
Premier PlanAbout $42.50 per month
Optional Add-OnsVaries by item

Get a Free Quote

You can get a quote from First American by calling 833-777-0049 or by filling out First American’s online form.


Our Verdict

If you’re concerned about your air conditioner breaking down or want to make sure that your refrigerator is in good working condition, consider investing in a home warranty. With Texas home warranty plan, homeowners can find peace of mind in knowing that their major systems and appliances will be covered if one unexpectedly breaks down.

While American Home Shield is ultimately our top choice, we recommend getting a free quote from each provider listed above so that you can compare plans and pricing and make a decision that’s right for you and your home.


Frequently Asked Questions

Which is the best home warranty company?

The best home warranty company is the one that fits your needs the best. All four of these providers are excellent choices for a home warranty. We do think American Home Shield is the best overall home warranty provider, but it may not be the best choice for every homeowner.

Are home warranty plans worth it?

Our review team’s opinion is that home warranty plans are worth it when they are purchased from reputable providers. They give many homeowners financial stability when their appliances and systems inevitably fail or need to be replaced.


Home Warranty Rating Methodology

To help you find the best home warranty, our reviews team researched numerous home warranty companies, analyzing their coverage plans, pricing and customer service, among other factors:

  • Coverage: Home warranty companies that provide extensive coverage and protect important systems and appliances, including your air conditioning, refrigerator and heating, scored higher than companies with minimal coverage.
  • Plan variety: A provider with more coverage plans allows for more flexibility among customers. In general, most home warranty companies provide an appliances-only plan, systems-only plan and combination plan.
  • Pricing: We scored providers based on their monthly plan prices and service call fees compared to the industry average pricing. Companies with more affordable coverage received more points than companies with more expensive plans.
  • State availability: Where you live will determine what companies are available in your area. Home warranty companies that covered more states received more points than companies with a limited state availability.
  • Trustworthiness: There are some home warranty companies that are scams and don’t follow through on their service agreements. We rated companies based on their years of experience, ratings on the Better Business Bureau (BBB) and customer reviews.

To keep our data current, our team regularly updates the data points for each company to ensure their coverage offerings, pricing and availability are accurate.


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