Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Find the best home warranty for your home. With the extreme weather common in Dallas, homes can experience quite a bit of wear and tear over time. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
A home warranty can bring you the peace of mind you need about your home and guard your bank account from large expenses by covering your home's major systems and appliances. Since the home warranty market has many providers — all with different price points — our team at Today's Homeowner decided to do the research for you to help you find the right home warranty in Dallas.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty for Dallas residents. Choice has more than 15 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans from Choice are easy to comprehend and offer both system and appliance coverage.
Choice Home Warranty has 2 plans that provide a mix of appliance and system coverage. Choice's service fees are an affordable $85, and the coverage caps come out to about $3,000 for each covered appliance or system.
To read more, visit our detailed review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Dallas, Select Home Warranty offers the most cost-effective home warranty. Select has been in the home warranty business for around 11 years. Select offers 3 plans for homeowners to decide between. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also generally around $2,000 at the maximum.
To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. For more information, read our thorough review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty for Dallas residents. AHS has been in the home warranty business for about 26 years. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are comprehensive and have a mix of both system and appliance coverage.
American Home Shield offers 3 plans for Dallas homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839. Read our comprehensive review of American Home Shield to learn more.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Dallas. HSC has been in the home warranty industry for about 15 years. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC offers 2 plans for you to choose from.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are close to the $2,000 mark for most major systems and appliances, and service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. To read more, visit our The Home Service Club Review.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Dallas residents. Liberty is a home warranty provider with 6 years of experience in the industry, and it has become one of the best providers in the business. Liberty offers 3 plans for homeowners to decide between. With a home warranty from Liberty, you can benefit from a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $75.
Read our Liberty Home Guard full review to learn more. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for Dallas residents. First American has been on the market for more than 39 years, making it a well-respected company in the industry. With a home warranty from First American, you can enjoy very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American offers 2 plans for homeowners to choose from.
First American Home Warranty offers 2 plans for Dallas homeowners. The Basic Plan and Premier Plan are the options they have, which have a mix of system and appliance coverage. Service fees from First American are a reasonable $85. The coverage caps are also generally about $1,500.
For more information on this provider, read our First American Home Warranty Review. To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Dallas residents. Cinch has been in the home warranty industry for around 44 years. When you purchase a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is less than other providers in the Dallas area.
Read more by visiting our review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,230 |
| Heating | $4,153 |
| Electrical | $623 |
| Toilets | $519 |
| Washer/Dryer | $831 |
| Plumbing | $623 |
| Oven | $1,661 |
| Fridge | $623 |
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having a home warranty in place can give you some peace of mind and protect your savings account from large out-of-pocket costs. Most home warranty plans take effect about 30 days after purchasing the home warranty.
For Dallas homeowners, it is very simple to file a claim when an issue arises with a covered appliance or system. Most home warranty companies have an online portal system where you can file a claim.
At this point, you'll pay the service fee, which is usually between $60 and $150, depending on what plan you select. After the service fee is paid, a repair person will come to your home, assess the issue, and repair it. If the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs .
A home warranty in Dallas covers the main systems and appliances in your home. Appliances covered under a home warranty plan are usually the dryer, garbage disposal, dishwasher, refrigerator, microwave, and more. Systems that are covered include air conditioning, heating, electrical systems, and plumbing.
You can also optionally choose to pay extra for add-on coverage for items like spas, swimming pools, roof warranty, and septic systems.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things like pre-existing conditions, misuse, lack of maintenance, and cosmetic damages are excluded from the home warranty policy.
Dallas' hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty is designed to cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the repairs, preventing you from spending a lot of money out of pocket.
Not only can a Dallas home warranty save you some money on repairs and replacements, it saves you time as well. Instead of needing to vet technicians on your own, home warranty providers do the work for you and send pre-screened technicians right to your door when you need them.
There are also some downsides to buying a home warranty plan, like the coverage exclusions. For instance, home warranties may not cover systems or appliances that already have a manufacturer's warranty.
Another downside is that home warranties may not include some repairs, like those needed because of natural disasters. For example, if your HVAC system is damaged from an animal infestation, the affected systems and appliances most likely won't be covered by the home warranty.
After reviewing the basics of home warranties in Dallas, the next step is to determine which company you'd like to get a free quote from. Below are some factors to consider when buying a home warranty in Dallas:
The best home warranty company in Dallas is Choice Home Warranty. Choice Home Warranty has a large network of professional contractors and a respected reputation in the Dallas area.
A home warranty is a service contract designed to give homeowners extra coverage for their household systems and appliances. These include refrigerators, dryers, washing machines, garbage disposals, dishwashers, heating and cooling systems, sump pumps, water heaters, plumbing, and electrical systems, among others. Some companies also provide coverage for ceiling fans, garage door openers, roofs, and pools. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Generally a home warranty offers coverage for a year and you can renew it annually. In Dallas where many rely on A.C., renewing your policy could help protect you from large expenses if your HVAC system needs repairs.
Many homeowners find a home warranty is worth the money since it can help protect against unforeseen expenses, and saving money is important with the cost of living going up a lot in Dallas. If you're worried about your budget and your ability to keep your home in good working order, having a home warranty can help. One of the major pluses of a home warranty is that it can provide you some financial peace of mind.
A home warranty can cost on average anywhere from about $300 to $800 a year in Dallas. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can decrease your monthly bill with some companies by opting for a higher service fee. Additionally, it's typically cheaper to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. The key is to compare plans to determine what the best price is.
Home warranties typically will not cover problems due to intentional breaking of an appliance, lack of proper maintenance, pre-existing conditions, or natural disasters. The policy only covers damage from normal wear and tear. Even though it doesn't cover everything, a home warranty can still be beneficial for helping you save some money in a bustling city like Dallas.
