If you live in Arizona, a home warranty can help protect your major home appliances and systems when they break down due to normal wear and tear. With a home warranty, repairs should be cheaper and faster since home warranty companies will cover most repairs and hire trusted contractors to perform the work, saving you time and money.
In this article, we analyzed the best home warranty companies and hand-picked the top providers for the state of Arizona. Note: All cost information is based on sample quotes for single-family Arizona homes under 5,000 square feet. Whether you live in Phoenix or a more rural area, keep reading for our top home warranty picks.
In This Article:
- Best Overall: American Home Shield
- Best for Value Shoppers: Select Home Warranty
- Most Comprehensive Claim Coverage: First American Home Warranty
- Our Verdict
- Frequently Asked Questions
Today’s Homeowner works with an independent reviews team to create evidence-based research that helps our readers make informed decisions. The reviews are always independent. For transparency, we may be compensated if you purchase through a link.
Best Overall: American Home Shield
American Home Shield (AHS) is our top pick for a home warranty provider in Arizona. It’s one of the oldest home warranty companies in the U.S. and services 49 states, excluding Alaska. It offers three comprehensive coverage plans and flexible service fees, allowing customers to customize a plan that fits within their budget. The company also offers specific coverage for appliances and systems that are damaged due to rust or corrosion.
Pros & Cons
✓ Offers optional coverage for five add-ons
✓ Responds to claims within 24 hours 98% of the time
✓ Covers unknown pre-existing conditions on covered systems and appliances
✘ Its coverage is relatively costly compared to other home warranty providers
✘ Not available in Alaska
Plans & Coverage
AHS offers three plans: ShieldSilver, ShieldGold and ShieldPlatinum. ShieldSilver covers home systems, such as your air conditioner, ductwork and water heater. ShieldGold covers 23 home systems and appliances, including your refrigerator, washer and dryer. ShieldPlatinum covers the same 23 items covered under the ShieldGold plan, but it also covers roof leak repairs and has a $6,000 coverage limit on appliances.
Optional add-on coverage includes protection for your pool and spa, guest unit, well pump, septic pump and electronics.
|Roof leak repairs||✓|
|Built-in exhaust, vent and attic fans||✓||✓||✓|
|Main breaker and fuse panel box||✓||✓||✓|
|Doorbells and chimes||✓||✓||✓|
|Interior electrical lines||✓||✓||✓|
|Garage door openers||✓||✓||✓|
|Interior plumbing lines||✓||✓||✓|
|Faucets and valves||✓||✓||✓|
|Whirlpool tub motor and components||✓||✓||✓|
|Built-in microwave oven||✓||✓|
|Instant hot/cold water dispenser||✓||✓|
No matter which plan you choose, American Home Shield lets you choose between $75, $100 and $125 as your service call fee, which is the one-time payment you make for a contractor to come to your home to assess the item in question and make a repair or replacement. A higher service fee will result in a lower monthly payment, and vice versa.
Here’s the monthly price breakdown for each plan:
|Plan||$75 Service Fee||$100 Service Fee||$125 Service Fee|
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Best For Budget Shoppers: Select Home Warranty
Select Home Warranty has been in business since 2012 and is our top choice for homeowners shopping on a budget. It charges a $75 service call fee and its plans fall between $41 and $47 per month, which is lower than most competitors. Select is based in New Jersey and serves 46 states, excluding Nevada, New York, Washington and Wisconsin. It offers three plans and provides coverage for a handful of add-ons, including free roof leak coverage.
Pros & Cons
✓ Offers eight optional add-ons
✓ Provides 24/7 customer service
✓ Has a 90-day repair guarantee
✘ Has relatively low coverage limits compared to other home warranty companies
✘ May charge repeat service call fees if a technician has to come back to make another repair
Plans & Coverage
Select offers three plans: Bronze Care, Gold Care and Platinum Care. The Bronze Care plan covers appliances like your refrigerator and washing machine, the Gold Care plan covers systems, such as your air conditioning and ductwork, and the Platinum Care plan covers both home systems and appliances.
Select also covers eight add-ons: Central vacuum, lawn sprinkler system, pool, spa, septic system, stand-alone freezer, sump pump, well pump
|Coverage||Bronze Care||Gold Care||Platinum Care|
|Garage door openers||✓|
Select’s low monthly plan prices and $75 service call fee are helpful in keeping plans affordable. Here’s how much each plan costs per month:
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Most Comprehensive Claim Coverage: First American Home Warranty
First American Home Warranty is another top home warranty provider in Arizona. This reputable company has been in the home warranty industry since 1984 and offers reasonable prices and around-the-clock customer service, stellar HVAC coverage and protection for improperly installed or maintained items. It is available in 35 states (Not including AK, CT, DE, HU, IL, LA, ME, MA, MN, NH, NY, ND, RI, VT, WI).
Pros & Cons
✓ Provides coverage for unknown pre-existing conditions
✓ Has excellent HVAC coverage with no caps on refrigerant
✓ Offers coverage for improperly installed or maintained items
✘ Doesn’t provide plumbing or electrical coverage in its Basic Plan
✘ Doesn’t provide air conditioning coverage in its Premier Plan
Plans & Coverage
First American Home Warranty offers two plans: the Basic Plan and the Premier Plan. The Basic Plan covers appliances, such as your refrigerator and dishwasher. The Premier Plan covers major home systems and everything in the Basic Plan, but it doesn’t cover central air conditioning.
First American also offers several add-on options, including coverage for a pool, spa, well pump and central air conditioning. Its air conditioning add-on is particularly impressive — there are no limits on coverage unless your unit comes with a water heater. For an Arizona resident, this $9 add-on can provide peace of mind during the hot summer months.
|Coverage||Basic Plan||Premier Plan|
|Garage door opener||✓|
|Central vacuum system||✓|
First American Home Warranty offers its Basic Plan for $37.00 per month and its Premier Plan for $49.50 per month. Both plans come standard with a $75 trade service call fee.
|Plan||Monthly Cost||Annual Cost|
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If you’re concerned about your air conditioner breaking down or want to make sure that your refrigerator is in good working condition, consider investing in a home warranty. With an Arizona home warranty plan, homeowners can find peace of mind in knowing that their major systems and appliances will be covered if one unexpectedly breaks down.
While American Home Shield is ultimately our top choice, we recommend getting a free quote from each provider listed above so that you can compare plans and pricing and make a decision that’s right for you and your home.
Frequently Asked Questions About Arizona Home Warranties
Is a home warranty worth it
Home warranties may not be right for every person, but we think they’re a good investment for first-time home buyers and a great way to cut repair costs and protect your systems and appliances that break down from normal wear and tear. Consider requesting quotes from our top home warranty service providers before making a final decision.
Will I receive home warranty coverage immediately?
Usually, there’s a 15- to 30-day waiting period before your coverage begins. After this waiting period, your year-long term will begin. Consult your sample contract for details.
Which home warranty is the best?
We think American Home Shield is the best overall choice, but each consumer’s needs are different. We recommend getting quotes from several providers and choosing a plan that’s right for you.
Home Warranty Rating Methodology
To help you find the best home warranty, our reviews team researched numerous home warranty companies, analyzing their coverage plans, pricing and customer service, among other factors:
- Coverage: Home warranty companies that provide extensive coverage and protect important systems and appliances, including your air conditioning, refrigerator and heating, scored higher than companies with minimal coverage.
- Plan variety: A provider with more coverage plans allows for more flexibility among customers. In general, most home warranty companies provide an appliances-only plan, systems-only plan and combination plan.
- Pricing: We scored providers based on their monthly plan prices and service call fees compared to the industry average pricing. Companies with more affordable coverage received more points than companies with more expensive plans.
- State availability: Where you live will determine what companies are available in your area. Home warranty companies that covered more states received more points than companies with a limited state availability.
- Trustworthiness: There are some home warranty companies that are scams and don’t follow through on their service agreements. We rated companies based on their years of experience, ratings on the Better Business Bureau (BBB) and customer reviews.
To keep our data current, our team regularly updates the data points for each company to ensure their coverage offerings, pricing and availability are accurate.