Insurance

When you buy home insurance, it is important to get as much coverage as possible. Read here for information on different kinds of coverage and insurance for your home.

Contrary to what many believe, an insurance policy isn’t a “cure all.” Unfortunately, many people become aware of this when they are most in need of help – after a crisis such as a fire, flood, earthquake or tornado. Thus, there is no time like the present to review your insurance policy to determine if you have the proper coverage.

Do you have a detailed list of all your possessions? All home insurance claims require one, so why not spend a cold winter day preparing yours? Here's how to do it!

Homeowner's insurance is a necessity, and losing your policy unexpectedly will pile on a lot of stress you just don’t need.

Find out about homeowner hurricane and flood insurance, and what to do after a storm passes to limit damage and get the claims process going.

The easiest way to determine what is and isn’t covered by your homeowner's insurance is to read the declaration page of your policy, which is a miniature summary of your coverage.

In 2005, Hurricane Katrina left lots of people with questions about the differences between homeowners insurance and flood insurance. Damage from rising water is not covered under most insurance policies, and flash floods can occur at almost any elevation, even if you're not in a flood zone.

Homeowners who receive a homeowner’s insurance settlement often ask why the amount was lower than they expected. What most don’t realize is that their policy had coverage limits for some of the items lost.