Think Ahead with Flood Insurance
When it comes to hurricane damage, water is usually the culprit. However, flooding from rising water – including storm surge or flooded rivers and lakes – typically isn’t covered under standard home insurance.
For future storms, think ahead and purchase a separate flood insurance policy.
If you live in a flood-prone area and have a mortgage on your home, federal law may require you to carry flood insurance.
Most flood insurance policies require a 30-day waiting period, so don’t put off getting coverage until a storm is threatening or it will be too late!
Also, prepare a hurricane emergency kit so you can weather future storms and won’t be caught off guard.