Florence Aftermath: What to Do After a Hurricane

Emergency supply kit with water, flashlights, batteries, canned goods, radio, matches, candles, and gasoline.
A hurricane emergency kit should include water, flashlights, batteries, and other supplies.

Think Ahead with Flood Insurance

When it comes to hurricane damage, water is usually the culprit. However, flooding from rising water – including storm surge or flooded rivers and lakes – typically isn’t covered under standard home insurance.

For future storms, think ahead and purchase a separate flood insurance policy.

If you live in a flood-prone area and have a mortgage on your home, federal law may require you to carry flood insurance.

Most flood insurance policies require a 30-day waiting period, so don’t put off getting coverage until a storm is threatening or it will be too late!

Also, prepare a hurricane emergency kit so you can weather future storms and won’t be caught off guard.

Further Information

3 COMMENTS

  1. Very helpful tips, however; I wouldn’t file an insurance claim unless the total damages were really, really severe. If you decide to file a claim, your insurance premium will most likely increase, so make sure it’s worth it.

  2. Our summer home was totally destroyed inside and the roof by a hurricane. We did have water damage insurance too. But, people keep saying well you will never get that home covered again by your insurance? Just curious – we have been covered by this same insurance for multiple years on all our vehicles, homes, etc. What is the general rule on this? Can they refuse to cover you again?

  3. We filed 2 claims in one year. One caused from weather and one from our neighbors home catching fire.. So after 25 years with the same company they dropped us!!!!

LEAVE A REPLY

Please enter your comment!
Please enter your name here