Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Are you considering getting a home warranty? Go with one of our top home warranty companies. Madison Heights gives homeowners some great neighborhoods and the opportunity to enjoy the seasons. However, the variable temperatures can do a number on your home's systems, such as your HVAC.
A home warranty can offer you the peace of mind you need about your home and guard your bank account from large expenses by covering your home's major systems and appliances. Finding the best home warranty on the market can be quite difficult as there are lots of companies to decide between. That's why the Today's Homeowner team did the research and made a list of the best home warranty companies in Madison Heights for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty in Madison Heights. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process quick and easy.
Choice Home Warranty has 2 plans that provide a mix of appliance and system coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are an affordable $85.
To read more, visit our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Madison Heights residents. The 3 policies that Select offers include options for appliance and system coverage. When you buy a policy from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also generally about $2,000 at the maximum.
Read our comprehensive review of Select Home Warranty to learn more. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Madison Heights, American Home Shield offers the most customizable home warranty. AHS has 3 simple plans, making the selection process quick and easy. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also generally around $2,500 at the maximum.
To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For more information on this provider, read our full review of American Home Shield.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Madison Heights residents. HSC is a home warranty provider with 15 years of experience in the industry, and it has established itself as one of the best providers in the business. The home warranty company offers 2 plans to policyholders, which have various system and appliance coverage options. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that provide a combination of appliance and system coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $65 to $90.
To read more, visit our review of The Home Service Club. To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Madison Heights, Liberty Home Guard is the most trustworthy home warranty. Liberty has been in the home warranty business for over 6 years. Liberty offers 3 plans for homeowners to decide between. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $75.
To read more, visit our Liberty Home Guard Review. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Madison Heights. First American has been in the home warranty business for about 39 years. The 2 plans from First American are easy to understand and offer a mix of both system and appliance coverage. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. The coverage caps associated with First American's plans are close to the $1,500 mark for most major systems and appliances, and service fees are a reasonable $85.
To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164. For a more detailed breakdown, read our First American Home Warranty full review.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Madison Heights. Cinch has been in the home warranty business for over 44 years. When you buy a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 plans for you to choose from.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $150.
To read more, visit our Cinch Home Services Review. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,709 |
| Heating | $3,806 |
| Electrical | $571 |
| Toilets | $476 |
| Washer/Dryer | $761 |
| Plumbing | $571 |
| Oven | $1,522 |
| Fridge | $571 |
A home warranty is a service contract that cuts back on the cost of repairs when one of your home systems or appliances experiences a problem. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically, about 30 days after paying for a home warranty plan, the coverage will start on your home systems and appliances.
Filing a claim with your home warranty company is very simple. There will be an online portal system or a direct phone number to request service for a repair or replacement.
At this point, you'll also have to pay your service fee. Once the repair technician looks at the problem, they will deal with it at no cost to you. The only time a homeowner may have out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty will cover your home's systems and appliances from normal wear and tear. The appliances commonly covered under a home warranty plan are the microwave, refrigerator, oven, washing machine, dryer, dishwasher, and more. System coverage typically includes heating, electrical systems, plumbing, air conditioning, and more.
Add-on options can vary by plan but often include things such as a central vacuum, septic system, sprinkler system, plumbing stoppages, and second refrigerator.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things such as misuse, lack of maintenance, pre-existing conditions, and cosmetic damages are not included in the home warranty policy.
Madison Heights' relatively mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty is designed to cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the repairs, preventing you from spending unexpected money out of pocket.
Along with saving you money on out-of-pocket expenses, a home warranty can provide you peace of mind and save you the hassle of trying to find a qualified repair person to visit your home. Home warranties usually have a network of pre-vetted contractors who can handle any repair issues you may come across.
One major drawback of home warranties is not everything may be covered. It's important to compare the different plans and sign up for one that covers all the appliances, systems, and add-ons you need.
Another drawback is that home warranties may exclude some repairs, like those due to natural disasters. For example, if your house floods, the affected systems and appliances most likely won't be covered by the home warranty.
Now that you're ready to purchase a home warranty, the first step is considering what items you need coverage for. From there, you can compare your options and call different home warranty companies for a free quote. Policies can vary, so consider the following factors when choosing a home warranty company:
The top home warranty provider in Madison Heights is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced contractors and a great reputation in the Madison Heights area.
Home warranty policies cover issues related to home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a larger insurance that protects the entire home from natural disasters, which might not be too much of a concern in Madison Heights. It doesn't cover a normal appliance or system repairs.
A home warranty plan will cover either the home systems and appliances, or both. Combination plans are beneficial if you'd like more coverage for your home, but a systems or appliance only plan can be useful too if you're concerned about one more than the other.
Many homeowners find a home warranty is worth it because it can help protect against unforeseen expenses, and saving money is important with the cost of living going up in Madison Heights. If you're worried about your budget and your ability to keep your home in good working order, a home warranty can help. One of the big positives of a home warranty is that it can provide you some financial peace of mind.
Home warranties will cover the cost of repairs and replacements as long as it is within the coverage limits of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay for the rest out of pocket.
Most home warranty plans have a 30-day waiting period before you can file claims, but some may offer coverage sooner so make sure you check with the company about this.
