Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
If you're thinking about purchasing a home warranty, our list of the top providers in Cascades can help. Homeownership in Cascades can be an exciting step in many people's lives, but it also comes with its fair share of concerns. Updating your home's systems and appliances can be an unexpected financial burden for many homeowners.
A home warranty plan can help protect homebuyers and current homeowners by reducing the costs of major repairs and replacements on your home's appliances and systems. Even though a home warranty can help with your homeowner headaches, one pain point is narrowing down the best choice for your Cascades home. That's why we've done the research and have put together a guide of the top home warranty companies in Cascades.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty for Cascades residents. Choice has been in the home warranty business for over 15 years. Choice offers 2 plans for homeowners to choose from. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Cascades homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. To read more, visit our full review of Choice Home Warranty.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Cascades, Select Home Warranty is the most cost-effective home warranty. Select has been in the home warranty business for around 11 years. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process easy.
Select Home Warranty has 3 plans that offer a mix of system and appliance coverage. Service fees from Select are a reasonable $60. The coverage caps are also typically about $2,000 at the maximum.
For a more detailed breakdown, read our review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty for Cascades residents. AHS is a home warranty company with 26 years of experience in the industry, and it has established itself as one of the best providers in the business. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process easy.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Cascades area.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. Read our comprehensive review of American Home Shield to learn more.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Cascades residents. HSC has more than 15 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. The home warranty provider offers 2 plans to policyholders, which have various system and appliance coverage options. When you purchase a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read our The Home Service Club Review to learn more.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Cascades, Liberty Home Guard is the most trustworthy home warranty. Liberty has over 6 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps from Liberty are about $3,000. The service fees are an affordable $75, which is lower than other providers in the Cascades area.
For more information, read our Liberty Home Guard full review. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Cascades, First American Home Warranty is the best home warranty for appliance coverage. First American has about 39 years of experience in the industry and in that time has built a a skilled network of service professionals in the country. When you purchase a home warranty from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 plans that First American offers include differing levels of system and appliance coverage, as well as add-on options.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. First American has coverage caps of around $1,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are a reasonable $85.
For a more detailed breakdown, read our First American Home Warranty Review. To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Cascades. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process and policy coverage easily understandable.
Cinch Home Services offers 3 plans for Cascades homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are customizable and range from $75 to $150.
To read more, visit our review of Cinch Home Services. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $7,176 |
| Heating | $4,784 |
| Electrical | $718 |
| Toilets | $598 |
| Washer/Dryer | $957 |
| Plumbing | $718 |
| Oven | $1,914 |
| Fridge | $718 |
A home warranty is a protection plan that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make budgeting and managing your finances less stressful. A home warranty plan usually has a 30-day waiting period from the time you pay to when you can start using it.
When one of your systems or appliances has an issue, you file a claim with your service provider. You can do so in an online portal or by calling customer support, and then a contractor will come and fix the problem.
At this point, you'll also have to pay your service fee. Once the repair technician looks at the issue, they will deal with it at no cost to you. The only time a Cascades homeowner may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty in Cascades provides coverage for the main appliances and systems in your home. The appliances covered are a microwave, refrigerator, cooktop, clothes dryer, dishwasher, clothes washer, stove, and more. The systems included are the heating, plumbing, air conditioning, electrical, and others.
The add-on coverages can include septic system, pool, roof leak, spa, and sometimes even things like locksmith or pest control.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things like cosmetic damages, misuse, lack of maintenance, and pre-existing conditions are not included in the home warranty policy.
Cascades' relatively mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can help cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the needed repairs, saving you from spending unexpected money out of pocket.
Not only can a Cascades home warranty save you some money on repairs and replacements, it saves you time too. Instead of vetting contractors by yourself, home warranty companies do the work for you and send a contractor from their network right to your door when you need them.
Home warranties also have some cons. Though it can be convenient that the home warranty sends out a contractor who does the repair for you, some homeowners may not like this, and they may want to choose their own contractor. If that's important to you, some home warranty plans allow you to choose a contractor.
Another drawback is that home warranties may exclude some repairs, like those needed because of natural disasters. For example, if your HVAC system is damaged from an animal infestation, the impacted systems and appliances most likely won't be covered by the home warranty.
When you're ready to buy a home warranty plan, the first step is thinking about what items you need coverage for. From there, you can compare plans and call different home warranty providers for a free quote. Before making your final decision, here are a few additional factors to keep in mind:
The top home warranty provider in Cascades is Choice Home Warranty. Choice Home Warranty has a large network of professional service technicians and a tremendous reputation in the Cascades area.
A home warranty is a type of service contract that provides homeowners extra coverage for their household systems and appliances. These include dishwashers, washing machines, dryers, garbage disposals, refrigerators, electrical systems, sump pumps, plumbing, water heaters, and heating and cooling systems, among others. Some policies also provide coverage for ceiling fans, roofs, pools, and garage door openers. A home warranty can help you save money if these items fail unexpectedly.
A home warranty will cover either the home systems and appliances, or both. Combination plans are beneficial if you'd like more coverage for your home, but a systems or appliance only plan can be useful too if you're concerned about one more than the other.
A home warranty policy can protect you from expensive repair bills, but only if you choose a good plan from a trustworthy company. When deciding which home warranty company to purchase a plan from, you should look for things like its customer service and availability in your area. In addition, you should take into account the kind of coverage the company offers and what kinds of appliances and systems are protected. Homes that have new appliances or systems can get by on a plan with less coverage.
Typically, the homeowner is responsible for paying the premium and service fees. However, when buying a new home, sometimes the seller is the one who paid for the policy. This can then be transferred to the new homeowner, who has to pay the service fees. In Cascades, where the median value of a home is $434,754, having the seller pay for the home warranty can be a good asset for your new home.
A home warranty can cost on average anywhere from about $300 to $800 a year in Cascades. Our top-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. Additionally, it's typically less expensive to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. The key is to compare plans to determine what the best price is.
A home warranty policy covers repair and replacement costs for home systems and appliances. Home warranties will not cover the intentional breaking of an appliance or pre-existing conditions.
