Written By Todays Homeowner Local Pros
Last Updated May 2023
If you're thinking about getting a home warranty, our list of the top providers in Richardson can help. There are many benefits of owning a home in Richardson. But, major home systems and appliances, like your plumbing and kitchen appliances, can malfunction due to normal wear and tear, leaving you with expensive repairs.
A home warranty is a way to protect your bank account from unexpected large expenses. With a home warranty in place, your repair costs can be significantly lower and allow you to live in your home with more peace of mind. Finding the best home warranty plan for your Richardson home can be challenging, so our team at Today's Homeowner did the research to help you find the best plan that will work for your home. Keep reading for our home warranty recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty in Richardson. Choice is a home warranty provider with 15 years of experience in the industry, and it has become one of the best providers in the business. The 2 plans that Choice offers include differing levels of system and appliance coverage, as well as add-on options. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Richardson homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Choice's plans are close to the $3,000 mark for most major systems and appliances, and service fees are an affordable $85.
Read more by visiting our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Richardson. Select has more than 11 years of industry experience and in that time has built a impressive network of service technicians in the country. The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, you'll want to have this plan on your side. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps from Select are around $2,000. The service fees are a reasonable $60, which is lower than other providers in the Richardson area.
Read our Select Home Warranty Review to learn more. To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty in Richardson. AHS has more than 26 years of experience in the home warranty industry and in that time has built a an expansive network of service technicians in the country. AHS offers 3 plans for you to choose from. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to around $2,500 for each covered appliance or system.
Read our comprehensive review of American Home Shield to learn more. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Richardson residents. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans from HSC are comprehensive and offer both system and appliance coverage.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is less than other providers in the Richardson area.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. To read more, visit our detailed review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Richardson, Liberty Home Guard is the most trustworthy home warranty. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 plans for you to decide between.
Liberty Home Guard offers 3 plans for Richardson homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Liberty's plans are close to the $3,000 mark for many major systems and appliances, and service fees are an affordable $75.
For more information on this provider, read our comprehensive review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage in Richardson. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options.
First American Home Warranty offers 2 plans for Richardson homeowners. The Basic Plan and Premier Plan are the options they have, which have a mix of system and appliance coverage. Service fees from First American are a reasonable $85. The coverage caps are also typically around $1,500.
To read more, visit our review of First American Home Warranty. To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Richardson, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has over 44 years of experience in the home warranty industry and in that time has built a an network of service technicians in the country. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, this is the plan for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process easy.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also generally about $1,000-$2,000.
To read more, visit our thorough review of Cinch Home Services. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
|Home Appliance||Repair Cost|
A home warranty is a protection plan for home systems and appliances. When your washer or dryer breaks down, and the repair costs several hundred dollars, a home warranty will ensure that you're only responsible for a predetermined service fee. Home warranty companies usually don't require an inspection, and coverage generally goes into place about 30 days after purchasing the policy.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty service provider. Most companies have an online portal where you can do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue.
Once you file the claim, it will be assigned to a local technician that will come to your home and repair the problem. At this point, you pay your service fee. Service fees typically range in price from about $60 to $150 and this is the only out-of-pocket fee you will have to pay unless the repair cost is more than your home warranty's coverage limit.
Home warranties help protect your home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear and tear. Common appliances covered under a home warranty include a dryer, refrigerator, washer, garbage disposal, dishwasher, microwave, and more. The systems that are usually covered will be electrical systems, air conditioning, plumbing, and heating.
Add-on options can vary from one plan to another but often include things such as a plumbing stoppages, sprinkler system, second refrigerator, septic system, and central vacuum.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things such as misuse, lack of maintenance, cosmetic damages, and pre-existing conditions are excluded from the home warranty policy.
Home warranty plans are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in Richardson hitting an average high of 77℃F, you may find that certain appliances, such as your air conditioning unit, get a lot of use. A home warranty can significantly bring down out-of-pocket costs should your HVAC system stop working.
Additionally, having a Richardson home warranty can help make your house more appealing to potential homebuyers should you ever decide to sell later. Many home warranty providers will allow you to transfer your plan to a new owner and give them the same protection you've been getting.
There are also some negatives to purchasing a home warranty policy, like the coverage exclusions. For example, home warranties may not cover systems or appliances that already have a manufacturer's warranty.
Another possible pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your claims being denied, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
When you're ready to buy a home warranty, the first step is figuring out what items you want coverage for. After that, you can compare your options and contact different home warranty providers to get a free quote. Below is a list of factors that you'll want to take into consideration when selecting a home warranty provider:
The best home warranty company in Richardson is Choice Home Warranty. Choice Home Warranty has a large network of experienced service technicians and a respected reputation in the Richardson area.
A home warranty policy can help real estate agents, investors, homeowners, homebuyers, and home sellers. It can offer peace of mind to anyone involved in homeownership.
The type of home warranty you should look for depends on what's a priority to you. A less costly plan may have higher service fees and deductibles, whereas a higher-priced plan may provide more coverage and have lower service fees. If you have a home that has new appliances or systems, you may be able to get a cheaper plan. The company's reputation and available plans are the two things to look for when picking a home warranty provider.
Generally a home warranty policy offers coverage for a year and you can renew it every year. In Richardson where many rely on A.C., renewing your policy could help prevent large, unexpected expenses if your HVAC system needs repairs.
Many homeowners feel like a home warranty is a good investment since it can help protect against unexpected expenses, and saving money is important with the cost of living going up a lot in Richardson. If you're worried about your budget and your ability to keep your home in good working order, getting a home warranty can help. One of the big positives of a home warranty is that it can give you some financial peace of mind.
Most home warranties cover replacement costs as well as repair costs. The coverage cap varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but the entire replacement may not be paid for.
The systems and appliances in a home are covered under a home warranty policy in Richardson. Everything from a stove to a washer can be covered under a home warranty depending on the plan.