Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Make the most of your home warranty with these top home warranty companies in Upper Merion. There are many benefits of owning a home in Upper Merion. However, major home systems and appliances, like your HVAC and refrigerator, can break down due to normal wear and tear, leaving you with pricey repairs.
A home warranty can bring you the peace of mind you need about your home and protect your bank account from large expenses by covering your home's major systems and appliances. Since the home warranty market is filled with many providers — all with different price points — the Today's Homeowner team did the research for you to help you find the right home warranty in Upper Merion.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Upper Merion, Choice Home Warranty is the best overall home warranty. Choice has more than 15 years of experience in the home warranty industry, and has provided exceptional customer service at an affordable cost to its customers. When you purchase a plan from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty company offers 2 plans to policyholders, which have various options for appliance and system coverage.
Choice Home Warranty offers 2 plans for Upper Merion homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. The coverage limits from Choice are around $3,000. The service fees are an affordable $85, which is lower than other providers in the Upper Merion area.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. To read more, visit our comprehensive review of Choice Home Warranty.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Upper Merion, Select Home Warranty is the most cost-effective home warranty. Select has more than 11 years of industry experience and in that time has built a an network of service technicians nationwide. When you purchase a policy from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options.
Select Home Warranty has 3 plans that provide a combination of system and appliance coverage. Service fees from Select are a reasonable $60. The coverage caps are also typically about $2,000.
For a more detailed breakdown, read our review of Select Home Warranty. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty in Upper Merion. AHS is a home warranty company with 26 years of experience in the industry, and it has proved to be one of the best providers in the business. The 3 plans that AHS offers include options for appliance and system coverage. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Upper Merion homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to around $2,500 per covered appliance or system.
To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. Read our American Home Shield Review to learn more.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Upper Merion. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, HSC is the perfect provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 policies that HSC offers include differing levels of system and appliance coverage, as well as add-on options.
The Home Service Club has 2 plans that provide a combination of appliance and system coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. To read more, visit our The Home Service Club full review.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Upper Merion, Liberty Home Guard offers the most trustworthy home warranty. Liberty has 3 plans for you to decide between. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard offers 3 plans for Upper Merion homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which contain a mix of system and appliance coverage. The coverage caps associated with Liberty's plans are close to the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $75.
Read more by visiting our Liberty Home Guard full review. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Upper Merion. First American has 2 simple plans, making the selection process and policy coverage easily comprehensible. With a home warranty from First American, you can enjoy very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that offer a mix of appliance and system coverage. Service fees from First American are a reasonable $85. The coverage caps are also about $1,500 at the maximum.
To read more, visit our review of First American Home Warranty. To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Upper Merion. Cinch has more than 44 years of experience in the home warranty industry, and has provided exceptional customer service at an affordable cost to its customers. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, you'll want to have this plan on your side. Plus, it has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 plans for you to choose from.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage limits from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is cheaper than other providers in the Upper Merion area.
For more information, read our review of Cinch Home Services. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,775 |
| Heating | $4,517 |
| Electrical | $677 |
| Toilets | $565 |
| Washer/Dryer | $903 |
| Plumbing | $677 |
| Oven | $1,807 |
| Fridge | $677 |
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having one in place can provide some peace of mind and prevent you from paying unexpected out-of-pocket costs. Most home warranty plans take effect about 30 days after purchasing the home warranty policy.
When one of your systems or appliances has a problem, you file a claim with your service provider. You can do so online or by telephone, and then a contractor will come and fix the problem.
The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair for their home. This repair will usually happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty plan will cover systems and appliances that have stopped working due to normal wear and tear. For instance, if your A.C. suddenly stops working under normal use conditions, your home warranty provider can help. The appliances a home warranty typically covers include a clothes washer, stove, clothes dryer, refrigerator, microwave, cooktop, dishwasher, and more. The systems included are the plumbing, heating, air conditioning, electrical, and others.
Add-on options can vary by plan but typically include things like a second refrigerator, sprinkler system, plumbing stoppages, septic system, and central vacuum.
Upper Merion homeowners should know that a home warranty will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like natural disasters, pre-existing conditions, misuse of a system or appliance, or cosmetic issues. You must keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related problem will be covered by the policy.
Since temperatures in Upper Merion can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Buying a home warranty plan can help homeowners save money if one of these systems or appliances breaks down all of a sudden.
Additionally, having a Upper Merion home warranty can make your house more appealing to potential homebuyers should you ever decide to sell later. Many home warranty companies will allow you to transfer your plan to a new owner and give them the same protection you've been getting.
Home warranties also have some drawbacks. While it can save you time when the home warranty sends out a service technician who takes care of the repair for you, some may not like this, and they would prefer to select a contractor themselves. If that's important to you, some home warranty providers allow you to select a contractor.
Another consideration is that home warranties typically only cover damage from normal wear and tear. They most likely won't cover home systems or appliances that have stopped working due to improper maintenance, natural disasters, animal infestations, etc.
When you're ready to purchase a home warranty plan, the first step is figuring out what items you want coverage for. After that, you can compare plans and call different home warranty providers for a free quote. Below is a list of factors that you'll want to bear in mind when picking a home warranty provider:
The best overall home warranty provider in Upper Merion is Choice Home Warranty, but the best company for you will depend on factors like what appliances and systems you need coverage for.
The different kinds of home warranties in Upper Merion are plans with coverage for either appliances or systems and a combination plan. A combination plan covers your home systems and appliances, such as your dishwasher, washing machine, and heating and cooling systems. A plan that only covers appliances or systems will cover the systems or appliances listed in the plan.
A home warranty policy can protect you from high-cost repair bills, but only if you purchase a quality plan from a reputable company. When picking a home warranty company to go with, you should evaluate things like its customer service and availability in your area. In addition, you should look at the type of coverage the company offers and what types of appliances and systems are protected. Homes that are on the older end and therefore may have older systems may need a higher-coverage policy.
Generally a home warranty policy offers coverage for a year and you can renew it annually. In Upper Merion where many rely on heating and A.C., renewing your policy could help mitigate large expenses if your HVAC system needs repairs.
Home warranties cover the cost of repairs and replacements if it is within the coverage cap of the plan. If the replacement will cost more than the home warranty covers, you will have to pay for the rest out of pocket.
The service fee is the price the homeowner pay every time there is an issue with a system or appliance and you file a claim with your home warranty. Service fees are usually priced between $60 and $150.
Home warranties typically will not cover problems due to natural disasters, lack of proper maintenance, intentional breaking of an appliance, or pre-existing conditions. They only cover damage due to normal wear and tear. Even though it doesn't cover everything, a home warranty can still be beneficial for helping you save some money in a town like Upper Merion.
