Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Make the most of your home warranty with the top home warranty companies in Lewistown. Owning a home in Lewistown has a lot of great advantages, but there are, of course, some downsides too. The cold weather and snow can cause problems in a home and destroy some systems and appliances.
A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be remarkably lower and give you some peace of mind. Finding the best home warranty on the market can be quite difficult because there are so many companies to choose from. That's why the Today's Homeowner team did the research and made a list of the top home warranty companies in Lewistown for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty for Lewistown residents. Choice has about 15 years of experience in the home warranty industry and in that time has built a an network of service technicians nationwide. The home warranty company offers 2 plans to policyholders, which have various options for appliance and system coverage. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the plan for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. The coverage caps associated with Choice's plans are around the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $85.
For a more detailed breakdown, read our thorough review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Lewistown. The 3 plans from Select are comprehensive and offer both system and appliance coverage. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for many of the major systems and appliances, and service fees are a reasonable $60.
Read our detailed review of Select Home Warranty to learn more. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Lewistown, American Home Shield is the most customizable home warranty. AHS has over 26 years of experience in the home warranty industry, and has provided exceptional customer service at an affordable cost to its customers. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, AHS is the perfect provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process and policy coverage easily comprehensible.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also generally around $2,500.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. Read our American Home Shield full review to learn more.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Lewistown residents. When you purchase a home warranty from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty company offers 2 plans to policyholders with various options for appliance and system coverage.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally about $2,000.
Read our detailed review of The Home Service Club to learn more. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Lewistown. Liberty has been in the home warranty business for about 6 years. When you purchase a policy from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are an affordable $75.
For a more detailed breakdown, read our review of Liberty Home Guard. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Lewistown, First American Home Warranty offers the best home warranty for appliance coverage. First American has over 39 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. With a home warranty from First American, you can enjoy very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 simple plans, making the selection process easy.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 per covered system or appliance.
To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. Read our review of First American Home Warranty to learn more.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Lewistown, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has about 44 years of industry experience and in that time has built a an network of service technicians in the country. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options. When you buy a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that provide a mix of system and appliance coverage. The coverage limits from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is cheaper than other providers in the Lewistown area.
Read more by visiting our review of Cinch Home Services. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,624 |
| Heating | $3,750 |
| Electrical | $562 |
| Toilets | $469 |
| Washer/Dryer | $750 |
| Plumbing | $562 |
| Oven | $1,500 |
| Fridge | $562 |
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they have issues over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and protect your savings account from exorbitant out-of-pocket costs. Most home warranty plans start about 30 days after buying the home warranty.
For Lewistown homeowners, it is very straightforward to file a claim when an issue arises with a covered appliance or system. Most home warranty companies have an online portal where a claim can be filed.
At this point, you'll pay your service fee, which is generally between $60 and $150, depending on what plan you choose. After the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. As long as the repair is covered under the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs apart from the service fee.
A home warranty in Lewistown provides coverage for the main systems and appliances in your house. The appliances usually covered under a home warranty plan are the dishwasher, oven, washing machine, microwave, dryer, refrigerator, and more. System coverage typically includes air conditioning, electrical systems, plumbing, heating, and more.
Add-on coverage will vary from one plan to the next, but you can expect to see add-ons like roof leaks, pools, spas, central vacuums, sump pumps, and electronics.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and follow preventative maintenance guidelines, the home warranty will not cover it. Also, a home warranty does not cover misuse, lack of maintenance, pre-existing conditions, and cosmetic damages.
Temperatures in Lewistown can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a good bit of use. As a homeowner in Lewistown, one benefit of having a home warranty is that these home systems and major appliances can be covered in the event they have to be repaired or replaced.
A home warranty can also provide value in other ways. For example, some plans can be transferred between owners during a home sale.
Home warranties also have some downsides. Although it can save you time when the home warranty sends out a service technician who handles the repair for you, some homeowners may not like this, and they would rather choose a contractor themselves. If that's the case for you, some home warranty companies allow you to choose a contractor.
Another drawback is that home warranties may exclude some repairs, like those needed because of natural disasters. For example, if a tree falls onto your house and damages the roof, the affected systems and appliances probably won't be covered by the home warranty.
Picking the best home warranty in Lewistown for your family depends on the type of coverage you need, the home warranty company you go with, and where you live, among other factors. Plans can vary, so consider the following factors when choosing a home warranty company:
Our pick for the best overall home warranty in Lewistown is Choice Home Warranty, but the best company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dryers, garbage disposals, dishwashers, washing machines, refrigerators, heating and cooling systems, plumbing, water heaters, sump pumps, and electrical systems, among others. Some policies also provide coverage for pools, roofs, garage door openers, and ceiling fans. A home warranty can help you save money if these items break down unexpectedly.
A home warranty helps protect against the normal wear of systems and appliances in a home. Homeowners insurance protects your entire home in case of a situation like a natural disaster or fire. Under a homeowners insurance plan, you will not be able to file a claim should you need a new dryer or oven, unless the damage is due to a natural disaster, which are not that common in Lewistown.
Home warranty plans usually last a year. Many companies let you renew your plan each year, which can be good in Lewistown for added protection against something like your heater or A.C. needing repairs when you require it the most.
Most home warranties cover replacement costs as well as repair costs. How much the coverage cap is varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.
The service fee is the price you pay each time there's a problem with a home system or appliance and you file a claim with your home warranty. Service fees are usually between $60 and $150.
Usually coverage for a home warranty policy begins 30 days after payment. However, a few providers may let you file a claim before this, so verify with customer service to find the exact waiting period for your case.
