Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Are you considering getting a home warranty? Check out one of our recommended home warranty companies. With the weather patterns common in Bensalem, homes can experience quite a bit of wear and tear over time. There's nothing worse than having your heater go out in the middle of winter.
A home warranty in Bensalem can help decrease your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear. Finding the best home protection plan for your Bensalem home can be hard, so our team at Today's Homeowner did the research to help you find the best plan that will work for your home. Read on for our home warranty recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Bensalem, Choice Home Warranty offers the best overall home warranty. Choice has been in the home warranty industry for around 15 years. Choice offers 2 plans for you to decide between. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to about $3,000 for each covered appliance or system.
Read more by visiting our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Bensalem residents. The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are a reasonable $60.
Read more by visiting our Select Home Warranty Review. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty for Bensalem residents. AHS is a home warranty company with 26 years of experience in the industry, and it has established itself as one of the best providers in the business. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are easy to understand and have a mix of both system and appliance coverage.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also about $2,500 at the maximum.
Read more by visiting our review of American Home Shield. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Bensalem. The 2 home warranty plans that HSC offers include options for appliance and system coverage. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally about $2,000 at the maximum.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read more by visiting our review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Bensalem. Liberty has been in the home warranty industry for around 6 years. Liberty has 3 simple plans, making the selection process easy. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that provide a mix of system and appliance coverage. The coverage caps associated with Liberty's plans are around the $3,000 mark for most of the major systems and appliances, and service fees are an affordable $75.
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. For more information on this provider, read our comprehensive review of Liberty Home Guard.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Bensalem, First American Home Warranty offers the best home warranty for appliance coverage. First American has been operating for more than 39 years, making it a highly regarded company in the industry. First American offers 2 plans for homeowners to decide between. When you purchase a home warranty from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage caps come out to about $1,500 for each covered system or appliance.
To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. To read more, visit our review of First American Home Warranty.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Bensalem, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has over 44 years of experience in the industry and in that time has built a a skilled network of service technicians nationwide. The 3 plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for many major systems and appliances, and service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. Read more by visiting our Cinch Home Services full review.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,360 |
| Heating | $4,240 |
| Electrical | $636 |
| Toilets | $530 |
| Washer/Dryer | $848 |
| Plumbing | $636 |
| Oven | $1,696 |
| Fridge | $636 |
A home warranty is a protection plan that covers home systems and appliances. When your HVAC stops working, and the repair is several hundred dollars, a home warranty will ensure that you only have to pay a predetermined service fee. Home warranty companies usually don't require an inspection, and you can generally start using it about 30 days after making your first payment.
When you notice a problem with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will contact you about a repair technician coming over to take a look at the issue.
At this point, you'll pay the service fee, which is generally between $60 and $150, depending on what plan you choose. Once the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. As long as the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs .
A home warranty will cover your home's systems and appliances from normal wear. Common appliances covered under a home warranty include a dryer, refrigerator, dishwasher, microwave, washer, garbage disposal, and more. The systems that are usually covered will be electrical systems, plumbing, heating, and air conditioning.
Add-on coverage will vary from plan to plan, but you can expect to see things such as roof leaks, electronics, spas, central vacuums, pools, and sump pumps.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things such as misuse, pre-existing conditions, cosmetic damages, and lack of maintenance are not included in the home warranty policy.
Temperatures in Bensalem can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a good bit of use. As a homeowner in Bensalem, one benefit of having a home warranty is knowing that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
Additionally, having a Bensalem home warranty can help make your house more appealing to potential homebuyers if you ever decide to sell in the future. Many home warranty providers will allow you to transfer your plan to a new owner and give them the same protection you've been receiving.
As for the drawbacks of home warranties, coverage varies by provider, so it's important to review what each plan covers and doesn't include in the contract.
Additionally, if you don't maintain your home systems or appliances properly, or if they need repairs or replacements due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
After looking into the basics of home warranties in Bensalem, the next step is to figure out which company you're interested in receiving a free quote from. Here is a list of some factors to consider when purchasing a home warranty in Bensalem:
Our pick for the best overall home warranty provider in Bensalem is Choice Home Warranty, but the best company for you will vary based on factors such as what appliances and systems you need to have covered.
A home warranty is a service contract that covers repairing and replacing major home systems and appliances.
A home warranty plan can protect you from expensive repair bills, but only if you decide to purchase a good quality plan from a trustworthy company. When picking a home warranty company to go with, you should take into consideration things like its customer service and availability in your area. In addition, you should think about the coverage the company offers and what kinds of appliances and systems are covered. Homes that have appliances and systems on the older end may need a policy with more coverage.
Home warranty plans typically provide coverage for a year. Many providers let you renew your plan each year, which can be useful in Bensalem for added protection against something like your heater or A.C. breaking down when you require it the most.
Many homeowners find a home warranty is worth the money since it helps protect against unexpected expenses, and saving money is important with the cost of living going up a lot in Bensalem. If you're worried about your finances and home maintenance, having a home warranty can help. One of the major advantages of a home warranty is that it can give you some financial peace of mind.
Home warranties cover the cost of repairs and replacements if it is within the coverage cap of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay the rest out of pocket.
The systems and appliances in a home are covered under a home warranty in Bensalem. Everything from a stove to a washer can be covered under a home warranty depending on the plan.
