Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Make the most of your home warranty with the best home warranty providers in Mifflin. Owning a home in Mifflin has tons of great advantages, but there are, of course, some negatives too. The humid weather can cause problems in a home and destroy some systems and appliances.
A home warranty can bring you the peace of mind you need about your home and safeguard your bank account from large expenses by covering your home's major systems and appliances. Finding the best home warranty on the market can be quite overwhelming because there are lots of companies to choose from. That's why our team at Today's Homeowner did the research and put together a list of the best home warranty companies in Mifflin for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Mifflin, Choice Home Warranty is the best overall home warranty. Choice has more than 15 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 per covered appliance or system.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. For a more detailed breakdown, read our review of Choice Home Warranty.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Mifflin. Select has around 11 years of experience in the home warranty market and in that time has built a an network of service professionals in the country. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, you'll want to have this plan on your side. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process quick and easy.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are close to the $2,000 mark for many of the major systems and appliances, and service fees are a reasonable $60.
Read our detailed review of Select Home Warranty to learn more. To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty in Mifflin. The 3 plans from AHS are easily comprehensible and offer both system and appliance coverage. When you buy a home warranty from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are close to the $2,500 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For a more detailed breakdown, read our American Home Shield full review.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Mifflin, The Home Service Club is the best home warranty with the quickest service. HSC is a home warranty company with 15 years of experience in the industry, and it has proved to be one of the best providers in the business. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options. When you purchase a policy from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that provide a combination of system and appliance coverage. The coverage limits from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the Mifflin area.
Read our The Home Service Club full review to learn more. To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Mifflin residents. Liberty has been in the home warranty industry for about 6 years. Liberty has 3 simple plans, making the selection process easy. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage limits come out to around $3,000 for each covered appliance or system.
Read our full review of Liberty Home Guard to learn more. To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage for Mifflin residents. The 2 plans from First American are easy to comprehend and offer both system and appliance coverage. If you're looking for very affordable and comprehensive appliance coverage, this is the plan for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage caps come out to around $1,500 per covered appliance or system.
For a more detailed breakdown, read our First American Home Warranty Review. To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Mifflin. The 3 plans from Cinch are easy to understand and have a mix of both system and appliance coverage. When you purchase a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also typically around $1,000-$2,000 at the maximum.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. To read more, visit our review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,124 |
| Heating | $4,083 |
| Electrical | $612 |
| Toilets | $510 |
| Washer/Dryer | $817 |
| Plumbing | $612 |
| Oven | $1,633 |
| Fridge | $612 |
A home warranty is a protection plan that cuts back on the cost of repairs when one of your home systems or appliances experiences a complication. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically, about 30 days after buying a home warranty, the coverage will start on your home systems and appliances.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty service provider. Most companies have an online portal system to help you do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue.
At this point, you'll pay a service fee, which is typically between $60 and $150, depending on what plan you opt for. Once the service fee is paid, a repair person will come to your home, assess the issue, and repair it. As long as the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs apart from the service fee.
A home warranty in Mifflin provides coverage for the main systems and appliances in a home. Appliances covered under a home warranty plan are typically the microwave, garbage disposal, dishwasher, dryer, refrigerator, and more. Systems that are covered include plumbing, heating, electrical systems, and air conditioning.
Add-on coverage will vary from plan to plan, but you can expect to see things such as roof leaks, spas, electronics, sump pumps, pools, and central vacuums.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things such as cosmetic damages, lack of maintenance, pre-existing conditions, and misuse are excluded from the home warranty policy.
Since temperatures in Mifflin can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Purchasing a home warranty policy can help homeowners save money if one of these systems or appliances stops working all of a sudden.
Additionally, having a home warranty can save you some time by eliminating the need to research contractors — most providers will send a trusted professional right to your door to carry out the repair or replacement.
Home warranties also have some drawbacks. Although it can save you time when the home warranty sends out a repair person who does the repair for you, some homeowners may not like this, and they would rather select a contractor themselves. If that's the case for you, some home warranty companies let you select a contractor.
Another thing to keep in mind is that some providers don't cover pre-existing conditions and may require an inspection before your coverage can begin. Ask the home warranty provider for clarification about it if you aren't sure or if this is a problem for you.
The first step in protecting your real estate investment with a home warranty is determining which provider's plan fits your needs. Consider the items in your home you'd like coverage for and compare the policies. When considering which home warranty provider is the best one for you, here are some important factors to take into account:
Our pick for the best overall home warranty in Mifflin is Choice Home Warranty, but the best company for you will depend on factors such as what appliances and systems you need to have covered.
A home warranty protects against the normal wear and tear of systems and appliances in a home. Homeowners insurance protects a home in case of a situation like a natural disaster or fire. With a homeowners insurance plan, you won't be able to file a claim should you need a new refrigerator or dishwasher, unless the damage is due to a natural disaster, which can be a threat in Mifflin.
A home warranty policy can protect you from expensive repair bills, but only if you choose a good quality plan from a trustworthy company. When choosing a home warranty company to go with, you should look for things like its customer service and availability in your area. In addition, you should look at the coverage the company offers and what appliances and systems are covered. Homes that have appliances and systems on the older end may need a policy with more coverage.
The service fee is the price you pay every time there's an issue with a system or appliance and you file a claim with your home warranty. Service fees are usually priced between $60 and $150.
A home warranty can cost on average anywhere from around $300 to $800 a year in Mifflin. Our top-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. In addition, it's usually less expensive to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. It's important to compare plans to determine what you're really getting for the price.
Usually coverage for a home warranty plan begins 30 days after payment. However, a few companies may let you file a claim before this, so check with customer service to find the exact waiting period for your case.
