Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Maximize your home warranty with the best home warranty providers in Liberty. With hot summers and cool winters, maintaining your home appliances and systems, particularly HVAC, are very important for homeowners in the Liberty area of Ohio.
A home warranty is a way to protect your bank account from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be significantly lower and allow you to live in your home with more peace of mind. Finding the best home warranty on the market can be quite overwhelming since there are dozens of companies to decide between. That's why the Today's Homeowner team did the research and compiled a list of the top home warranty companies in Liberty for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty for Liberty residents. Choice is a home warranty provider with 15 years of experience in the industry, and it has established itself as one of the best providers in the business. The 2 home warranty plans that Choice offers include options for appliance and system coverage. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a mix of appliance and system coverage. The coverage caps associated with Choice's plans are around the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $85.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read our review of Choice Home Warranty to learn more.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Liberty, Select Home Warranty offers the most cost-effective home warranty. The 3 plans that Select offers include options for appliance and system coverage. When you buy a home warranty from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also around $2,000.
To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. For a more detailed breakdown, read our review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Liberty, American Home Shield offers the most customizable home warranty. When you buy a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS offers 3 plans for homeowners to decide between.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are around the $2,500 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $125.
For more information, read our review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Liberty. HSC has been in the home warranty industry for about 15 years. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans from HSC are comprehensive and offer a mix of both system and appliance coverage.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 per covered system or appliance.
To read more, visit our The Home Service Club Review. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Liberty residents. Liberty has over 6 years of experience in the industry and in that time has built a impressive network of service technicians nationwide. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for many major systems and appliances, and service fees are an affordable $75.
To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. For a more detailed breakdown, read our thorough review of Liberty Home Guard.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Liberty, First American Home Warranty is the best home warranty for appliance coverage. With a home warranty from First American, you can benefit from very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 simple plans, making the selection process easy.
First American Home Warranty offers 2 plans for Liberty homeowners. The Basic Plan and Premier Plan are the options they have, which have a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage caps come out to about $1,500 per covered appliance or system.
To read more, visit our First American Home Warranty full review. To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Liberty residents. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. Cinch offers 3 plans for homeowners to decide between.
Cinch Home Services offers 3 plans for Liberty homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for many major systems and appliances, and service fees are customizable and range from $75 to $150.
For a more detailed breakdown, read our Cinch Home Services full review. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,006 |
| Heating | $4,004 |
| Electrical | $601 |
| Toilets | $500 |
| Washer/Dryer | $801 |
| Plumbing | $601 |
| Oven | $1,602 |
| Fridge | $601 |
A home warranty is a protection plan for home systems and appliances. When your washer or dryer stops working, and the repair will cost several hundred dollars, a home warranty will ensure that your only responsibility is a predetermined service fee. Home warranty companies often don't require an inspection, and coverage generally goes into place about 30 days after purchasing the policy.
When you have a system or appliance that experiences a problem, you file a claim with your home warranty provider. You can do so online or by calling customer support, and then a repair technician will come and fix the problem.
At this point, you'll also need to pay your service fee. Once the repair person fixes the problem, they will take care of it at no cost to you. The only time you may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty will cover systems and appliances from normal wear. The appliances that are typically covered under a home warranty plan include a garbage disposal, refrigerator, clothes washer, clothes dryer, microwave, dishwasher, and more. The systems included are plumbing, ductwork, electrical systems, and air conditioning.
You can also decide to pay extra for add-on coverage for items like swimming pools, septic systems, roof warranty, and spas.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things such as cosmetic damages, pre-existing conditions, misuse, and lack of maintenance are excluded from the home warranty policy.
Liberty's relatively mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the repairs, preventing you from spending unexpected money out of pocket.
On top of saving you money on out-of-pocket expenses, a home warranty can give you peace of mind and save you the pain of trying to find a qualified repair person to visit your home. Home warranties usually come with a network of pre-vetted technicians who can handle any repair issues you may come across.
Home warranties also have some cons. While it can be convenient that the home warranty sends out a contractor who does the repair for you, some may not like this, and they would rather select their own contractor. If that's the case for you, some home warranty providers allow you to select a contractor.
Another drawback is that home warranties may not include some repairs, like those due to natural disasters. For example, if your house floods, the impacted systems and appliances most likely won't be covered by the home warranty.
The first step in protecting your home with a home warranty is determining which company's plan is the best for you. Figure out which items in your home you need coverage for and compare the policies. Before making your final decision, here are a few other factors to keep in mind:
The top home warranty provider in Liberty is Choice Home Warranty. Choice Home Warranty has a large network of experienced technicians and a tremendous reputation in the Liberty area.
The most common home warranties in Liberty are plans with coverage for either appliances or systems and a comprehensive plan. A comprehensive plan will cover your home systems and appliances, such as your washing machine, drier, and HVAC. An appliance or systems only plan will cover the appliances or systems in the contract.
Home warranty plans typically last a year. Many companies let you renew your plan annually, which can be good in Liberty for more protection against something like your heater or A.C. breaking down when you require it the most.
Homeownership can be pricey, especially with the cost of living in Liberty getting higher and higher. When a system or appliance breaks down, it can leave homeowners unexpectedly having to pay a large amount of money to fix it. With a home warranty policy, you won't have any big hits to your savings account.
A service fee is an expense that a homeowner pays before a repair technician or contractor comes to your home to fix your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty except for the policy's premium unless the expense is more than the coverage cap.
The systems and appliances in a home are covered under a home warranty in Liberty. Everything from a fridge to a pool can be covered under a home warranty depending on the plan.
