Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
If you're considering purchasing a home warranty, our guide on the top companies in Malta can help. There are many advantages of owning a home, but as your Malta home ages, you may need to update your appliances and systems.
When one of your systems or appliances malfunctions, a home warranty will help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less anxious about homeownership. Because the home warranty market has many providers — all with different plans — the Today's Homeowner team did the research for you to help you find the best home warranty in Malta.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Malta, Choice Home Warranty offers the best overall home warranty. When you purchase a policy from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty company offers 2 plans to policyholders, which have various system and appliance coverage options.
Choice Home Warranty offers 2 plans for Malta homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. The coverage limits from Choice are around $3,000. The service fees are an affordable $85, which is cheaper than other providers in the Malta area.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read more by visiting our review of Choice Home Warranty.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Malta, Select Home Warranty is the most cost-effective home warranty. When you buy a home warranty from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 policies that Select offers include differing levels of system and appliance coverage, as well as add-on options.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also about $2,000.
Read our review of Select Home Warranty to learn more. To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Malta, American Home Shield offers the most customizable home warranty. The 3 plans that AHS offers include differing levels of system and appliance coverage, as well as add-on options. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the home warranty for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also typically about $2,500.
Read more by visiting our thorough review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Malta residents. HSC has been in business for more than 15 years, making it a respected company in the industry. HSC offers 2 plans for you to choose from. When you buy a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to about $2,000 per covered system or appliance.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. To read more, visit our review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Malta residents. The 3 plans from Liberty are comprehensive and offer both system and appliance coverage. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are an affordable $75.
To read more, visit our review of Liberty Home Guard. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Malta, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has been operating for around 44 years, making it a well-regarded company in the industry. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. The 3 home warranty plans that Cinch offers include options for appliance and system coverage.
Cinch Home Services has 3 plans that offer a mix of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. For more information on this provider, read our review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,261 |
| Heating | $4,174 |
| Electrical | $626 |
| Toilets | $522 |
| Washer/Dryer | $835 |
| Plumbing | $626 |
| Oven | $1,670 |
| Fridge | $626 |
A home warranty is a service contract that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make it easier to budget and manage your finances. A home warranty plan typically has a 30-day waiting period from the time you purchase to when you can file your first claim.
When one of your systems or appliances experiences a problem, you file a claim with your home warranty provider. You can do so in an online portal or by calling customer support, and then a technician will come and fix the problem.
At this point, you will pay the service fee. Service fees for home warranty customers range from $60 to $150. Most home warranties also have a coverage cap, which is the maximum cost per appliance that the home warranty will cover for repairs and replacements.
A home warranty will cover systems and appliances that have broken down from normal wear and tear. For example, if your refrigerator suddenly needs repairs under normal use conditions, you can call your home warranty company. The appliances typically covered under a home warranty plan are the dryer, microwave, oven, refrigerator, dishwasher, washing machine, and more. System coverage typically includes plumbing, electrical systems, air conditioning, heating, and more.
Many home warranty plans also provide add-on coverage options for central vacuums, roof leaks, locksmiths, and even septic systems.
An important thing to consider is that home warranties only cover normal wear and tear on your home systems and appliances. Things like lack of maintenance, pre-existing conditions, cosmetic damages, and misuse are excluded from the home warranty policy.
Home warranty plans are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Malta hitting an average high of 54℃F, you may find that certain appliances, like your air conditioning unit, get a lot of use. A home warranty can significantly decrease out-of-pocket expenses should your HVAC system stop working.
Additionally, though it varies by company, some providers will let you transfer your warranty if you sell your home. This can make your home more attractive to potential homebuyers and maybe even make your home sell faster.
One of the major drawbacks of a home warranty is not every home system and appliance you care about may be covered. It's important to compare the different plans and opt for one that covers all the appliances, systems, and add-ons you need.
Another stipulation is that home warranties typically only cover damage from normal wear and tear. They most likely won't cover systems or appliances that have stopped working due to animal infestations, improper maintenance, natural disasters, etc.
Finding the best company for your home warranty is a step you can take to help protect your property. Here is a list of some factors to consider when purchasing a home warranty in Malta:
The best overall home warranty company in Malta is Choice Home Warranty, but the best company for you will depend on factors such as what appliances and systems you need coverage for.
A home warranty policy can cover either your home's systems and appliances, or both. Combination plans are great if you'd like more coverage for your home, but a systems or appliance only plan can be useful too if you're concerned about one more than the other.
The type of home warranty you should look for depends on what is important to you. A cheaper plan may have higher service fees and deductibles, whereas a costlier plan may provide more coverage and have lower service fees. If you have a home that has appliances and systems on the older end, you may want to consider a policy with more coverage. The company's reputation and available plans are the main things to research when selecting a home warranty provider.
Home warranty plans typically last a year. Many companies let you renew your plan each year, which can be beneficial in Malta for some protection against something like your heater breaking down when you require it the most.
Most home warranties cover replacement costs in addition to repair costs. The coverage cap varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.
The service fee is the price the homeowner pay every time there's a problem with a system or appliance and you file a claim with your home warranty. Service fees are usually between $60 and $150.
Most home warranty plans have a 30-day waiting period before you can make service requests, but some may allow you to file sooner so be sure to check with the company about this.
