Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Are you considering a home warranty? Try one of our recommended home warranty companies. There are many benefits of homeownership in Lancaster. However, major home systems and appliances, like your electrical systems and refrigerator, can break down due to normal wear and tear, leaving you with pricey repairs.
When one of your systems or appliances stops working, a home warranty will step in and help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less anxious about homeownership. Choosing the best home warranties on the market can be quite a challenge because of the many options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide to the top home warranty companies in Lancaster.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Lancaster, Choice Home Warranty is the best overall home warranty. Choice has been in the home warranty industry for about 15 years. The 2 plans from Choice are easy to comprehend and offer a mix of both system and appliance coverage. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a mix of appliance and system coverage. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 for each covered system or appliance.
Read our Choice Home Warranty Review to learn more. To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Lancaster. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty company offers 3 plans to policyholders with various options for appliance and system coverage.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for many of the major systems and appliances, and service fees are a reasonable $60.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. For more information, read our detailed review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty for Lancaster residents. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans that AHS offers include differing levels of system and appliance coverage, as well as add-on options.
American Home Shield has 3 plans that offer a combination of system and appliance coverage. The coverage caps associated with AHS's plans are close to the $2,500 mark for many major systems and appliances, and service fees are customizable and range from $75 to $125.
For a more detailed breakdown, read our American Home Shield full review. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Lancaster residents. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, this is the home warranty for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC offers 2 plans for homeowners to decide between.
The Home Service Club has 2 plans that offer a mix of appliance and system coverage. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is less than other providers in the Lancaster area.
For a more detailed breakdown, read our review of The Home Service Club. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Lancaster. Liberty has been in the home warranty industry for around 6 years. Liberty offers 3 plans for you to choose from. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage caps come out to around $3,000 per covered appliance or system.
For more information, read our Liberty Home Guard full review. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Lancaster, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage.
Cinch Home Services has 3 plans that provide a combination of appliance and system coverage. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also typically around $1,000-$2,000 at the maximum.
To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. For more information on this provider, read our Cinch Home Services full review.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,133 |
| Heating | $4,088 |
| Electrical | $613 |
| Toilets | $511 |
| Washer/Dryer | $818 |
| Plumbing | $613 |
| Oven | $1,635 |
| Fridge | $613 |
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and guard your savings account from large out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty plan.
When you have a system or appliance that has a problem, you file a claim with your home warranty provider. You can do so online or by calling customer support, and then a repair technician will come and fix the problem.
At this point, you'll pay your service fee, which is usually between $60 and $150, depending on what plan you opt for. After the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. As long as the repair is covered under the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs apart from the service fee.
A home warranty will cover systems and appliances that have broken down from normal wear and tear. For instance, if your washing machine suddenly stops working under normal use conditions, this is a perfect time to call your home warranty provider. The appliances commonly covered under a home warranty plan are the oven, microwave, refrigerator, dryer, washing machine, dishwasher, and more. System coverage typically includes plumbing, heating, electrical systems, air conditioning, and more.
You can also optionally decide to pay extra for add-on coverage for items like spas, swimming pools, septic systems, and roof warranty.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, the home warranty will not cover it. Also, a home warranty does not cover lack of maintenance, cosmetic damages, pre-existing conditions, and misuse.
Since temperatures in Lancaster can hit the negatives in the winter, the extreme weather can put a lot of strain on your heating system. Having a home warranty plan can help homeowners save money if one of these systems or appliances stops working all of a sudden.
Not only can a Lancaster home warranty save you money on repairs and replacements, it saves you time too. Instead of vetting contractors yourself, home warranty companies do the work for you and send a contractor from their network right to your door when you need them.
One of the major drawbacks of a home warranty is not every home system and appliance may be covered. It's important to compare the different plans and opt for one that covers all the appliances, systems, and add-ons you need.
Another thing to keep in mind is that some companies don't cover pre-existing issues and may require an inspection before coverage begins. Ask the home warranty provider for clarification about it if you aren't sure or if this is a problem for you.
Deciding on the right home warranty in Lancaster for you depends on the coverage you need, the home warranty provider you go with, and where you live, among other factors. Below is a list of some factors to consider when looking for a home warranty in Lancaster:
The best home warranty company in Lancaster is Choice Home Warranty. Choice Home Warranty has an expansive network of professional service technicians and a great reputation in the Lancaster area.
A home warranty is a service contract that gives homeowners extra coverage for their household systems and appliances. These include garbage disposals, dryers, refrigerators, washing machines, dishwashers, electrical systems, plumbing, heating and cooling systems, water heaters, and sump pumps, among others. Some companies also offer coverage for garage door openers, pools, ceiling fans, and roofs. A home warranty can help you save money if these appliances and systems fail unexpectedly.
Home warranties cover issues related to systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different insurance that protects the entire home from natural disasters, which might not be too much of a concern in Lancaster. It doesn't cover a normal appliance or system repairs.
A home warranty plan can cover either the home appliances and systems, or both. Combination plans are beneficial if you need more coverage for your home, but a systems or appliance only plan can be useful too if you're concerned about one more than the other.
Many homeowners think a home warranty is worth it since it helps protect against unforeseen expenses, and saving money is important with the cost of living going up in Lancaster. If you're worried about your budget and your ability to keep your home in good working order, getting a home warranty can help. One of the big advantages of a home warranty is that it can provide you some financial peace of mind.
A Lancaster home warranty can cost between $40 and $80 a month. The higher-priced plans typically have higher coverage limits, a lower service fee, and more coverage.
The systems and appliances in a home are covered under a home warranty policy in Lancaster. Everything from a fridge to a pool can be covered under a home warranty depending on the plan.
