Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Find the best home warranty provider for your needs. Although homeownership in Brooklyn has a great number of benefits — such as the convenience of city life — there are also downsides, similar to owning a house anywhere else. One major worry many homeowners have to deal with at some point is replacing or repairing their appliances and home systems.
A home warranty policy can help protect you by cutting the costs of major repairs and replacements on your home's appliances and systems. Because the home warranty market has a lot of providers — all with different coverage — our team at Today's Homeowner decided to do the research for you to help you find the right home warranty in Brooklyn.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty in Brooklyn. The 2 plans from Choice are easily comprehensible and offer both system and appliance coverage. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to about $3,000 per covered appliance or system.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. For more information on this provider, read our Choice Home Warranty Review.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Brooklyn, Select Home Warranty is the most cost-effective home warranty. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also generally about $2,000.
For more information, read our Select Home Warranty Review. To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty for Brooklyn residents. When you buy a plan from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are comprehensive and offer both system and appliance coverage.
American Home Shield has 3 plans that provide a mix of appliance and system coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For a more detailed breakdown, read our review of American Home Shield.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Brooklyn. HSC has over 15 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. HSC has 2 simple plans, making the selection process quick and easy. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, HSC is the perfect provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally about $2,000.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. Read more by visiting our review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Brooklyn. Liberty has been in the home warranty business for about 6 years. The 3 plans from Liberty are easy to comprehend and have a mix of both system and appliance coverage. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also around $3,000 at the maximum.
Read more by visiting our review of Liberty Home Guard. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Brooklyn. Cinch has been on the market for over 44 years, making it a well-respected company in the industry. When you buy a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easy to understand and offer both system and appliance coverage.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also around $1,000-$2,000 at the maximum.
To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. To read more, visit our comprehensive review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $7,435 |
| Heating | $4,957 |
| Electrical | $744 |
| Toilets | $620 |
| Washer/Dryer | $991 |
| Plumbing | $744 |
| Oven | $1,983 |
| Fridge | $744 |
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they malfunction over time due to normal wear and tear. Having one in place can provide some peace of mind and guard your bank account from exorbitant out-of-pocket costs. Most home warranty plans start about 30 days after buying the home warranty policy.
Filing a claim with your home warranty company is very easy. There will be an online portal or a direct phone number to request service for a repair or replacement.
At this point, you'll also have to pay your service fee. Once the repair technician takes a look at the issue, they will take care of it at no cost to you. The only time you may have to pay out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty will cover home systems and appliances from normal wear and tear. The appliances commonly covered under a home warranty plan are the dishwasher, microwave, refrigerator, dryer, washing machine, oven, and more. System coverage typically includes heating, air conditioning, electrical systems, plumbing, and more.
The add-on coverage options can include spa, septic system, roof leak, pool, and sometimes even things like locksmith or pest control.
An important thing to consider is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things like cosmetic damages, pre-existing conditions, misuse, and lack of maintenance are not included in the home warranty policy.
Temperatures in Brooklyn can vary greatly throughout the year, which means your air conditioner and heating systems are most likely going to get a decent amount of use. As a homeowner in Brooklyn, one of the benefits of having a home warranty is that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
A home warranty also can also save you time and energy. Instead of spending hours researching and choosing a repair person to fix your appliance or system, home warranty companies do the hard work for you and just send a trusted professional to your door whenever you need them.
One drawback of signing up for a home warranty is that there are generally exclusions. For example, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read through the contracts you're considering thoroughly to get a sense of what is included and what isn't.
Another downside is that home warranties may exclude some repairs, such as those needed because of natural disasters. For example, if your HVAC system is damaged from an animal infestation, the impacted systems and appliances most likely won't be covered by the home warranty.
Choosing the best home warranty in Brooklyn for you and your family comes down to the type of coverage you're looking for, the home warranty company you go with, and your location, among other factors. Options can vary, so take into consideration the following factors when picking a home warranty policy:
Our pick for the best overall home warranty provider in Brooklyn is Choice Home Warranty, but the right company for you will vary based on factors such as what appliances and systems you need coverage for.
A home warranty is a kind of contract that covers the repairs and replacements of your major home systems and appliances.
Homebuyers, home sellers, homeowners, real estate agents, and landlords can all get home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save you money in the long run.
The different kinds of home warranties in Brooklyn are plans with coverage for either appliances or systems and a comprehensive plan. A comprehensive plan will cover many of your home systems and appliances, like your refrigerator, washing machine, and heating and cooling systems. A plan that only covers appliances or systems will cover the systems or appliances mentioned in the contract.
Most home warranty plans will cover replacement costs in addition to repair costs. How much the coverage cap is varies from one plan to the next. Your home warranty will give you some money towards a replacement but don't expect to have the entire replacement paid for.
Typically the homeowner is responsible for paying for the home warranty. In when selling a home, however, the home seller may buy a home warranty policy and transfer the policy to the buyer. The new homeowner will then be responsible for the service fees when using the policy. Considering that the average home value in Brooklyn is $775,351, a home warranty can help you avoid more costs when buying a home.
Most home warranty policies have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
