Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Get the most out of your home warranty with the best home warranty providers in Marshall. With a relatively mild climate, Marshall is a great place to own a home. However, homeownership doesn't always come easy, like repairing and replacing your home's systems and appliances.
When one of your systems or appliances malfunctions, a home warranty will step in to help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less overwhelmed by homeownership. Finding the right home protection plan for your Marshall home can be time-consuming, so our team at Today's Homeowner did the research to help you find the best plan that will work for your home. Keep reading for our home warranty recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty in Marshall. Choice has over 15 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. Choice offers 2 plans for homeowners to choose from. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are an affordable $85.
To read more, visit our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Marshall. Select has been in the home warranty industry for around 11 years. When you buy a policy from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 for each covered system or appliance.
Read our review of Select Home Warranty to learn more. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Marshall, American Home Shield is the most customizable home warranty. AHS has been on the market for around 26 years, making it a respected company in the industry. The 3 plans that AHS offers include differing levels of system and appliance coverage, as well as add-on options. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Marshall homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. The coverage caps from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Marshall area.
Read our American Home Shield full review to learn more. To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Marshall residents. HSC has over 15 years of experience in the home warranty industry, and has provided great customer service at an affordable cost to its customers. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty provider offers 2 plans to policyholders that have various options for appliance and system coverage.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally about $2,000 at the maximum.
To read more, visit our detailed review of The Home Service Club. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Marshall, Liberty Home Guard offers the most trustworthy home warranty. Liberty is a home warranty company with 6 years of experience in the industry, and it has become one of the best providers in the business. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 simple plans, making the selection process and policy coverage easily comprehensible.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are an affordable $75.
For more information, read our Liberty Home Guard Review. To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for Marshall residents. First American has over 39 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. First American has 2 plans for homeowners to decide between. When you purchase a home warranty from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage limits come out to about $1,500 for each covered appliance or system.
Read more by visiting our review of First American Home Warranty. To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Marshall. Cinch has around 44 years of experience in the home warranty market and in that time has built a an network of service professionals nationwide. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. For a more detailed breakdown, read our review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,599 |
| Heating | $3,733 |
| Electrical | $560 |
| Toilets | $467 |
| Washer/Dryer | $747 |
| Plumbing | $560 |
| Oven | $1,493 |
| Fridge | $560 |
A home warranty is a protection plan that covers home systems and appliances. When your HVAC stops working, and the repair will cost several hundred dollars, a home warranty will make sure that all you have to pay is a predetermined service fee. Home warranty companies usually don't require an inspection, and coverage generally goes into place about 30 days after making your first payment.
When one of your systems or appliances experiences a problem, you file a claim with your service provider. You can do so online or by telephone, and then a contractor will come and fix the problem.
At this point, you'll also have to pay your service fee. Once the repair person looks at the issue, they will take care of it at no cost to you. The only time a Marshall homeowner may have to pay out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
Home warranties help protect both your home systems and appliances. A home warranty can cover repairs and replacements that are due to normal wear and tear. Common appliances covered by a home warranty include a washer, refrigerator, microwave, dishwasher, garbage disposal, dryer, and more. The systems that are usually covered will be electrical systems, plumbing, air conditioning, and heating.
You can also opt to pay extra for add-on coverage for items such as septic systems, spas, swimming pools, and roof warranty.
An important thing to note is that home warranties only protect against normal wear and tear on your home systems and appliances. Things such as pre-existing conditions, misuse, cosmetic damages, and lack of maintenance are excluded from the home warranty policy.
Since temperatures in Marshall can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Having a home warranty plan can help homeowners save money if one of these systems or appliances stops working all of a sudden.
In addition, having a home warranty can save you some time by getting rid of the need to research repair people — most companies will send a trusted professional right to your door to complete the necessary repair or replacement.
One main drawback of home warranties is not everything you care about may be covered. It's important to research the different policies and choose one that covers all the appliances, systems, and add-ons you need.
Another possible pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your repair requests being denied, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
When you're ready to buy a home warranty policy, the first step is thinking about what items you want coverage for. After that, you can compare your options and call different home warranty providers for a free quote. Below is a list of some factors to consider when purchasing a home warranty in Marshall:
The best home warranty provider in Marshall is Choice Home Warranty. Choice Home Warranty has a large network of professional technicians and a great reputation in the Marshall area.
Home warranty policies cover issues related to systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a larger insurance that protects your entire home from natural disasters, which might not be too much of a concern in Marshall. It doesn't cover a normal appliance or system repairs.
The most common types of home warranties in Marshall are plans that cover either appliances or systems and a combination plan. A combination plan will cover many of your systems and appliances, including your washing machine, drier, and heating and cooling systems. An appliance or systems only plan will cover the specific appliances or systems in the plan.
Many homeowners think a home warranty is a good investment since it can help protect against unforeseen expenses, and saving money is important with the cost of living going up . If you're worried about your finances and home maintenance, having a home warranty can help. One of the major advantages of a home warranty is that it can offer you some financial peace of mind.
The service fee is the price the homeowner pay each time there is a problem with a home system or appliance and you file a claim with your home warranty. Service fees are typically priced between $60 and $150.
A home warranty plan covers repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and usually don't cover pre-existing conditions.
