Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Are you thinking about getting a home warranty? Go with one of our top home warranty companies. Many living in Starkville have made their dream of owning a home into a reality. However, as great as Starkville can be, there are always added costs that come with owning a home, such as keeping your home's systems and appliances maintained.
A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be considerably lower and give you some peace of mind. Because the home warranty market is saturated with a variety of providers — all with different plans — the Today's Homeowner team did the research for you to help you find the best home warranty in Starkville.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty in Starkville. Choice is a home warranty company with 15 years of experience in the industry, and it has proved to be one of the best providers in the business. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 plans for you to decide between.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 per covered system or appliance.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. For a more detailed breakdown, read our Choice Home Warranty full review.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Starkville residents. Select has been in the home warranty business for over 11 years. The 3 plans from Select are easily comprehensible and have a mix of both system and appliance coverage. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Starkville homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which contain a mix of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage limits come out to around $2,000 per covered system or appliance.
Read more by visiting our review of Select Home Warranty. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty in Starkville. AHS has more than 26 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process quick and easy.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are customizable and range from $75 to $125.
For a more detailed breakdown, read our American Home Shield Review. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Starkville residents. HSC has been in the home warranty business for around 15 years. The 2 home warranty plans that HSC offers include differing levels of system and appliance coverage, as well as add-on options. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that provide a mix of appliance and system coverage. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the Starkville area.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. Read more by visiting our The Home Service Club Review.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Starkville. Liberty is a home warranty provider with 6 years of experience in the industry, and it has proved to be one of the best providers in the business. The home warranty provider offers 3 plans to policyholders that have various options for appliance and system coverage. With a home warranty from Liberty, you can benefit from a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps from Liberty are around $3,000. The service fees are an affordable $75, which is less than other providers in the Starkville area.
Read more by visiting our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Starkville, First American Home Warranty offers the best home warranty for appliance coverage. First American has been in the home warranty industry for over 39 years. The 2 plans that First American offers include options for appliance and system coverage. When you buy a policy from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. First American has coverage caps of around $1,500 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are a reasonable $85.
For more information on this provider, read our review of First American Home Warranty. To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Starkville. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, you'll want to have this plan on your side. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easy to understand and offer both system and appliance coverage.
Cinch Home Services offers 3 plans for Starkville homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for many major systems and appliances, and service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read more by visiting our comprehensive review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,931 |
| Heating | $3,954 |
| Electrical | $593 |
| Toilets | $494 |
| Washer/Dryer | $791 |
| Plumbing | $593 |
| Oven | $1,582 |
| Fridge | $593 |
A home warranty is a service contract that makes it more affordable when one of your home systems or appliances has a complication. A home warranty can help homeowners who need to keep a budget in place and don't want to dip into their savings to pay for large repair or replacement expenses. Typically, about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
Filing a claim with your home warranty company is very simple. You can utilize an online portal system or a direct phone number to request service for a repair or replacement.
At this point, you'll pay the service fee, which is usually between $60 and $150, depending on what plan you select. After the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. If the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs .
Home warranty plans help protect both your home systems and appliances. A home warranty can cover repair and replacement-related costs that are due to normal wear and tear. Appliances covered under a home warranty plan are the dishwasher, dryer, refrigerator, microwave, garbage disposal, and more. Systems that are covered include electrical systems, heating, plumbing, and air conditioning.
The add-on coverages can include pool, septic system, roof leak, spa, and sometimes even things like locksmith or pest control.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things such as pre-existing conditions, lack of maintenance, cosmetic damages, and misuse are excluded from the home warranty policy.
Temperatures in Starkville can get quite high in the summer, which means your air conditioner is likely to get a good bit of use. As a homeowner in Starkville, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
Not only can a Starkville home warranty save you money on repairs and replacements, it saves you time too. Instead of needing to vet technicians yourself, home warranty companies do the work for you and send a contractor from their network right to your door when you need them.
One of the main drawbacks of a home warranty is not every home system and appliance you care about may be covered. It's important to compare the different policies and sign up for one that covers all the appliances, systems, and add-ons you need.
Another downside is that home warranties may not include some repairs, such as those needed because of natural disasters. For example, if your house floods, the impacted systems and appliances most likely won't be covered by the home warranty.
The first step in protecting your home with a home warranty is determining which company's plan fits your needs. Think about the appliances and systems in your home you want coverage for and compare the policies. Here is a list of factors that you'll want to keep in mind when choosing a home warranty provider:
The best overall home warranty provider in Starkville is Choice Home Warranty, but the perfect company for you will vary based on factors such as what appliances and systems you need to have covered.
A home warranty is a service contract that covers repairing and replacing major home system components and appliances.
A home warranty plan will cover either your home systems and appliances, or both. Combination plans are great if you need more coverage for your home, but a systems or appliance only plan can be useful too if you want to save some money.
The kind of home warranty you need depends on what's a priority to you. A less costly plan may have higher service fees and deductibles, while a higher-priced plan may provide more coverage and have lower service fees. If you have a home that has appliances and systems on the older end, you may want to consider a policy with more coverage. The company's reputation and available plans are the two things to consider when selecting a home warranty provider.
Many homeowners find a home warranty is a good investment since it can help protect against unexpected expenses, and saving money is important with the cost of living going up in Starkville. If you're worried about your finances and your ability to keep your home in good working order, having a home warranty can help. One of the major advantages of a home warranty is that it can give you some financial peace of mind.
A service fee is an expense that must be paid before a service technician or contractor comes to your home to fix your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners have with a home warranty except for the monthly premium/annual cost unless the cost of the repair is higher than the coverage cap.
Home warranties usually don't cover problems due to lack of proper maintenance, intentional breaking of an appliance, natural disasters, or pre-existing conditions. They only cover damage from normal wear and tear. Although it doesn't cover all kinds of damage, a home warranty can still be useful to help you save some money in a town like Starkville.
