Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Make the most of your home warranty with the best home warranty companies in Red Wing. Although homeownership in Red Wing has a great number of benefits — such as being surrounded by nature — there are also not so glamorous sides, similar to owning a house anywhere else. One major issue many homeowners have to deal with inevitably is updating or repairing their appliances and home systems.
A home warranty policy can help protect you by reducing the costs of major repairs and replacements on your home's appliances and systems. Finding the best home protection plan for your Red Wing home can be difficult, so our team at Today's Homeowner did the research to help you find the best plan that will work for your home. Read on for our home warranty company recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty for Red Wing residents. Choice has been in business for more than 15 years, making it a respected company in the industry. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice offers 2 plans for you to decide between.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to about $3,000 per covered appliance or system.
For more information, read our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Red Wing residents. Select has been in the home warranty industry for over 11 years. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select offers 3 plans for homeowners to decide between.
Select Home Warranty offers 3 plans for Red Wing homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which contain a mix of system and appliance coverage. The coverage limits from Select are about $2,000. The service fees are a reasonable $60, which is lower than other providers in the Red Wing area.
Read our thorough review of Select Home Warranty to learn more. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty in Red Wing. AHS has more than 26 years of experience in the home warranty industry, and has provided great customer service at an affordable cost to its customers. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS offers 3 plans for you to decide between.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to around $2,500 per covered system or appliance.
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839. Read our thorough review of American Home Shield to learn more.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Red Wing residents. When you purchase a policy from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC offers 2 plans for you to decide between.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also typically around $2,000.
For a more detailed breakdown, read our comprehensive review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Red Wing, Liberty Home Guard is the most trustworthy home warranty. Liberty has been in the home warranty business for over 6 years. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 simple plans, making the selection process easy.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for most of the major systems and appliances, and service fees are an affordable $75.
Read our review of Liberty Home Guard to learn more. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Red Wing residents. Cinch has more than 44 years of experience in the industry and in that time has built a a skilled network of service technicians nationwide. The 3 home warranty plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Red Wing homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Red Wing area.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. To read more, visit our Cinch Home Services full review.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,027 |
| Heating | $4,018 |
| Electrical | $603 |
| Toilets | $502 |
| Washer/Dryer | $804 |
| Plumbing | $603 |
| Oven | $1,607 |
| Fridge | $603 |
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break down over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and guard your savings account from large out-of-pocket costs. Most home warranty plans take effect about 30 days after buying the home warranty policy.
When one of your systems or appliances experiences a problem, you file a claim with your home warranty provider. You can do so online or by calling customer support, and then a technician will come and fix the problem.
Once you submit the claim, it will be assigned to a local technician that will come to your home and assess the issue. At this point, you pay the service fee. Service fees usually range in price from around $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is more than your home warranty's coverage limit.
A home warranty in Red Wing provides coverage for the main systems and appliances in a house. The appliances commonly covered under a home warranty plan are the washing machine, dryer, microwave, refrigerator, dishwasher, oven, and more. System coverage typically includes electrical systems, air conditioning, heating, plumbing, and more.
Add-on coverage options can vary by company but typically include things like a second refrigerator, septic system, sprinkler system, central vacuum, and plumbing stoppages.
Red Wing homeowners should understand that a home warranty will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like pre-existing conditions, misuse of a system or appliance, cosmetic issues, or natural disasters. You must keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related issue will be covered by the policy.
Since temperatures in Red Wing can hit the negatives in the winter, the extreme weather can put a lot of strain on your heating system. Having a home warranty policy can help homeowners save money if one of these systems or appliances breaks down all of a sudden.
Another benefit of having a home warranty is if you want to sell your home, some providers let you transfer your home warranty to the new owners. It can make your home more attractive to potential homebuyers and may help your home sell faster.
One of the major drawbacks of a home warranty is not every home system and appliance may be covered. It's important to research the different policies and opt for one that covers all the appliances, systems, and add-ons you need.
Another thing to take into consideration is that some companies don't cover pre-existing damage and may require an inspection before coverage begins. Ask the home warranty company for clarification about it if you need more information or if this is a problem for you.
Choosing the right home warranty in Red Wing for you depends on the type of coverage you want, the home warranty company you opt for, and your location, among other factors. Below is a list of factors that you'll want to consider when selecting a home warranty provider:
The best overall home warranty in Red Wing is Choice Home Warranty, but the best company for you will depend on factors like what appliances and systems you need to have covered.
Homebuyers, landlords, home sellers, homeowners, and real estate agents can all get home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save you money in the long run.
The most common home warranties in Red Wing are plans that cover either appliances or systems and a combination plan. A combination plan covers your systems and appliances, such as your washing machine, drier, and HVAC. An appliance or systems only plan will cover the appliances or systems mentioned in the plan.
Most home warranty plans will cover replacement costs as well as repair costs. How much the coverage cap is varies from one plan to the next. Home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.
The service fee is the price you pay every time there's an issue with a home system or appliance and you file a claim with your home warranty. Service fees are usually between $60 and $150.
The systems and appliances in a home are covered under a home warranty policy in Red Wing. Everything from a stove to a pool can be covered under a home warranty depending on the plan.
