Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Find the best home warranty company for you. Many people in Crystal have made their dream of owning a home into a reality. However, as great as Crystal can be, there are always added responsibilities that come with owning a home, like keeping your home's systems and appliances maintained.
A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be considerably lower and allow you to live in your home with more peace of mind. Because the home warranty market is saturated with a variety of providers — all with different price points — the Today's Homeowner team decided to do the research for you to help you find the right home warranty in Crystal.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Crystal, Choice Home Warranty offers the best overall home warranty. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process and policy coverage easily comprehensible.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are an affordable $85.
For more information, read our Choice Home Warranty Review. To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Crystal residents. Select has over 11 years of experience in the home warranty industry, and has provided great customer service at an affordable cost to its customers. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are easy to understand and offer both system and appliance coverage.
Select Home Warranty has 3 plans that provide a mix of appliance and system coverage. The coverage caps associated with Select's plans are around the $2,000 mark for many major systems and appliances, and service fees are a reasonable $60.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. Read our Select Home Warranty Review to learn more.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty for Crystal residents. AHS has 3 simple plans, making the selection process quick and easy. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Crystal homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to around $2,500 per covered appliance or system.
To read more, visit our American Home Shield full review. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Crystal residents. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process and policy coverage easily understandable.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is less than other providers in the Crystal area.
Read our The Home Service Club Review to learn more. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Crystal residents. Liberty is a home warranty provider with 6 years of experience in the industry, and it has established itself as one of the best providers in the business. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, Liberty is the perfect provider for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty offers 3 plans for homeowners to decide between.
Liberty Home Guard offers 3 plans for Crystal homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which contain a mix of system and appliance coverage. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are an affordable $75.
For more information on this provider, read our thorough review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Crystal, Cinch Home Services offers the home warranty with the best workmanship guarantee. When you purchase a home warranty from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. The 3 home warranty plans that Cinch offers include options for appliance and system coverage.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. Read more by visiting our full review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,352 |
| Heating | $4,235 |
| Electrical | $635 |
| Toilets | $529 |
| Washer/Dryer | $847 |
| Plumbing | $635 |
| Oven | $1,694 |
| Fridge | $635 |
A home warranty is a protection plan that helps homeowners account for the high costs of appliance and systems repairs. Home warranties will provide coverage for a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make it easier to budget and manage your finances. A home warranty plan usually has a 30-day waiting period from the time you purchase to when you can start using it.
Filing a claim with your home warranty company is very simple. There will be an online portal or a direct phone number to request service for a repair or replacement.
At this point, you'll pay the service fee, which is generally between $60 and $150, depending on what plan you opt for. After the service fee is paid, a service technician will come to your home, assess the issue, and repair it. As long as the repair is covered under the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs .
A home warranty plan will cover home systems and appliances from normal wear and tear. The appliances typically covered under a home warranty plan include a clothes dryer, dishwasher, microwave, clothes washer, refrigerator, garbage disposal, and more. The systems included are ductwork, electrical systems, air conditioning, and plumbing.
Add-on coverage will vary from one plan to another, but you can expect to see things such as pools, sump pumps, electronics, central vacuums, spas, and roof leaks.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, the home warranty will not cover it. Also, a home warranty does not cover pre-existing conditions, cosmetic damages, misuse, and lack of maintenance.
Home warranty policies are an inexpensive way to guard your home systems and appliances from normal wear and tear. With temperatures in Crystal hitting an average high of 53℃F, you may find that certain appliances, such as your air conditioning unit, get a lot of use. A home warranty can significantly decrease out-of-pocket costs should your HVAC system stop working.
A home warranty also can also save you time and energy. Instead of spending hours researching and choosing a technician to fix your appliance or system, home warranty companies do the hard work for you and just send a trusted professional to your door whenever you need them.
One main drawback of a home warranty is not every home system and appliance may be covered. It's important to research the different policies and opt for one that covers all the appliances, systems, and add-ons you need.
Another possible pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your claims being rejected, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Deciding on the best home warranty in Crystal for you and your family depends on the type of coverage you need, the home warranty provider you opt for, and where you live, among other factors. Options can vary, so take into consideration the following factors when deciding on a home warranty policy:
The best home warranty provider in Crystal is Choice Home Warranty. Choice Home Warranty has an expansive network of professional technicians and a respected reputation in the Crystal area.
A home warranty is a service contract that covers repairing and replacing your major home systems and appliances.
A home warranty can cover either the home's appliances and systems, or both. Combination plans are great if you need more coverage for your home, but a systems or appliance plan can be useful too if you want to save some money.
Generally a home warranty lasts for a year and you can renew it yearly. In Crystal where many rely on heaters to warm their homes in the chilly winters, renewing your policy could help prevent large expenses if your HVAC system needs repairs.
Many homeowners think a home warranty is worth it because it can help protect against unexpected expenses, and saving money is important with the cost of living going up a lot in Crystal. If you're worried about your finances and home maintenance, getting a home warranty can help. One of the major positives of a home warranty is that it can give you some financial peace of mind.
A home warranty policy can cost on average anywhere from around $300 to $800 a year in Crystal. Our top-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can reduce your monthly bill with some companies by choosing a higher service fee. In addition, it's usually cheaper to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. It's important to compare plans to determine what you're really getting for the price.
A home warranty will cover repair and replacement costs for home systems and appliances. Home warranties will not cover the intentional breaking of an appliance or pre-existing conditions.
