Written By Todays Homeowner Local Pros
Last Updated June 2023
Find the best home warranty provider to suit your needs. Owning a home in Woodlawn has tons of great advantages, but there are, of course, some negatives too. The humid weather can cause problems in a home and destroy some systems and appliances.
A home warranty is a way to protect your savings account from unexpected large expenses. With a home warranty in place, your repair costs can be significantly lower and give you some peace of mind. Since the home warranty market is filled with a lot of providers — all with different plans — our team at Today's Homeowner did the research for you to help you find the right home warranty in Woodlawn.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty for Woodlawn residents. Choice is a home warranty company with 15 years of experience in the industry, and it has proved to be one of the best providers in the business. When you buy a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 plans for you to choose from.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are an affordable $85.
To read more, visit our full review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Woodlawn. When you buy a home warranty from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select offers 3 plans for you to choose from.
Select Home Warranty has 3 plans that provide a combination of system and appliance coverage. The coverage limits from Select are about $2,000. The service fees are a reasonable $60, which is less than other providers in the Woodlawn area.
To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. To read more, visit our detailed review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty in Woodlawn. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are close to the $2,500 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $125.
To read more, visit our American Home Shield full review. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Woodlawn. HSC has been in the home warranty business for over 15 years. The 2 home warranty plans that HSC offers include options for appliance and system coverage. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, HSC is the perfect provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to about $2,000 per covered appliance or system.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. Read our review of The Home Service Club to learn more.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Woodlawn. Liberty has been in business for over 6 years, making it a respected company in the industry. When you purchase a policy from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 home warranty plans that Liberty offers include differing levels of system and appliance coverage, as well as add-on options.
Liberty Home Guard has 3 plans that offer a combination of system and appliance coverage. The coverage caps from Liberty are about $3,000. The service fees are an affordable $75, which is lower than other providers in the Woodlawn area.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. To read more, visit our comprehensive review of Liberty Home Guard.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Woodlawn. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 plans from First American are easy to comprehend and have a mix of both system and appliance coverage.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 for each covered system or appliance.
To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. Read our thorough review of First American Home Warranty to learn more.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Woodlawn residents. Cinch offers 3 plans for homeowners to choose from. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that offer a mix of system and appliance coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 for each covered appliance or system.
To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. Read more by visiting our review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
Home Appliance | Repair Cost |
---|---|
Air Conditioner | $6,331 |
Heating | $4,221 |
Electrical | $633 |
Toilets | $528 |
Washer/Dryer | $844 |
Plumbing | $633 |
Oven | $1,688 |
Fridge | $633 |
A home warranty is a protection plan that helps homeowners account for the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make it easier to budget and manage your finances. A home warranty plan generally has a 30-day waiting period from the time you pay to when you can file your first claim.
For Woodlawn homeowners, it is very simple to file a claim when a problem happens with a covered appliance or system. Most home warranty providers have an online portal system where a claim can be submitted.
Once you submit the claim, it will be assigned to a local repair technician that will come to your home and repair the issue. At this point, you pay your service fee. Service fees typically range in price from about $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is more than your home warranty's coverage limit.
A home warranty plan will cover systems and appliances that have broken down due to normal wear and tear. For instance, if your dishwasher suddenly stops working under normal use conditions, you can call your home warranty company. Appliances covered under a home warranty plan are the dishwasher, refrigerator, dryer, microwave, garbage disposal, and more. Systems that are covered include electrical systems, air conditioning, plumbing, and heating.
Add-on options can vary from one plan to another but typically include things like a plumbing stoppages, second refrigerator, central vacuum, sprinkler system, and septic system.
Woodlawn homeowners should be aware that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like natural disasters, cosmetic issues, misuse of a system or appliance, or pre-existing conditions. You must keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related issue will be covered by the policy.
Home warranty policies are an affordable way to guard your home systems and appliances from normal wear and tear. With temperatures in Woodlawn hitting an average high of 62℃F, you may find that certain appliances, such as your air conditioning unit, get a lot of use. A home warranty can considerably lower out-of-pocket expenses should your HVAC system stop working.
Additionally, having a home warranty can save you some time by eliminating the need to research contractors — most companies will send a trusted professional right to your door to complete the repair or replacement.
One disadvantage of purchasing a home warranty is that there are usually exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be covered under the home warranty, so it's important to read over any contracts you're considering thoroughly to get a sense of what is included and what isn't.
Another possible pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your claims being denied, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Choosing the best home warranty in Woodlawn for your family depends on the coverage you're looking for, the home warranty provider you go with, and your location, among other factors. Before deciding which home warranty to buy, here are a few other factors to bear in mind:
The best overall home warranty provider in Woodlawn is Choice Home Warranty, but the right company for you will depend on factors such as what appliances and systems you need to have covered.
Homebuyers, home sellers, landlords, real estate agents, and homeowners are all eligible for home warranty plans. A home warranty can help make your home more appealing to prospective buyers and save you money in the long run.
A home warranty plan will cover either your home's systems and appliances, or both. Combination plans are great if you need more coverage for your home, but a systems or appliance plan can be useful too if you want to save some money.
Owning a home can be expensive, especially in a place in Woodlawn where the cost of living is quite high. When a system or appliance breaks down, it can leave homeowners unexpectedly having to pay a large amount of money to fix it. With a home warranty plan, you won't have any large hits to your savings account for home maintenance.
A home warranty in Woodlawn can cost between $40 and $80 a month. The higher-priced plans typically have higher coverage limits, a lower service fee, and more coverage.
The systems and appliances in a home are covered under a home warranty policy in Woodlawn. Everything from a fridge to a pool can be covered under a home warranty depending on the plan.