Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
If you're considering purchasing a home warranty, our list of the best providers in Takoma Park can help. As much as you may enjoy homeownership in Takoma Park, there is always that fear about whether your systems and appliances are going to need repairs over the next few years.
A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind. Finding the best home warranty on the market can be quite challenging because there are so many companies to choose from. That's why our team at Today's Homeowner did the research and compiled a list of the top home warranty companies in Takoma Park for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty in Takoma Park. Choice has been in the home warranty business for around 15 years. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 policies that Choice offers include differing levels of system and appliance coverage, as well as add-on options.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also about $3,000.
Read our review of Choice Home Warranty to learn more. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Takoma Park, Select Home Warranty offers the most cost-effective home warranty. Select has over 11 years of experience in the home warranty market and in that time has built a an expansive network of service technicians in the country. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty company offers 3 plans to policyholders with various options for appliance and system coverage.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage limits come out to around $2,000 for each covered system or appliance.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. For a more detailed breakdown, read our review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Takoma Park, American Home Shield offers the most customizable home warranty. AHS has been in the home warranty industry for over 26 years. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the plan for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS offers 3 plans for homeowners to choose from.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Takoma Park area.
For a more detailed breakdown, read our comprehensive review of American Home Shield. To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Takoma Park residents. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, you'll want to have this plan on your side. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 plans for homeowners to choose from.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is less than other providers in the Takoma Park area.
To read more, visit our The Home Service Club Review. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Takoma Park residents. Liberty has 3 simple plans, making the selection process and policy coverage easily comprehensible. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that offer a mix of appliance and system coverage. Liberty's service fees are an affordable $75, and the coverage limits come out to about $3,000 per covered appliance or system.
To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. For more information on this provider, read our Liberty Home Guard full review.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Takoma Park, First American Home Warranty is the best home warranty for appliance coverage. The 2 plans from First American are comprehensive and offer a mix of both system and appliance coverage. If you're looking for very affordable and comprehensive appliance coverage, First American is the perfect provider for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage limits come out to about $1,500 per covered system or appliance.
To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. Read our thorough review of First American Home Warranty to learn more.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Takoma Park, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has more than 44 years of experience in the home warranty market and in that time has built a an network of service professionals nationwide. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, this is the home warranty for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The 3 plans that Cinch offers include options for appliance and system coverage.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For more information on this provider, read our Cinch Home Services full review.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,935 |
| Heating | $4,623 |
| Electrical | $694 |
| Toilets | $578 |
| Washer/Dryer | $925 |
| Plumbing | $694 |
| Oven | $1,849 |
| Fridge | $694 |
A home warranty is a plan that can bring down the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Takoma Park home comfortable and convenient. When these things need repairs, it can be pricey and a nuisance. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
For Takoma Park homeowners, it is very simple to file a claim when a problem comes up with a covered appliance or system. Most home warranty companies have an online portal where you can file a claim.
At this point, you'll pay a service fee, which is typically between $60 and $150, depending on what plan you have. Once the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. As long as the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs .
Home warranties help protect both your home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear. Appliances covered under a home warranty plan are typically the microwave, dishwasher, garbage disposal, dryer, refrigerator, and more. Systems that are covered include heating, electrical systems, plumbing, and air conditioning.
You can also optionally choose to pay a bit extra for add-on coverage for items like septic systems, swimming pools, roof warranty, and spas.
Takoma Park homeowners should be aware that a home warranty will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like pre-existing conditions, natural disasters, cosmetic issues, or misuse of a system or appliance. You have to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related complication will be covered by the policy.
Temperatures in Takoma Park can vary greatly throughout the year, which means your air conditioner and heating systems are most likely going to get a decent amount of use. As a homeowner in Takoma Park, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered in the event they have to be repaired or replaced.
A home warranty can also give value in other ways. For example, some plans can be transferred to another owner during a home sale.
As for the downsides of home warranties, coverage varies by company, so it's important to understand what each policy covers and doesn't include in the contract.
Another stipulation is that home warranties usually only cover repairs needed due to normal wear and tear. They most likely won't cover home systems or appliances that have been damaged due to improper maintenance, animal infestations, natural disasters, etc.
The first step in protecting your house with a home warranty is determining which company's plan fits your needs. Figure out which appliances and systems in your home you need coverage for and compare the policies. Below is a list of some factors to consider when purchasing a home warranty in Takoma Park:
The best home warranty provider in Takoma Park is Choice Home Warranty. Choice Home Warranty has an expansive network of professional service technicians and a great reputation in the Takoma Park area.
A home warranty covers the normal wear and tear of systems and appliances in a home. A homeowners insurance plan protects your home in case of something such as a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim should you need a new refrigerator or dishwasher, unless the damage is a result of a natural disaster, which are not that common in Takoma Park.
A home warranty plan will cover either the home's systems and appliances, or both. Combination plans are beneficial if you'd like more coverage for your home, but a systems or appliance plan can be useful too if you're concerned about one more than the other.
The type of home warranty you should look for depends on what is important to you. A cheaper plan may have higher service fees and deductibles, while a more expensive plan may provide more coverage and have lower service fees. If you have a home that is on the older end and therefore may have older systems, you may want to get a higher-coverage policy. The company's reputation and available plans are the two things to research when selecting a home warranty provider.
Generally, the homeowner is the one who pays the premium and service fees. However, when buying a new home, sometimes the seller is the one who paid for the policy. This can then be transferred to the new homeowner, who has to pay the service fees when using the policy. In Takoma Park, where the median value of a home is $565,211, having the seller pay for the home warranty can save you some money on your new home.
A home warranty in Takoma Park can cost between $40 and $80 a month. Higher-priced plans tend to have higher coverage limits, a lower service fee, and more coverage.
When living in a town like Takoma Park, you may be wondering if problems like natural disasters will be covered under a home warranty. Home warranties generally don't cover damage from lack of proper maintenance, natural disasters, or intentional breakage.
