Written By Todays Homeowner Local Pros
Last Updated May 2023
Thinking about buying a home warranty? One of our top home warranty companies can help. Homeownership in Chesapeake Ranch Estates comes with quite a few benefits, but it also comes with worries and concerns. Your home's appliances and systems will eventually need repair, and this could mean a burdensome expense hitting your bank account suddenly.
A home warranty plan can help protect you by reducing the costs of major repairs and replacements on your home's appliances and systems. Even though a home warranty can help with your expenses as a homeowner, one issue is narrowing down the right choice for your Chesapeake Ranch Estates home. That's why we've done the research and have put together a guide of the best home warranty companies in Chesapeake Ranch Estates.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty for Chesapeake Ranch Estates residents. Choice is a home warranty company with 15 years of experience in the industry, and it has proved to be one of the best providers in the business. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the home warranty for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty company offers 2 plans to policyholders, which have various system and appliance coverage options.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to about $3,000 per covered appliance or system.
For more information, read our full review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Chesapeake Ranch Estates, Select Home Warranty is the most cost-effective home warranty. Select has more than 11 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. When you purchase a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are easy to understand and offer a mix of both system and appliance coverage.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are around $2,000. The service fees are a reasonable $60, which is lower than other providers in the Chesapeake Ranch Estates area.
For a more detailed breakdown, read our review of Select Home Warranty. To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty for Chesapeake Ranch Estates residents. AHS is a home warranty company with 26 years of experience in the industry, and it has established itself as one of the best providers in the business. AHS has 3 simple plans, making the selection process and policy coverage easily understandable. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage limits from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Chesapeake Ranch Estates area.
To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. Read our review of American Home Shield to learn more.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Chesapeake Ranch Estates. HSC is a home warranty provider with 15 years of experience in the industry, and it has proved to be one of the best providers in the business. HSC has 2 simple plans, making the selection process and policy coverage easily comprehensible. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, HSC is the perfect provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are close to the $2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $65 to $90.
For a more detailed breakdown, read our detailed review of The Home Service Club. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Chesapeake Ranch Estates residents. Liberty has over 6 years of experience in the home warranty sector, and has provided great customer service at an affordable cost to its customers. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easily comprehensible and offer both system and appliance coverage.
Liberty Home Guard has 3 plans that offer a combination of appliance and system coverage. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are an affordable $75.
To read more, visit our review of Liberty Home Guard. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage for Chesapeake Ranch Estates residents. First American has over 39 years of experience in the industry and in that time has built a an expansive network of service professionals in the country. When you purchase a policy from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 simple plans, making the selection process quick and easy.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage caps come out to around $1,500 per covered system or appliance.
For more information on this provider, read our thorough review of First American Home Warranty. To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Chesapeake Ranch Estates, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. The 3 home warranty plans that Cinch offers include options for appliance and system coverage.
Cinch Home Services offers 3 plans for Chesapeake Ranch Estates homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also generally about $1,000-$2,000 at the maximum.
For a more detailed breakdown, read our review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
|Home Appliance||Repair Cost|
A home warranty is a service contract that reduces the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't have the savings to pay for large repair or replacement expenses. Typically, about 30 days after buying a home warranty, the coverage will start on your home systems and appliances.
For Chesapeake Ranch Estates homeowners, it is very straightforward to file a claim when an issue comes up with a covered appliance or system. Most home warranty companies have an online portal where you can file a claim.
Once you file the claim, it will be assigned to a local repair technician that will come to your home and take a look at the problem. At this point, you pay your service fee. Service fees generally range in price from around $60 to $150 and this is the only out-of-pocket cost you will have to pay unless the repair cost is more than your home warranty's coverage cap.
A home warranty plan offers coverage on your home's major appliances and systems and it can help bring down your home maintenance expenses. The appliances that are typically covered under a home warranty include a microwave, garbage disposal, clothes washer, refrigerator, dishwasher, clothes dryer, and more. The systems included are air conditioning, electrical systems, ductwork, and plumbing.
Add-on coverage will vary from one plan to another, but you can expect to see things such as sump pumps, central vacuums, electronics, spas, roof leaks, and pools.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and follow preventative maintenance guidelines, your home warranty will not cover it. Also, a home warranty does not cover misuse, pre-existing conditions, cosmetic damages, and lack of maintenance.
Temperatures in Chesapeake Ranch Estates can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a lot of use. As a homeowner in Chesapeake Ranch Estates, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered if they have to be repaired or replaced.
Not only can a home warranty offer some financial relief, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a contractor and schedule a repair. A home warranty deals with this process by sending trusted professionals to your door when you need them most.
One downside of signing up for a home warranty is that there are usually exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may be excluded from the home warranty, so it's important to read through any contracts you're considering carefully to get a sense of what is included and what isn't.
Another downside is that home warranties may exclude some repairs, like those needed because of natural disasters. For example, if your house floods, the impacted systems and appliances probably won't be covered by the home warranty.
Picking the best home warranty in Chesapeake Ranch Estates for you depends on the coverage you need, the home warranty company you go with, and your location, among other factors. When deciding which home warranty provider is the right fit for you, here are some important factors to bear in mind:
The top home warranty company in Chesapeake Ranch Estates is Choice Home Warranty. Choice Home Warranty has a large network of experienced contractors and a respected reputation in the Chesapeake Ranch Estates area.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include washing machines, garbage disposals, dryers, refrigerators, dishwashers, water heaters, electrical systems, heating and cooling systems, sump pumps, and plumbing, among others. Some plans also offer coverage for roofs, garage door openers, ceiling fans, and pools. A home warranty can help you save money if these items fail unexpectedly.
A home warranty can help investors, home sellers, real estate agents, homebuyers, and homeowners. It can offer peace of mind to anyone involved with homeownership.
A home warranty policy can protect you from high-cost repair bills, but only if you choose a good quality plan from a reputable company. When deciding which home warranty company to purchase a plan from, you should evaluate things like its customer service and availability in your area. In addition, you should consider the kind of coverage the company offers and what kinds of appliances and systems are covered. Homes that have new appliances or systems can get by on a plan with less coverage.
Most home warranty plans cover replacement costs as well as repair costs. How much the coverage cap is varies from one plan to the next. Home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.
A home warranty in Chesapeake Ranch Estates can cost between $40 and $80 a month. The higher-priced plans tend to have higher coverage limits, a lower service fee, and more coverage.
Usually coverage for a home warranty policy begins 30 days after the payment receipt. However, a few providers may let you make a service request before this, so verify with customer service to find the exact waiting period for your case.