Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Are you thinking about getting a home warranty? Try one of our top home warranty companies. Homeownership in Catonsville can be a satisfying step in many people's lives, but it also comes with its fair share of worries. Repairing your home's systems and appliances can be an unanticipated financial burden for many homeowners.
A home warranty can help protect you by lowering the costs of major repairs and replacements on your home's appliances and systems. Finding the best home warranty on the market can be quite time-consuming since there are lots of companies to choose from. That's why our team at Today's Homeowner did the research and compiled a list of the best home warranty companies in Catonsville for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Catonsville, Choice Home Warranty offers the best overall home warranty. Choice has around 15 years of experience in the industry and in that time has built a a skilled network of service technicians in the country. When you purchase a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process easy.
Choice Home Warranty has 2 plans that provide a combination of system and appliance coverage. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 for each covered system or appliance.
Read more by visiting our review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Catonsville, Select Home Warranty offers the most cost-effective home warranty. Select is a home warranty company with 11 years of experience in the industry, and it has proved to be one of the best providers in the business. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, this is the plan for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 home warranty plans that Select offers include differing levels of system and appliance coverage, as well as add-on options.
Select Home Warranty has 3 plans that provide a mix of appliance and system coverage. Select's service fees are a reasonable $60, and the coverage limits come out to around $2,000 for each covered appliance or system.
For a more detailed breakdown, read our thorough review of Select Home Warranty. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty in Catonsville. AHS has been in the home warranty industry for around 26 years. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans that AHS offers include differing levels of system and appliance coverage, as well as add-on options.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Catonsville area.
Read more by visiting our full review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Catonsville, The Home Service Club offers the best home warranty with the quickest service. The 2 policies that HSC offers include differing levels of system and appliance coverage, as well as add-on options. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, this is the provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Catonsville homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read our review of The Home Service Club to learn more.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Catonsville, Liberty Home Guard is the most trustworthy home warranty. When you purchase a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 simple plans, making the selection process quick and easy.
Liberty Home Guard offers 3 plans for Catonsville homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which contain a mix of system and appliance coverage. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are an affordable $75.
For more information on this provider, read our Liberty Home Guard full review. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage for Catonsville residents. First American has 2 plans for you to decide between. If you're looking for very affordable and comprehensive appliance coverage, you'll want to have this plan on your side. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty offers 2 plans for Catonsville homeowners. The Basic Plan and Premier Plan are the options they have, which have a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 per covered system or appliance.
To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. Read our comprehensive review of First American Home Warranty to learn more.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Catonsville. Cinch has been operating for over 44 years, making it a well-respected company in the industry. Cinch has 3 plans for you to choose from. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, this is the provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that provide a combination of appliance and system coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to about $1,000-$2,000 for each covered appliance or system.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read our review of Cinch Home Services to learn more.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,431 |
| Heating | $4,287 |
| Electrical | $643 |
| Toilets | $536 |
| Washer/Dryer | $857 |
| Plumbing | $643 |
| Oven | $1,715 |
| Fridge | $643 |
A home warranty is a protection plan that brings down the cost of repairs when one of your home systems or appliances has a problem. A home warranty can help homeowners who need to stick to their budget and don't want to use their savings to pay for large repair or replacement expenses. Typically, about 30 days after paying for a home warranty, the coverage will start on your home systems and appliances.
When you have a problem with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will contact you about a repair technician coming over to take a look at the issue.
At this point, you'll also have to pay your service fee. Once the repair person fixes the problem, they will deal with it at no cost to you. The only time you may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty plan offers coverage on your home's major appliances and systems and it can help lower your home maintenance expenses. The appliances typically covered under a home warranty plan are the microwave, washing machine, refrigerator, dishwasher, oven, dryer, and more. System coverage typically includes heating, electrical systems, plumbing, air conditioning, and more.
The add-on coverages can include pool, spa, roof leak, septic system, and sometimes even things like locksmith or pest control.
Catonsville homeowners should understand that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like pre-existing conditions, misuse of a system or appliance, cosmetic issues, or natural disasters. You must keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related issue will be covered by the policy.
Since temperatures in Catonsville can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Having a home warranty can help homeowners save money if one of these systems or appliances breaks unexpectedly.
Another good thing about having a home warranty is while selling your home, some providers let you transfer your home warranty plan to the new owners. This can make your house more attractive to potential homebuyers and help your house sell faster.
One of the major drawbacks of home warranties is not everything you care about may be covered. It's important to weigh the different plans and purchase one that covers all the appliances, systems, and add-ons you need.
Another thing to take into consideration is that some providers don't cover pre-existing issues and may require an inspection before your coverage can start. Ask the home warranty provider for clarification about these things if you aren't sure or if this is a problem for you.
Choosing the right home warranty in Catonsville for you depends on the kind of coverage you want, the home warranty provider you go with, and where you live, among other factors. When considering which home warranty company is the best one for you, here are some important factors to keep in mind:
The top home warranty provider in Catonsville is Choice Home Warranty. Choice Home Warranty has a large network of professional repair technicians and a great reputation in the Catonsville area.
The different types of home warranties in Catonsville are plans that cover either appliances or systems and a combination plan. A combination plan will cover your systems and appliances, such as your dishwasher, washing machine, and HVAC. An appliance or systems only plan will cover the appliances or systems mentioned in the plan.
A home warranty policy can protect you from high-cost repair bills, but only if you purchase a good quality plan from a trustworthy company. When choosing a home warranty company to go with, you should look for things like its customer service and availability in your area. In addition, you should consider the type of coverage the company offers and what kinds of appliances and systems are protected. Homes that have appliances and systems on the older end may need a policy with more coverage.
Generally a home warranty plan lasts for a year and you can renew it every year. In Catonsville where many rely on heating and A.C., renewing your policy could help prevent large expenses if your HVAC system needs repairs.
A service fee is an expense that you must pay before a repair technician or contractor comes to your home to repair your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket cost that homeowners have with a home warranty apart from the policy's premium unless the cost of the repair is greater than the coverage cap.
A home warranty policy can cost on average around $300 to $800 a year in Catonsville. Our top-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. Additionally, it's usually less expensive to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. The key is to compare plans to determine what you're really getting for the price.
When living in a city like Catonsville, you may be wondering if problems like natural disasters are covered under a home warranty plan. Home warranties generally don't cover damage due to lack of proper maintenance, intentional breakage, or natural disasters.
