Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
If you're thinking about getting a home warranty, our guide on the top providers in Adelphi can help. Homeownership in Adelphi can be a satisfying stage for many, but it also comes with its fair share of worries. Home repairs can be an unanticipated financial burden for many homeowners.
A home warranty is a way to protect your budget from unexpected large expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind. Finding the best home warranty on the market can be quite difficult since there are so many companies to decide between. That's why the Today's Homeowner team did the research and compiled a list of the top home warranty companies in Adelphi for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty in Adelphi. Choice has been in business for over 15 years, making it a well-respected company in the industry. The 2 plans from Choice are comprehensive and have a mix of both system and appliance coverage. When you buy a plan from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Adelphi homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps associated with Choice's plans are around the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $85.
For a more detailed breakdown, read our full review of Choice Home Warranty. To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Adelphi. Select has more than 11 years of experience in the home warranty market and in that time has built a a skilled network of service technicians nationwide. Select has 3 simple plans, making the selection process and policy coverage easily understandable. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, you'll want to have this plan on your side. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 for each covered appliance or system.
For a more detailed breakdown, read our Select Home Warranty full review. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Adelphi, American Home Shield is the most customizable home warranty. AHS has about 26 years of experience in the industry and in that time has built a an expansive network of service professionals in the country. When you purchase a plan from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are easy to understand and offer a mix of both system and appliance coverage.
American Home Shield offers 3 plans for Adelphi homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
To read more, visit our review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Adelphi, The Home Service Club offers the best home warranty with the quickest service. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, you'll want to have this plan on your side. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process easy.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to about $2,000 for each covered system or appliance.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. Read more by visiting our review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Adelphi. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 home warranty plans that Liberty offers include options for appliance and system coverage.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are around the $3,000 mark for many major systems and appliances, and service fees are an affordable $75.
For a more detailed breakdown, read our detailed review of Liberty Home Guard. To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage for Adelphi residents. If you're looking for very affordable and comprehensive appliance coverage, this is the provider for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 plans for you to decide between.
First American Home Warranty has 2 plans that provide a combination of system and appliance coverage. The coverage caps from First American are about $1,500. The service fees are a reasonable $85, which is lower than other providers in the Adelphi area.
To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164. Read our comprehensive review of First American Home Warranty to learn more.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Adelphi, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has been operating for about 44 years, making it a well-regarded company in the industry. The 3 plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also typically about $1,000-$2,000.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. To read more, visit our review of Cinch Home Services.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,626 |
| Heating | $4,418 |
| Electrical | $663 |
| Toilets | $552 |
| Washer/Dryer | $884 |
| Plumbing | $663 |
| Oven | $1,767 |
| Fridge | $663 |
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and prevent you from paying exorbitant out-of-pocket costs. Most home warranty plans take effect about 30 days after paying for the home warranty policy.
For Adelphi homeowners, it is very simple to file a claim when an issue happens with a covered appliance or system. Most home warranty providers have an online portal where a claim can be submitted.
At this point, you'll pay the service fee, which is usually between $60 and $150, depending on what plan you select. After the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. As long as the repair is covered under the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs .
A home warranty plan will cover your home's systems and appliances from normal wear and tear. The appliances covered include a dishwasher, clothes dryer, stove, cooktop, microwave, clothes washer, refrigerator, and more. The systems included are the heating, air conditioning, plumbing, electrical, and others.
Add-on options can vary by company but typically include things such as a second refrigerator, plumbing stoppages, central vacuum, septic system, and sprinkler system.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things like lack of maintenance, cosmetic damages, misuse, and pre-existing conditions are not included in the home warranty policy.
Temperatures in Adelphi can vary greatly throughout the year, which means your air conditioner and heating systems are most likely going to get a decent amount of use. As a homeowner in Adelphi, one benefit of having a home warranty is that these home systems and major appliances can be covered in the event they have to be repaired or replaced.
Another good thing about having a home warranty is if you want to sell your home, you can most likely transfer your home warranty to the new owners. This can make your home more attractive to potential homebuyers and help your home sell faster.
Home warranties also have some cons. Though it can give you less to worry about since the home warranty sends out a contractor who does the repair for you, some people may not like this, and they would rather choose their own contractor. If that's important to you, some home warranty companies let you choose a contractor.
Another consideration is that home warranties typically only cover damage from normal wear and tear. They most likely won't cover systems or appliances that have stopped working due to animal infestations, natural disasters, improper maintenance, etc.
Once you're ready to sign up for a home warranty plan, the first step is deciding what appliances and systems you need coverage for. From there, you can compare plans and contact different home warranty providers for a free quote. Before deciding which home warranty to buy, here are a few other factors to keep in mind:
The top home warranty company in Adelphi is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced repair technicians and a tremendous reputation in the Adelphi area.
A home warranty plan protects against the normal wear and tear of home systems and appliances. Homeowners insurance protects your entire home in case of something such as a natural disaster or fire. With homeowners insurance, you won't be able to file a claim should you need a new washing machine or oven, unless the damage is due to a natural disaster, which are somewhat common in Adelphi.
A home warranty plan can help homeowners, real estate agents, investors, home sellers, and homebuyers. It can provide peace of mind and savings to anyone involved with homeownership.
The most common types of home warranties in Adelphi are plans that cover either appliances or systems and a comprehensive plan. A comprehensive plan covers almost all your systems and appliances, such as your washing machine, drier, and heating and cooling systems. An appliance or systems only plan will cover the systems or appliances mentioned in the contract.
Generally, the homeowner is the one who is responsible for paying the premium and service fees. However, if you have just bought a new home, sometimes the seller is the one who paid for the policy. This can then be transferred to the new homeowner, who will pay the service fees. In Adelphi, where the median home value is $328,518, having the seller pay for the home warranty can be a good asset for your new home.
A service fee is a cost that must be paid before a repair person or contractor comes to your home to repair your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket cost that homeowners have with a home warranty apart from the policy's premium unless the expense is higher than the coverage cap.
Typically, coverage for a home warranty begins 30 days on the day the sale closes. However, a few providers may allow you to make a service request before this, so check with customer service to find the exact waiting period for your situation.
