Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Find the best home warranty for your needs. Homeownership in Laplace can be an exciting step for many people, but it also comes with its fair share of challenges. Home repairs can be an unforeseen financial burden for many homeowners.
A home warranty in Laplace can help cut your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear. Because the home warranty market has many providers — all with different plans — the Today's Homeowner team decided to do the research for you to help you find the best home warranty in Laplace.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty for Laplace residents. Choice has about 15 years of industry experience and in that time has built a impressive network of service technicians in the country. The 2 plans that Choice offers include differing levels of system and appliance coverage, as well as add-on options. If you're looking for very high coverage caps and simple-to-understand service contracts, Choice is the perfect provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. To read more, visit our Choice Home Warranty full review.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Laplace. Select offers 3 plans for homeowners to choose from. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, this is the provider for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 per covered appliance or system.
Read more by visiting our full review of Select Home Warranty. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty for Laplace residents. AHS has over 26 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 home warranty plans that AHS offers include differing levels of system and appliance coverage, as well as add-on options.
American Home Shield offers 3 plans for Laplace homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
Read more by visiting our American Home Shield full review. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Laplace residents. HSC has been in business for over 15 years, making it a highly regarded company in the industry. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans from HSC are comprehensive and offer both system and appliance coverage.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are around the $2,000 mark for most major systems and appliances, and service fees are customizable and range from $65 to $90.
Read our The Home Service Club Review to learn more. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Laplace. Liberty has more than 6 years of industry experience and in that time has built a impressive network of service technicians in the country. When you purchase a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 plans for homeowners to choose from.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also generally about $3,000 at the maximum.
Read our full review of Liberty Home Guard to learn more. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Laplace, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has about 44 years of experience in the industry and in that time has built a an expansive network of service professionals in the country. Cinch has 3 simple plans, making the selection process easy. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also typically about $1,000-$2,000 at the maximum.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read our comprehensive review of Cinch Home Services to learn more.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,005 |
| Heating | $4,003 |
| Electrical | $600 |
| Toilets | $500 |
| Washer/Dryer | $801 |
| Plumbing | $600 |
| Oven | $1,601 |
| Fridge | $600 |
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they break down over time due to normal wear and tear. Having one in place can offer you some peace of mind and prevent you from paying large out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty.
When you have an issue with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will contact you about a repair technician coming over to take a look at the problem.
At this point, you'll also have to pay your service fee. Once the repair person takes a look at the problem, they will handle it at no cost to you. The only time you may have out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
A home warranty will cover systems and appliances from normal wear and tear. Common appliances covered under a home warranty plan include a washer, microwave, refrigerator, dryer, dishwasher, garbage disposal, and more. The systems that are usually covered will be electrical systems, plumbing, air conditioning, and heating.
Add-on coverage will vary from plan to plan, but you can expect to see add-ons such as electronics, sump pumps, pools, central vacuums, roof leaks, and spas.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, your home warranty will not cover it. Also, a home warranty does not cover pre-existing conditions, cosmetic damages, misuse, and lack of maintenance.
Since temperatures in Laplace can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Getting a home warranty can help homeowners save money if one of these systems or appliances breaks down suddenly.
Not only can a Laplace home warranty save you some money on repairs and replacements, it saves you time too. Instead of vetting technicians by yourself, home warranty providers do the work for you and send pre-screened technicians right to your door when you need them.
Home warranties also have some cons. While it can give you less to worry about since the home warranty sends out a repair person who does the repair for you, some may not like this, and they may want to select a contractor themselves. If that's important to you, some home warranty companies allow you to select a contractor.
Plus, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Selecting the best company for your home warranty is a step you can take to help protect your home. Here are some tips on buying a home warranty in Laplace:
Our pick for the best overall home warranty company in Laplace is Choice Home Warranty, but the right company for you will vary based on factors such as what appliances and systems you need to have covered.
A home warranty is a contract that covers repairing and replacing major home systems and appliances.
Generally a home warranty plan offers coverage for a year and you can renew it yearly. In Laplace where many rely on A.C., renewing your policy could help protect you from large expenses if your HVAC system needs repairs.
In general, the homeowner is the one who is responsible for paying the premium and service fees. However, if you have just bought a new home, sometimes the seller will pay for the policy. This can then be given to the new homeowner, who has to pay the service fees when using the policy. In Laplace, where the median home value is $161,600, when the seller pays for the home warranty can save you some money on your new home.
The service fee is the price you pay each time there's an issue with a system or appliance and you file a claim with your home warranty. Service fees are usually between $60 and $150.
Usually coverage for a home warranty plan begins 30 days after payment. However, a few providers may let you file a claim before this, so verify with customer service to find the exact waiting period for your situation.
