Written By Todays Homeowner Local Pros
Last Updated May 2023
Thinking about purchasing a home warranty? One of our top home warranty providers can help. There are many perks of owning a home in Breaux Bridge. However, major home systems and appliances, like your plumbing and kitchen appliances, can break down due to normal wear and tear, leaving you with pricey repairs.
A home warranty in Breaux Bridge can help decrease your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop functioning due to normal wear and tear. Finding the right home protection plan for your Breaux Bridge home can be challenging, so our team at Today's Homeowner did the research to help you find the top home warranty in Breaux Bridge for your home. Read on for our home warranty recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Breaux Bridge, Choice Home Warranty offers the best overall home warranty. Choice is a home warranty company with 15 years of experience in the industry, and it has become one of the best providers in the business. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process and policy coverage easily comprehensible.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are an affordable $85.
Read more by visiting our full review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Breaux Bridge, Select Home Warranty offers the most cost-effective home warranty. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans that Select offers include options for appliance and system coverage.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are a reasonable $60.
Read our Select Home Warranty full review to learn more. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Breaux Bridge, American Home Shield offers the most customizable home warranty. AHS has 3 simple plans, making the selection process easy. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Breaux Bridge area.
To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For more information on this provider, read our review of American Home Shield.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Breaux Bridge, The Home Service Club is the best home warranty with the quickest service. The 2 policies that HSC offers include options for appliance and system coverage. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Breaux Bridge homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps associated with HSC's plans are around the $2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $65 to $90.
For a more detailed breakdown, read our thorough review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Breaux Bridge, Liberty Home Guard offers the most trustworthy home warranty. Liberty has over 6 years of experience in the home warranty sector, and has provided great customer service at an affordable cost to its customers. With a home warranty from Liberty, you can benefit from a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 simple plans, making the selection process and policy coverage easily comprehensible.
Liberty Home Guard has 3 plans that offer a mix of appliance and system coverage. Liberty's service fees are an affordable $75, and the coverage caps come out to about $3,000 per covered system or appliance.
Read our thorough review of Liberty Home Guard to learn more. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Breaux Bridge residents. The 3 policies that Cinch offers include options for appliance and system coverage. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that provide a mix of appliance and system coverage. The coverage limits from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is less than other providers in the Breaux Bridge area.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read our Cinch Home Services full review to learn more.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
Home Appliance | Repair Cost |
---|---|
Air Conditioner | $5,704 |
Heating | $3,803 |
Electrical | $570 |
Toilets | $475 |
Washer/Dryer | $761 |
Plumbing | $570 |
Oven | $1,521 |
Fridge | $570 |
A home warranty is a service contract that helps homeowners get a handle on the high costs of appliance and systems repairs. Home warranties will provide coverage for a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make budgeting and managing your finances less stressful. A home warranty plan usually has a 30-day waiting period from the time you pay to when you can file your first claim.
When you notice a problem with one of your appliances or systems, you can submit a claim with your home warranty provider. Then, a customer service representative will contact you about a contractor coming over to look at the issue.
At this point, you'll also pay your service fee. Once the repair technician looks at the problem, they will handle it at no cost to you. The only time a Breaux Bridge homeowner may have out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
A home warranty will cover home systems and appliances from normal wear. Common appliances covered by a home warranty plan include a garbage disposal, refrigerator, washer, dishwasher, dryer, microwave, and more. The systems that are usually covered will be heating, electrical systems, plumbing, and air conditioning.
Many plans also provide add-on coverage options for locksmiths, roof leaks, septic systems, and even central vacuums.
An important thing to consider is that home warranties only cover normal wear and tear on your home systems and appliances. Things such as misuse, lack of maintenance, cosmetic damages, and pre-existing conditions are not included in the home warranty policy.
Since temperatures in Breaux Bridge can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Getting a home warranty policy can help homeowners save money if one of these systems or appliances breaks all of a sudden.
Not only can a Breaux Bridge home warranty save you some money on repairs and replacements, it saves you time as well. Instead of vetting contractors on your own, home warranty providers do the work for you and send pre-screened technicians right to your door when you need them.
One disadvantage of getting a home warranty is that there are generally exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may not be covered under the home warranty, so it's important to read over the contracts you're considering thoroughly to get a sense of what is included and what isn't.
Another potential pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your claims being denied, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Now that you're ready to sign up for a home warranty policy, the first step is thinking about what items you want coverage for. After that, you can compare your options and contact different home warranty companies for a free quote. When deciding which home warranty provider is the right fit for you, here are some important factors to bear in mind:
The best home warranty provider in Breaux Bridge is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced contractors and a tremendous reputation in the Breaux Bridge area.
A home warranty can cover either your home's systems and appliances, or both. Combination plans are great if you'd like more coverage for your home, but a systems or appliance only plan can be useful too if you want to save some money.
A home warranty policy can protect you from expensive repair bills, but only if you buy a quality plan from a trustworthy company. When picking a home warranty company to go with, you should evaluate things like its customer service and availability in your area. In addition, you should take into account the coverage the company offers and what appliances and systems are protected. Homes that have new appliances or systems can get by on a plan with less coverage.
Generally a home warranty plan lasts for a year and you can renew it every year. In Breaux Bridge where many rely on A.C., renewing your policy could help mitigate large, unexpected expenses if your HVAC system needs repairs.
The service fee is the price you pay each time there is a problem with a system or appliance and you file a claim with your home warranty. Service fees are commonly priced between $60 and $150.
A home warranty in Breaux Bridge can cost between $40 and $80 a month. The higher-priced plans typically have higher coverage limits, more coverage, and a lower service fee.
Typically, coverage for a home warranty plan begins 30 days after the payment receipt. However, a few providers may let you make a service request before this, so check with customer service to find the exact waiting period for your situation.