Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Are you considering getting a home warranty? Check out one of our top home warranty companies. With the weather patterns common in Shepherdsville, homes can experience quite a bit of wear and tear in the long run. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
A home warranty is a way to protect your savings account from unexpected large expenses. With a home warranty in place, your repair costs can be significantly lower and allow you to live in your home with more peace of mind. Finding the right home warranty plan for your Shepherdsville home can be challenging, so our team at Today's Homeowner did the research to help you find the top home warranty in Shepherdsville for your home. Keep reading for our recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Shepherdsville, Choice Home Warranty is the best overall home warranty. Choice has been in the home warranty business for about 15 years. The home warranty company offers 2 plans to policyholders, which have various options for appliance and system coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. The coverage limits from Choice are about $3,000. The service fees are an affordable $85, which is lower than other providers in the Shepherdsville area.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read our Choice Home Warranty Review to learn more.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Shepherdsville, Select Home Warranty offers the most cost-effective home warranty. Select offers 3 plans for you to choose from. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for many of the major systems and appliances, and service fees are a reasonable $60.
To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. Read our Select Home Warranty full review to learn more.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty for Shepherdsville residents. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the plan for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Shepherdsville area.
For more information on this provider, read our review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Shepherdsville, The Home Service Club is the best home warranty with the quickest service. HSC has been in the home warranty industry for over 15 years. HSC offers 2 plans for you to decide between. When you buy a home warranty from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $65 to $90.
Read our full review of The Home Service Club to learn more. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Shepherdsville. Liberty has been in the home warranty industry for around 6 years. The 3 plans that Liberty offers include differing levels of system and appliance coverage, as well as add-on options. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are an affordable $75.
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. For a more detailed breakdown, read our review of Liberty Home Guard.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Shepherdsville. The 2 home warranty plans that First American offers include options for appliance and system coverage. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage caps come out to about $1,500 per covered system or appliance.
To read more, visit our First American Home Warranty Review. To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Shepherdsville, Cinch Home Services is the home warranty with the best workmanship guarantee. The 3 plans from Cinch are easily comprehensible and have a mix of both system and appliance coverage. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to about $1,000-$2,000 for each covered system or appliance.
For a more detailed breakdown, read our Cinch Home Services full review. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,693 |
| Heating | $3,795 |
| Electrical | $569 |
| Toilets | $474 |
| Washer/Dryer | $759 |
| Plumbing | $569 |
| Oven | $1,518 |
| Fridge | $569 |
A home warranty is a money savings plan that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will cover a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make it easier to budget and manage your finances. A home warranty plan usually has a 30-day waiting period from the time you pay to when you can file your first claim.
Filing a claim with your home warranty company is straightforward. You can use an online portal or a direct phone number to request service for a repair or replacement.
Once you submit the claim, it will be assigned to a local service technician that will come to your home and repair the issue. At this point, you pay the service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is higher than your home warranty's coverage cap.
A home warranty plan provides coverage on your home's major appliances and systems and it can help lower the cost of maintaining your home. Common appliances covered by a home warranty plan include a refrigerator, microwave, washer, dryer, dishwasher, garbage disposal, and more. The systems that are usually covered will be air conditioning, plumbing, heating, and electrical systems.
Add-on coverage will vary from one plan to the next, but you can expect to see add-ons such as electronics, roof leaks, spas, sump pumps, central vacuums, and pools.
An important thing to note is that home warranties only cover normal wear and tear on your home systems and appliances. Things like pre-existing conditions, misuse, cosmetic damages, and lack of maintenance are not included in the home warranty policy.
Since temperatures in Shepherdsville can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Buying a home warranty can help homeowners save money if one of these systems or appliances stops working suddenly.
Not only does a home warranty offer some savings, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a technician and schedule a repair. A home warranty deals with this process by sending trusted professionals to your door when you need them most.
As for the downsides of home warranties, system and appliance coverage varies by provider, so it's important to read what each plan covers and excludes in the contract.
Plus, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Finding the right company for your home warranty is the first step toward protecting your property. Before deciding which home warranty to purchase, here are a few other factors to bear in mind:
Our pick for the best overall home warranty provider in Shepherdsville is Choice Home Warranty, but the best company for you will depend on factors such as what appliances and systems you need coverage for.
A home warranty is a type of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dishwashers, dryers, garbage disposals, washing machines, refrigerators, heating and cooling systems, water heaters, plumbing, electrical systems, and sump pumps, among others. Some companies also offer coverage for garage door openers, ceiling fans, roofs, and pools. A home warranty can help you save money if these items break down unexpectedly.
Home warranty policies cover problems with home systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a larger insurance that protects your entire home from natural disasters, which might not be too much of a concern in Shepherdsville. It doesn't cover a normal appliance or system breakage.
Homeownership can be costly, especially with the cost of living in Shepherdsville getting higher and higher. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty policy, you won't have any big hits to your bank account.
Usually, the homeowner is the one who is responsible for paying the premium and service fees. However, when buying a new home, sometimes the seller is the one who paid for the policy. This can then be transferred to the new homeowner, who will pay the service fees when using the policy. In Shepherdsville, where the median home value is $170,840, when the seller pays for the home warranty can be a good asset for your new home.
A home warranty policy will cover repair and replacement costs for home systems and appliances. Home warranties only cover damage due to normal wear and tear and usually don't cover something that happened as a result of a pre-existing condition.
