Written By Todays Homeowner Local Pros
Last Updated June 2023
Get the most out of your home warranty with these top home warranty companies in Paducah. With hot summers and cool winters, keeping your home appliances and systems working, especially HVAC, are extremely important for homeowners in the Paducah area of Kentucky.
A home warranty can help protect homeowners by reducing the costs of major repairs and replacements on your home's appliances and systems. Finding the best home warranty on the market can be quite overwhelming because there are dozens of companies to decide between. That's why the Today's Homeowner team did the research and compiled a list of the best home warranty companies in Paducah for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Paducah, Choice Home Warranty is the best overall home warranty. Choice has been in the home warranty business for over 15 years. The 2 policies that Choice offers include options for appliance and system coverage. When you buy a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. The coverage caps associated with Choice's plans are around the $3,000 mark for most of the major systems and appliances, and service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. For a more detailed breakdown, read our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Paducah. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. When you purchase a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are around $2,000. The service fees are a reasonable $60, which is less than other providers in the Paducah area.
To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. For a more detailed breakdown, read our comprehensive review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty in Paducah. AHS has been in the home warranty business for about 26 years. AHS has 3 simple plans, making the selection process quick and easy. When you purchase a home warranty from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Paducah homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also about $2,500 at the maximum.
Read our American Home Shield Review to learn more. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Paducah. The 2 home warranty plans that HSC offers include differing levels of system and appliance coverage, as well as add-on options. When you buy a home warranty from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 per covered system or appliance.
To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443. Read our full review of The Home Service Club to learn more.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Paducah, Liberty Home Guard is the most trustworthy home warranty. Liberty has been in the home warranty industry for about 6 years. Liberty has 3 simple plans, making the selection process easy. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also typically about $3,000.
To read more, visit our Liberty Home Guard Review. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage in Paducah. First American has been in business for over 39 years, making it a well-respected company in the industry. The 2 plans from First American are comprehensive and have a mix of both system and appliance coverage. With a home warranty from First American, you can enjoy very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty offers 2 plans for Paducah homeowners. The Basic Plan and Premier Plan are the options they have, which contain a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage limits come out to about $1,500 per covered system or appliance.
To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. Read our comprehensive review of First American Home Warranty to learn more.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Paducah. Cinch has over 44 years of experience in the home warranty industry, and has provided great customer service at an affordable cost to its customers. Cinch offers 3 plans for you to decide between. When you buy a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 for each covered appliance or system.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. To read more, visit our Cinch Home Services full review.
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
|Home Appliance||Repair Cost|
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break down over time due to normal wear and tear. Having a home warranty in place can give you some peace of mind and prevent you from paying large out-of-pocket costs. Most home warranty plans start about 30 days after buying the home warranty.
When you have a problem with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will reach out to you about a repair technician coming over to take a look at the issue.
At this point, you will pay your service fee. Service fees for home warranties range in price from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum cost per year or appliance that the home warranty will cover for repairs and replacements.
A home warranty in Paducah covers the main appliances and systems in your house. Common appliances covered by a home warranty include a dryer, microwave, refrigerator, garbage disposal, dishwasher, washer, and more. The systems that are usually covered will be electrical systems, plumbing, air conditioning, and heating.
Many plans also offer add-on coverage options for locksmiths, central vacuums, septic systems, and even roof leaks.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things such as misuse, lack of maintenance, cosmetic damages, and pre-existing conditions are excluded from the home warranty policy.
Paducah's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the needed repairs, preventing you from spending a lot of money out of pocket.
Another added benefit of having home warranty coverage is that it can increase your home's property value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new homebuyer depending on the provider you purchased your home warranty through.
One of the main drawbacks of home warranties is not every home system and appliance may be covered. It's important to research the different plans and purchase one that covers all the appliances, systems, and add-ons you need.
Additionally, if you don't maintain your home systems or appliances properly, or if they need repairs or replacements due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Selecting the right provider for your home warranty is a step you can take to help protect your house. Here is a list of factors that you'll want to bear in mind when picking a home warranty provider:
Our pick for the best overall home warranty company in Paducah is Choice Home Warranty, but the best company for you will depend on factors like what appliances and systems you need coverage for.
A home warranty plan covers the normal wear and tear of home systems and appliances. A homeowners insurance plan protects your home in case of something like a natural disaster or fire. Under homeowners insurance, you won't be able to file a claim if you need a new washing machine or air conditioner, unless the damage is due to a natural disaster, which are somewhat common in Paducah.
The kind of home warranty you need depends on what your priorities are. A cheaper plan may have higher deductibles and lower coverage caps, whereas a higher-priced plan may have lower deductibles and provide more coverage. If you have a home that has appliances and systems on the older end, you may want to consider a policy with more coverage. The company's reputation and available plans are the main two things to research when picking a home warranty provider.
Home warranty plans typically offer coverage for a year. Many providers let you renew your plan yearly, which can be good in Paducah for more protection against something like your heater or A.C. needing repairs when you require it the most.
Typically the homeowner is responsible for paying for the home warranty. In when selling a home, however, the one selling the home may purchase a home warranty and transfer the policy to the buyer. The new homeowner will then need to pay the service fees when using the policy. Since the average home value in Paducah is $139,668, a home warranty can help you avoid more costs when buying a home.
The service fee is the price you pay each time there is an issue with a system or appliance and you file a claim with your home warranty. Service fees are commonly priced between $60 and $150.
The systems and appliances in a home are covered under a home warranty in Paducah. Everything from a microwave to a garage door can be covered under a home warranty depending on the plan.