Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Thinking about buying a home warranty? One of our top home warranty providers can help. La Grange gives homeowners some great housing options and the opportunity to enjoy the seasons. However, the variable temperatures can put quite a strain on your home's systems, such as your HVAC.
When one of your systems or appliances malfunctions, a home warranty will step in and help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less overwhelmed by homeownership. Since the home warranty market is saturated with a lot of providers — all with different offerings — the Today's Homeowner team decided to do the research for you to help you find the best home warranty in La Grange.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty for La Grange residents. Choice has been on the market for about 15 years, making it a highly regarded company in the industry. The home warranty provider offers 2 plans to policyholders with various options for appliance and system coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a mix of appliance and system coverage. The coverage caps associated with Choice's plans are close to the $3,000 mark for many major systems and appliances, and service fees are an affordable $85.
For more information, read our Choice Home Warranty Review. To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in La Grange. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for most of the major systems and appliances, and service fees are a reasonable $60.
To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. For more information on this provider, read our review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty for La Grange residents. AHS has more than 26 years of experience in the home warranty market and in that time has built a a skilled network of service technicians nationwide. AHS has 3 simple plans, making the selection process and policy coverage easily comprehensible. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to about $2,500 for each covered system or appliance.
For a more detailed breakdown, read our comprehensive review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In La Grange, The Home Service Club offers the best home warranty with the quickest service. The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage. When you purchase a home warranty from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. For a more detailed breakdown, read our full review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for La Grange residents. Liberty is a home warranty company with 6 years of experience in the industry, and it has become one of the best providers in the business. Liberty has 3 plans for you to decide between. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps from Liberty are about $3,000. The service fees are an affordable $75, which is less than other providers in the La Grange area.
To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. To read more, visit our review of Liberty Home Guard.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In La Grange, First American Home Warranty is the best home warranty for appliance coverage. First American has been in the home warranty industry for over 39 years. The 2 plans from First American are easy to understand and offer both system and appliance coverage. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. Service fees from First American are a reasonable $85. The coverage caps are also around $1,500.
For a more detailed breakdown, read our First American Home Warranty full review. To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in La Grange. Cinch has been in business for around 44 years, making it a respected company in the industry. When you purchase a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process easy.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to around $1,000-$2,000 for each covered appliance or system.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read our full review of Cinch Home Services to learn more.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,864 |
| Heating | $3,909 |
| Electrical | $586 |
| Toilets | $489 |
| Washer/Dryer | $782 |
| Plumbing | $586 |
| Oven | $1,564 |
| Fridge | $586 |
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break down over time due to normal wear and tear. Having a home warranty in place can give you some peace of mind and protect your bank account from big out-of-pocket costs. Most home warranty plans take effect about 30 days after purchasing the home warranty.
Filing a claim with your home warranty company is quite easy. There will be an online portal system or a direct phone number to request service for a repair or replacement.
The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair for their home. This repair will generally occur within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees are between $60 and $150.
A home warranty in La Grange provides coverage for the main systems and appliances in a house. The appliances that are typically covered under a home warranty plan include a microwave, clothes dryer, garbage disposal, refrigerator, clothes washer, dishwasher, and more. The systems included are plumbing, air conditioning, ductwork, and electrical systems.
You can also optionally choose to pay extra for add-on coverage for items such as septic systems, spas, swimming pools, and roof warranty.
An important thing to note is that home warranties only cover normal wear and tear on your home systems and appliances. Things such as misuse, cosmetic damages, lack of maintenance, and pre-existing conditions are excluded from the home warranty policy.
Since temperatures in La Grange can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Getting a home warranty plan can help homeowners save money if one of these systems or appliances stops working unexpectedly.
Additionally, having a La Grange home warranty can make your house more appealing to potential homebuyers should you ever decide to sell later. Many home warranty providers will allow you to transfer your plan to a new owner and give them the same protection you've been benefiting from.
There are also some drawbacks to purchasing a home warranty policy, like the coverage exclusions. For example, home warranties may not cover home systems or appliances that are already covered by a manufacturer's warranty.
Also, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Once you're ready to purchase a home warranty policy, the first step is considering what appliances and systems you want coverage for. After that, you can compare your options and call different home warranty providers for a free quote. Below are some tips on looking for a home warranty in La Grange:
Our pick for the best overall home warranty in La Grange is Choice Home Warranty, but the best company for you will depend on factors like what appliances and systems you need to have covered.
Home warranty plans cover problems with home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects an entire home from natural disasters, which might not be too much of a concern in La Grange. It doesn't cover a normal appliance or system damage.
A home warranty can help homebuyers, home sellers, real estate agents, homeowners, and investors. It can provide peace of mind and savings to anyone involved in homeownership.
The most common home warranties in La Grange are plans with coverage for either appliances or systems and a combination plan. A combination plan covers your home systems and appliances, like your washing machine, drier, and plumbing. A plan that only covers appliances or systems will cover the systems or appliances listed in the plan.
The service fee is the price you pay each time there's an issue with a home system or appliance and you file a claim with your home warranty. Service fees are usually between $60 and $150.
A La Grange home warranty can cost between $40 and $80 a month. The higher-priced plans tend to have more coverage, higher coverage limits, and a lower service fee.
When living in a town like La Grange, you may be wondering if issues like natural disasters are covered under a home warranty plan. Home warranties generally don't cover damage from lack of proper maintenance, natural disasters, or intentional breakage.
