Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Find the best home warranty company for your needs. Henderson is a great place to buy a home. However, along with all the perks of homeownership, there are usually a few negatives, too. One of the biggest challenges for many homeowners is that systems and appliances can stop working suddenly.
A home warranty is a way to protect your budget from unexpected large expenses. With a home warranty in place, your repair costs can be considerably lower and give you some peace of mind. Even though a home warranty can help with your expenses as a homeowner, one pain point is narrowing down the perfect choice for your Henderson home. That's why we've done the research and have put together a list of the best home warranty options in Henderson.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty in Henderson. Choice has over 15 years of experience in the industry and in that time has built a an network of service professionals nationwide. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty company offers 2 plans to policyholders that have various system and appliance coverage options.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are an affordable $85.
Read more by visiting our Choice Home Warranty full review. To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Henderson, Select Home Warranty offers the most cost-effective home warranty. Select has been operating for more than 11 years, making it a respected company in the industry. The 3 plans from Select are comprehensive and have a mix of both system and appliance coverage. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that offer a combination of appliance and system coverage. The coverage limits from Select are about $2,000. The service fees are a reasonable $60, which is lower than other providers in the Henderson area.
To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. Read our full review of Select Home Warranty to learn more.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Henderson, American Home Shield offers the most customizable home warranty. AHS is a home warranty company with 26 years of experience in the industry, and it has established itself as one of the best providers in the business. The 3 plans from AHS are easy to understand and offer both system and appliance coverage. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to around $2,500 for each covered system or appliance.
For a more detailed breakdown, read our review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Henderson. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, HSC is the perfect provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC offers 2 plans for homeowners to choose from.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are close to the $2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read our review of The Home Service Club to learn more.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Henderson. Liberty has been on the market for around 6 years, making it a highly regarded company in the industry. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage limits come out to around $3,000 per covered system or appliance.
To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. Read more by visiting our Liberty Home Guard full review.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for Henderson residents. If you're looking for very affordable and comprehensive appliance coverage, you'll want to have this plan on your side. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 policies that First American offers include differing levels of system and appliance coverage, as well as add-on options.
First American Home Warranty offers 2 plans for Henderson homeowners. The Basic Plan and Premier Plan are the options they have, which contain a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage caps come out to around $1,500 for each covered system or appliance.
To read more, visit our review of First American Home Warranty. To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Henderson. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process and policy coverage easily understandable.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $150.
To read more, visit our thorough review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,747 |
| Heating | $3,831 |
| Electrical | $575 |
| Toilets | $479 |
| Washer/Dryer | $766 |
| Plumbing | $575 |
| Oven | $1,532 |
| Fridge | $575 |
A home warranty is a protection plan that covers home systems and appliances. When your refrigerator stops working, and the repair is several hundred dollars, a home warranty will make sure that your only cost is a predetermined service fee. Home warranty companies typically don't require an inspection, and coverage generally goes into place about 30 days after making your first payment.
For Henderson homeowners, it is very easy to file a claim when a problem comes up with a covered appliance or system. Most home warranty companies have an online portal where you can file a claim.
At this point, you'll pay your service fee, which is generally between $60 and $150, depending on what plan you have. Once the service fee is paid, a repair person will come to your home, assess the issue, and repair it. As long as the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs apart from the service fee.
A home warranty plan will cover systems and appliances that have broken down due to normal wear and tear. For instance, if your washing machine suddenly needs repairs under normal use conditions, you can call your home warranty company. Appliances covered under a home warranty plan are usually the garbage disposal, dryer, dishwasher, microwave, refrigerator, and more. Systems that are covered include heating, air conditioning, plumbing, and electrical systems.
Add-on coverage will vary from plan to plan, but you can expect to see things such as sump pumps, roof leaks, pools, spas, central vacuums, and electronics.
An important thing to consider is that home warranties only cover normal wear and tear on your home systems and appliances. Things such as pre-existing conditions, misuse, lack of maintenance, and cosmetic damages are not included in the home warranty policy.
Since temperatures in Henderson can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Getting a home warranty can help homeowners save money if one of these systems or appliances breaks all of a sudden.
Another benefit of having a home warranty is if you want to sell your home, you can most likely transfer your home warranty plan to the new owners. It can make your home more attractive to potential homebuyers and help your home sell faster.
One of the main drawbacks of home warranties is not everything you care about may be covered. It's important to research the different plans and select one that covers all the appliances, systems, and add-ons you need.
Additionally, if you don't maintain your home systems or appliances properly, or if they need repairs or replacements due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
After researching the basics of home warranties in Henderson, the next step is to figure out which company you're interested in receiving a free quote from. Here is a list of some tips on looking for a home warranty in Henderson:
The best overall home warranty provider in Henderson is Choice Home Warranty, but the perfect company for you will vary based on factors like what appliances and systems you need coverage for.
The kind of home warranty you need depends on what your priorities are. A less costly plan may have higher deductibles and lower coverage caps, while a costlier plan may have lower deductibles and provide more coverage. If you have a home that has appliances and systems on the older end, you may want to consider a policy with more coverage. The company's reputation and available plans are the main two things to look for when selecting a home warranty company.
Generally a home warranty policy lasts for a year and you can renew it yearly. In Henderson where many rely on heating and A.C., renewing your policy could help prevent large expenses if your HVAC system needs repairs.
Owning a home can be costly, especially with the cost of living in Henderson getting higher and higher. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty plan, you won't have any big hits to your bank account just to keep your home up and running.
Most home warranty plans are going to cover replacement costs as well as repair costs. How much the coverage cap is varies from one plan to the next. Home warranties will give you some money towards a replacement but the entire replacement may not be paid for.
Home warranties typically don't cover issues due to natural disasters, intentional breaking of an appliance, lack of proper maintenance, or pre-existing conditions. They only cover damage from normal wear and tear. Although it doesn't cover everything, a home warranty can still be beneficial for helping you save some money in a town like Henderson.
