Written By Todays Homeowner Local Pros
Last Updated May 2023
Considering buying a home warranty? One of our top home warranty providers can help. With the weather patterns common in Lawrence, homes can go through quite a bit of wear and tear in the long run. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
A home warranty policy can help protect you by reducing the costs of major repairs and replacements on your home's appliances and systems. Finding the best home warranty on the market can be quite difficult as there are lots of companies to decide between. That's why the Today's Homeowner team did the research and put together a list of the top home warranty companies in Lawrence for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Lawrence, Choice Home Warranty is the best overall home warranty. Choice has more than 15 years of experience in the home warranty industry and in that time has built a a skilled network of service professionals nationwide. When you purchase a plan from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans from Choice are comprehensive and offer a mix of both system and appliance coverage.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are an affordable $85.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read more by visiting our full review of Choice Home Warranty.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Lawrence. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 policies that Select offers include options for appliance and system coverage.
Select Home Warranty has 3 plans that provide a mix of appliance and system coverage. The coverage limits from Select are around $2,000. The service fees are a reasonable $60, which is cheaper than other providers in the Lawrence area.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. Read more by visiting our full review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty for Lawrence residents. AHS has been in the home warranty industry for over 26 years. The 3 home warranty plans that AHS offers include options for appliance and system coverage. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Lawrence homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. The coverage limits from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is less than other providers in the Lawrence area.
To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. Read more by visiting our review of American Home Shield.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Lawrence. When you buy a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans from HSC are easily comprehensible and offer a mix of both system and appliance coverage.
The Home Service Club offers 2 plans for Lawrence homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. For a more detailed breakdown, read our review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Lawrence. Liberty has more than 6 years of industry experience and in that time has built a impressive network of service professionals in the country. Liberty has 3 simple plans, making the selection process and policy coverage easily comprehensible. With a home warranty from Liberty, you can benefit from a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also about $3,000.
For a more detailed breakdown, read our Liberty Home Guard full review. To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for Lawrence residents. First American has about 39 years of experience in the home warranty industry and in that time has built a an expansive network of service professionals in the country. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 plans for homeowners to choose from.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. The coverage caps from First American are around $1,500. The service fees are a reasonable $85, which is less than other providers in the Lawrence area.
To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164. Read our thorough review of First American Home Warranty to learn more.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Lawrence residents. Cinch has more than 44 years of experience in the home warranty market and in that time has built a a skilled network of service professionals in the country. When you purchase a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 plans for you to decide between.
Cinch Home Services offers 3 plans for Lawrence homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. The coverage limits from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Lawrence area.
To read more, visit our detailed review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
Home Appliance | Repair Cost |
---|---|
Air Conditioner | $6,120 |
Heating | $4,080 |
Electrical | $612 |
Toilets | $510 |
Washer/Dryer | $816 |
Plumbing | $612 |
Oven | $1,632 |
Fridge | $612 |
A home warranty is a home protection plan that can help homeowners save money on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Lawrence home comfortable and convenient. When these things need repairs or replacements, it can be costly and a nuisance. Luckily, with a home warranty in place, an affordable repair is just a phone call away.
When you have a system or appliance that has an issue, you file a claim with your service provider. You can do so online or by calling customer support, and then a contractor will come and fix the problem.
Once you file the claim, it will be assigned to a local repair technician that will come to your home and repair the problem. At this point, you pay your service fee. Service fees generally range in price from about $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is higher than your home warranty's coverage cap.
A home warranty offers coverage on your home's major appliances and systems and it can help reduce the cost of maintaining your home. The appliances typically covered under a home warranty include a dishwasher, garbage disposal, clothes washer, clothes dryer, microwave, refrigerator, and more. The systems included are plumbing, electrical systems, air conditioning, and ductwork.
Add-on coverage options can vary by company but commonly include things such as a central vacuum, plumbing stoppages, septic system, sprinkler system, and second refrigerator.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, natural disasters, pre-existing conditions, and intentional breakages are not covered with a home warranty.
Temperatures in Lawrence can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a good bit of use. As a homeowner in Lawrence, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
Another added benefit of having a home warranty policy is that it can raise your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new homebuyer depending on the company you have your home warranty with.
One of the major drawbacks of a home warranty is not everything may be covered. It's important to weigh the different policies and select one that covers all the appliances, systems, and add-ons you need.
Another drawback is that home warranties may not include some repairs, such as those needed because of natural disasters. For example, if your HVAC system is damaged from an animal infestation, the impacted systems and appliances most likely won't be covered by the home warranty.
When you're ready to get a home warranty policy, the first step is considering what items you need coverage for. After that, you can compare plans and call different home warranty companies to get a free quote. Options can vary, so consider the following factors when picking a home warranty provider:
The best home warranty company in Lawrence is Choice Home Warranty. Choice Home Warranty has an expansive network of professional repair technicians and a respected reputation in the Lawrence area.
The different kinds of home warranties in Lawrence are plans with coverage for either appliances or systems and a comprehensive plan. A comprehensive plan covers many of your home systems and appliances, like your refrigerator, washing machine, and HVAC. A plan that only covers appliances or systems will cover the systems or appliances listed in the contract.
A home warranty policy can protect you from expensive repair bills, but only if you purchase a good quality plan from a trustworthy company. When deciding which home warranty company to purchase a plan from, you should look for things like its customer service and availability in your area. In addition, you should think about the kind of coverage the company offers and what kinds of appliances and systems are covered. Homes that have appliances and systems on the older end may need a policy with more coverage.
Generally a home warranty plan offers coverage for a year and you can renew it yearly. In Lawrence where many rely on heating and A.C., renewing your policy could help protect you from large expenses if your HVAC system needs repairs.
Many homeowners find a home warranty is a good investment since it helps protect against unexpected expenses, and saving money is important with the cost of living going up in Lawrence. If you're worried about your finances and home maintenance, getting a home warranty can help. One of the major advantages of a home warranty is that it can give you some financial peace of mind.
A home warranty in Lawrence can cost between $40 and $80 a month. The higher-priced plans typically have a lower service fee, higher coverage limits, and more coverage.
Home warranties usually don't cover issues that result because of pre-existing conditions, natural disasters, intentional breaking of an appliance, or lack of proper maintenance. They only cover damage due to normal wear and tear. Even though it doesn't cover everything, a home warranty can still be beneficial for helping you save some money in a city like Lawrence.