Written By Todays Homeowner Local Pros
Last Updated May 2023
Are you considering getting a home warranty? Go with one of our top home warranty companies. Homeownership in Lansing has quite a few perks, but it also comes with its difficulties. Your home's appliances and systems will inevitably need repair, and this could mean a huge expense hitting your bank account suddenly.
A home warranty can help protect you by reducing the costs of major repairs and replacements on your home's appliances and systems. Although a home warranty can help with your homeowner concerns, one pain point is narrowing down the right choice for your Lansing home. That's why we've done the research and have put together a guide of the best home warranty plans in Lansing.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Lansing, Choice Home Warranty offers the best overall home warranty. Choice is a home warranty company with 15 years of experience in the industry, and it has become one of the best providers in the business. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process and policy coverage easily comprehensible.
Choice Home Warranty has 2 plans that provide a combination of appliance and system coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. For a more detailed breakdown, read our Choice Home Warranty full review.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Lansing residents. Select has more than 11 years of experience in the home warranty industry, and has provided excellent customer service at an affordable cost to its customers. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage.
Select Home Warranty has 3 plans that provide a combination of system and appliance coverage. Service fees from Select are a reasonable $60. The coverage caps are also about $2,000.
To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. Read more by visiting our full review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty in Lansing. AHS has been in business for over 26 years, making it a well-respected company in the industry. AHS offers 3 plans for homeowners to choose from. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Lansing homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with AHS's plans are around the $2,500 mark for most major systems and appliances, and service fees are customizable and range from $75 to $125.
Read more by visiting our full review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Lansing. The 2 plans from HSC are easily comprehensible and offer a mix of both system and appliance coverage. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to about $2,000 per covered system or appliance.
Read more by visiting our review of The Home Service Club. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Lansing. When you purchase a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also generally around $3,000 at the maximum.
Read our comprehensive review of Liberty Home Guard to learn more. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for Lansing residents. If you're looking for very affordable and comprehensive appliance coverage, you'll want to have this plan on your side. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 plans that First American offers include options for appliance and system coverage.
The plans that First American offers to homeowners are Basic Plan and Premier Plan. The coverage caps from First American are around $1,500. The service fees are a reasonable $85, which is lower than other providers in the Lansing area.
For a more detailed breakdown, read our detailed review of First American Home Warranty. To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Lansing, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has about 44 years of experience in the industry and in that time has built a an expansive network of service technicians in the country. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easily comprehensible and offer both system and appliance coverage.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for most major systems and appliances, and service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For a more detailed breakdown, read our Cinch Home Services full review.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
Home Appliance | Repair Cost |
---|---|
Air Conditioner | $5,978 |
Heating | $3,985 |
Electrical | $598 |
Toilets | $498 |
Washer/Dryer | $797 |
Plumbing | $598 |
Oven | $1,594 |
Fridge | $598 |
A home warranty is a protection plan that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will cover a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make budgeting and managing your finances less stressful. A home warranty plan usually has a 30-day waiting period from the time you purchase to when you can file your first claim.
When you have an issue with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will contact you about a repair technician coming over to take a look at the issue.
At this point, you'll also have to pay your service fee. Once the repair person fixes the issue, they will take care of it at no cost to you. The only time a homeowner may have out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
A home warranty in Lansing provides coverage for the main systems and appliances in a home. The appliances a home warranty typically covers include a refrigerator, dishwasher, clothes dryer, cooktop, stove, microwave, clothes washer, and more. The systems included are the electrical, heating, air conditioning, plumbing, and others.
You can also optionally opt to pay extra for add-on coverage for items like swimming pools, spas, roof warranty, and septic systems.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, natural disasters, and pre-existing conditions are not covered with a home warranty.
Home warranties are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in Lansing reaching an average high of 65℃F, you may find that certain appliances, such as your A.C., get a lot of use. A home warranty can significantly bring down out-of-pocket costs should your HVAC system break down.
Plus, though home warranty companies vary, some providers will allow you to transfer your warranty in the event that you sell your home. This can make your house more attractive to potential homebuyers and help your home sell faster.
One drawback of purchasing a home warranty is that there are generally exclusions. For example, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read over any contracts you're considering thoroughly to understand what is included and what isn't.
Another thing to bear in mind is that some providers don't cover pre-existing conditions and may require an inspection before coverage begins. Ask the home warranty provider for clarification about this if you need more information or if this is an issue for you.
Selecting the right home warranty in Lansing for you and your family depends on the coverage you need, the home warranty company you go with, and where you live, among other factors. Here is a list of factors that you'll want to consider when picking a home warranty provider:
The top home warranty provider in Lansing is Choice Home Warranty. Choice Home Warranty has an expansive network of professional contractors and a tremendous reputation in the Lansing area.
A home warranty is a type of service contract that provides homeowners extra coverage for their household systems and appliances. These include garbage disposals, dishwashers, refrigerators, dryers, washing machines, water heaters, sump pumps, electrical systems, heating and cooling systems, and plumbing, among others. Some companies also provide coverage for roofs, pools, garage door openers, and ceiling fans. A home warranty can help you save money if these appliances and systems fail unexpectedly.
Home warranty policies cover problems related to home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different insurance that protects an entire home from natural disasters, which can sometimes be a concern in Lansing. It doesn't cover a normal appliance or system breakage.
First-time homebuyers, real estate agents, homeowners, landlords, and home sellers are all eligible for home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save you money in the long run.
Most home warranties cover replacement costs in addition to repair costs. How much the home warranty will cover varies from one plan to the next. Your home warranty will give you some money towards a replacement but the entire replacement may not be paid for.
A home warranty in Lansing can cost anywhere from $40 to $80 a month. Higher-priced plans typically have a lower service fee, more coverage, and higher coverage limits.
Home warranties usually don't cover problems due to intentional breaking of an appliance, lack of proper maintenance, natural disasters, or pre-existing conditions. The policy only covers damage from normal wear and tear. Although it doesn't cover all kinds of damage, a home warranty can still be useful to help you save some money in a town like Lansing.