Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
If you're thinking about getting a home warranty, our list of the best providers in Andover can help. Owning a home in Andover has many great advantages, but there are, of course, some negatives too. The humid weather can cause problems in a home and destroy some systems and appliances.
A home warranty can give you the peace of mind you need about your home and guard your savings account from large expenses by covering your home's major systems and appliances. Since the home warranty market is saturated with a lot of providers — all with different plans — our team at Today's Homeowner did the research for you to help you find the right home warranty in Andover.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Andover, Choice Home Warranty is the best overall home warranty. When you buy a plan from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty provider offers 2 plans to policyholders with various options for appliance and system coverage.
Choice Home Warranty has 2 plans that offer a combination of system and appliance coverage. The coverage limits from Choice are around $3,000. The service fees are an affordable $85, which is lower than other providers in the Andover area.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read more by visiting our thorough review of Choice Home Warranty.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Andover residents. Select has more than 11 years of experience in the home warranty market and in that time has built a an expansive network of service technicians in the country. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for most of the major systems and appliances, and service fees are a reasonable $60.
To read more, visit our full review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty in Andover. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process and policy coverage easily understandable.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also generally around $2,500.
Read our American Home Shield full review to learn more. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Andover, The Home Service Club is the best home warranty with the quickest service. The 2 plans from HSC are comprehensive and offer both system and appliance coverage. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are customizable and range from $65 to $90.
Read our full review of The Home Service Club to learn more. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Andover. Liberty has over 6 years of industry experience and in that time has built a an network of service technicians nationwide. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options. When you purchase a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard offers 3 plans for Andover homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which contain a mix of system and appliance coverage. Service fees from Liberty are an affordable $75. The coverage caps are also generally around $3,000.
To read more, visit our full review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Established company with a bbb accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Andover. First American has 2 simple plans, making the selection process and policy coverage easily comprehensible. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty offers 2 plans for Andover homeowners. The Basic Plan and Premier Plan are the options they have, which contain a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 for each covered appliance or system.
To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. For more information, read our full review of First American Home Warranty.
Basic Plan
Premier Plan
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Andover, Cinch Home Services is the home warranty with the best workmanship guarantee. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Andover homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. The coverage limits from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is less than other providers in the Andover area.
For a more detailed breakdown, read our Cinch Home Services full review. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,419 |
| Heating | $4,279 |
| Electrical | $642 |
| Toilets | $535 |
| Washer/Dryer | $856 |
| Plumbing | $642 |
| Oven | $1,712 |
| Fridge | $642 |
A home warranty is a protection plan for home systems and appliances. When your HVAC stops working, and the repair is several hundred dollars, a home warranty will make sure that your only responsibility is a predetermined service fee. Home warranty companies usually don't require an inspection, and you can generally start using it about 30 days after making your first payment.
Filing a claim with your home warranty company is quite easy. You can utilize an online portal or a direct phone number to request service for a repair or replacement.
The claim is then processed, and a homeowner will pay the service fee to schedule the repair for their home. This repair will generally occur within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees range between $60 and $150.
A home warranty plan offers coverage on your home's major appliances and systems and it can help cut back on the cost of maintenance on your home. Appliances covered under a home warranty plan are usually the dishwasher, refrigerator, garbage disposal, microwave, dryer, and more. Systems that are covered include plumbing, heating, electrical systems, and air conditioning.
You can also choose to pay extra for add-on coverage for items like septic systems, swimming pools, spas, and roof warranty.
An important thing to note is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, pre-existing conditions, misuse, and cosmetic damages are excluded from the home warranty policy.
Home warranties are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Andover reaching an average high of 67℃F, you may find that some appliances, such as your air conditioning system, get a lot of use. A home warranty can significantly bring down out-of-pocket costs should your HVAC system stop working.
Not only can a Andover home warranty save you money on repairs and replacements, it saves you time too. Instead of needing to vet contractors by yourself, home warranty companies do the work for you and send pre-screened technicians right to your door when you need them.
One downside of getting a home warranty is that there are generally exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read over the contracts you're considering carefully to understand what is included and what isn't.
Plus, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
The first step in protecting your real estate investment with a home warranty is determining which provider's plan is the best for you. Think about the items in your home you need coverage for and compare the plans. When considering which home warranty company is the right fit for you, here are some important factors to keep in mind:
The top home warranty company in Andover is Choice Home Warranty. Choice Home Warranty has a large network of professional contractors and a respected reputation in the Andover area.
A home warranty is a service contract that provides homeowners extra coverage for their household systems and appliances. These include refrigerators, garbage disposals, washing machines, dishwashers, dryers, sump pumps, heating and cooling systems, water heaters, electrical systems, and plumbing, among others. Some companies also offer coverage for garage door openers, roofs, pools, and ceiling fans. A home warranty can help you save money if these items fail unexpectedly.
Home warranty policies cover problems with systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a larger plan that protects your entire home from natural disasters, which might not be too much of a concern in Andover. It doesn't cover a typical appliance or system breakage.
Home warranty plans usually provide coverage for a year. Many companies let you renew your plan yearly, which can be beneficial in Andover for some protection against something like your heater or A.C. needing repairs when you require it the most.
Many homeowners feel like a home warranty is a good investment because it can help protect against unexpected expenses, and saving money is important with the cost of living going up a lot in Andover. If you're worried about your finances and home maintenance, getting a home warranty can help. One of the big pluses of a home warranty is that it can provide you some financial peace of mind.
Typically the one who owns the home is responsible for paying for the home warranty. In the case of selling a home, though, the home seller may purchase a home warranty and transfer the policy to the buyer. The new homeowner will then be responsible for the service fees when using the policy. Since the average home value in Andover is $187,148, a home warranty can help you avoid further costs when buying a home.
Most home warranties have a 30-day waiting period before you can make service requests, but some may allow you to file sooner so make sure you check with the company about this.
