Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Are you thinking about getting a home warranty? Go with one of our top home warranty companies. Homeownership in Western Springs can be an exciting stage for many, but it also comes with its fair share of concerns. Home repairs can be an unanticipated financial burden for many homeowners.
A home warranty in Western Springs can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop functioning due to normal wear and tear. Finding the right home warranty plan for your Western Springs home can be time-consuming, so our team at Today's Homeowner did the research to help you find the best plan that will work for your home. Read on for our home warranty recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Western Springs, Choice Home Warranty offers the best overall home warranty. Choice has been in the home warranty business for about 15 years. The home warranty company offers 2 plans to policyholders with various options for appliance and system coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that provide a mix of system and appliance coverage. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 per covered system or appliance.
To read more, visit our Choice Home Warranty full review. To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Western Springs. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 home warranty plans that Select offers include options for appliance and system coverage.
Select Home Warranty has 3 plans that offer a combination of appliance and system coverage. The coverage caps from Select are about $2,000. The service fees are a reasonable $60, which is less than other providers in the Western Springs area.
To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. For a more detailed breakdown, read our Select Home Warranty Review.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty for Western Springs residents. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. When you buy a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Western Springs homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Western Springs area.
To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. Read more by visiting our full review of American Home Shield.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Western Springs, The Home Service Club is the best home warranty with the quickest service. HSC has 2 simple plans, making the selection process quick and easy. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are around the $2,000 mark for many major systems and appliances, and service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read more by visiting our The Home Service Club full review.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Western Springs residents. Liberty is a home warranty company with 6 years of experience in the industry, and it has proved to be one of the best providers in the business. When you buy a policy from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easy to understand and have a mix of both system and appliance coverage.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for most major systems and appliances, and service fees are an affordable $75.
For more information on this provider, read our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Western Springs residents. The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also typically around $1,000-$2,000 at the maximum.
To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. Read more by visiting our Cinch Home Services full review.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $7,616 |
| Heating | $5,077 |
| Electrical | $762 |
| Toilets | $635 |
| Washer/Dryer | $1,015 |
| Plumbing | $762 |
| Oven | $2,031 |
| Fridge | $762 |
A home warranty is a home protection plan that can help homeowners save money on appliance and system repairs and replacements. Working appliances and home systems are what make living in a Western Springs home comfortable and convenient. When they need updating, it can be pricey and a hassle. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
When you have a problem with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will contact you about a contractor coming over to look at the problem.
At this point, you'll also pay your service fee. Once the repair technician takes a look at the issue, they will take care of it at no cost to you. The only time a homeowner may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty in Western Springs provides coverage for the main systems and appliances in a house. The appliances covered include a dishwasher, stove, clothes washer, cooktop, clothes dryer, microwave, refrigerator, and more. The systems included are the air conditioning, plumbing, electrical, heating, and others.
Add-on coverage will vary from one plan to the next, but you can expect to see add-ons such as electronics, sump pumps, pools, spas, central vacuums, and roof leaks.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, your home warranty will not cover it. Also, a home warranty does not cover lack of maintenance, cosmetic damages, pre-existing conditions, and misuse.
Western Springs' cold winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can help cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the repairs, saving you from spending a lot of money out of pocket.
Along with saving you money on out-of-pocket expenses, a home warranty can offer you peace of mind and save you the hassle of trying to find a qualified technician to visit your home. Home warranties usually come with a network of pre-vetted technicians who can handle any repair issues you may come across.
There are also some drawbacks to purchasing a home warranty plan, such as the coverage exclusions. For instance, home warranties may not cover home systems or appliances that are already covered by a manufacturer's warranty.
Another potential pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your claims being denied, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Picking the best home warranty in Western Springs for you and your family comes down to the coverage you're looking for, the home warranty company you opt for, and where you live, among other factors. When trying to decide which home warranty company is the best one for you, here are some important factors to take into account:
The top home warranty provider in Western Springs is Choice Home Warranty. Choice Home Warranty has an expansive network of professional technicians and a great reputation in the Western Springs area.
A home warranty is a service contract that provides homeowners extra coverage for their household systems and appliances. These include dryers, garbage disposals, refrigerators, washing machines, dishwashers, electrical systems, sump pumps, plumbing, heating and cooling systems, and water heaters, among others. Some plans also offer coverage for roofs, ceiling fans, pools, and garage door openers. A home warranty can help you save money if these items fail unexpectedly.
A home warranty plan can help homebuyers, home sellers, real estate agents, homeowners, and investors. It can offer peace of mind and savings to anyone involved with homeownership.
A home warranty can protect you from high-cost repair bills, but only if you choose a quality plan from a reputable company. When picking a home warranty company to go with, you should look for things like its customer service and availability in your area. In addition, you should think about the coverage the company offers and what types of appliances and systems are protected. Homes that are on the older end and therefore may have older systems may need a higher-coverage policy.
Owning a home can be costly, especially in a place in Western Springs where the cost of living is quite high. When a system or appliance breaks down, it can leave homeowners unexpectedly having to come up with the money to fix it. With a home warranty policy, you won't have any big hits to your savings account for home maintenance.
Home warranties will cover the cost of repairs and replacements if it is within the policy limits of the plan. If the replacement costs more than the home warranty covers, you will have to pay for the rest out of pocket.
A home warranty plan will cover repair and replacement costs for home systems and appliances. Home warranties will not cover the intentional breaking of an appliance or pre-existing conditions.
