Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Find the best home warranty company for you. There are lots of advantages of owning a home, but as your Roselle home ages, you may need to update your appliances and systems.
A home warranty is a way to protect your savings account from unexpected large expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind. Finding the best home warranty plan for your Roselle home can be challenging, so our team at Today's Homeowner did the research to help you find the best plan that will work for your home. Keep reading for our recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty in Roselle. The 2 plans from Choice are easily comprehensible and offer both system and appliance coverage. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that provide a combination of appliance and system coverage. The coverage caps associated with Choice's plans are close to the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $85.
For a more detailed breakdown, read our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Roselle, Select Home Warranty offers the most cost-effective home warranty. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, you'll want to have this plan on your side. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are easy to understand and offer a mix of both system and appliance coverage.
Select Home Warranty has 3 plans that offer a combination of appliance and system coverage. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are a reasonable $60.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. Read our review of Select Home Warranty to learn more.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Roselle, American Home Shield offers the most customizable home warranty. The 3 policies that AHS offers include differing levels of system and appliance coverage, as well as add-on options. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that provide a mix of appliance and system coverage. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also around $2,500 at the maximum.
For more information, read our comprehensive review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Roselle, The Home Service Club is the best home warranty with the quickest service. HSC has over 15 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. HSC has 2 simple plans, making the selection process easy. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, this is the home warranty for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. Read more by visiting our The Home Service Club full review.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Roselle, Liberty Home Guard offers the most trustworthy home warranty. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 policies that Liberty offers include differing levels of system and appliance coverage, as well as add-on options.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are an affordable $75.
For more information on this provider, read our Liberty Home Guard full review. To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Roselle. Cinch has over 44 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. The 3 plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. When you purchase a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that offer a mix of system and appliance coverage. Cinch's service fees are customizable and range from $75 to $150, and the coverage caps come out to about $1,000-$2,000 for each covered system or appliance.
For a more detailed breakdown, read our thorough review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,487 |
| Heating | $4,325 |
| Electrical | $649 |
| Toilets | $541 |
| Washer/Dryer | $865 |
| Plumbing | $649 |
| Oven | $1,730 |
| Fridge | $649 |
A home warranty is a home protection plan that can reduce the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Roselle home comfortable and convenient. When these things start to break down, it can be expensive and a hassle. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
For Roselle homeowners, it is very simple to file a claim when an issue arises with a covered appliance or system. Most home warranty companies have an online portal where you can file a claim.
At this point, you will pay your service fee. Service fees for home warranties range from $60 to $150. Most home warranties also have a coverage limit, which is the maximum amount per year that the home warranty plan will cover for repairs and replacements.
A home warranty plan will cover systems and appliances that have stopped working from normal wear and tear. For example, if your A.C. suddenly stops working under normal use conditions, your home warranty provider can help. The appliances include a microwave, dishwasher, refrigerator, cooktop, clothes washer, clothes dryer, stove, and more. The systems included are the air conditioning, heating, plumbing, electrical, and others.
Many plans also have add-on coverage options for roof leaks, locksmiths, septic systems, and even central vacuums.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, the home warranty will not cover it. Also, a home warranty does not cover pre-existing conditions, misuse, lack of maintenance, and cosmetic damages.
Roselle's cold winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can help cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the needed repairs, saving you from spending unexpected money out of pocket.
Another benefit of having a home warranty is when you're selling your home, some providers let you transfer your home warranty to the new owners. It can make your home more attractive to potential homebuyers and may help your home sell faster.
As for the negatives of home warranties, home system and appliance coverage varies by provider, so it's important to understand what each plan covers and doesn't include in the contract.
Another drawback is that home warranties may not include some repairs, like those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the impacted systems and appliances probably won't be covered by the home warranty.
The first step in protecting your property with a home warranty is determining which provider's plan is right for you. Figure out which items in your home you want coverage for and compare the plans. Below are some tips on looking for a home warranty in Roselle:
The top home warranty company in Roselle is Choice Home Warranty. Choice Home Warranty has an expansive network of professional contractors and a tremendous reputation in the Roselle area.
A home warranty can help investors, homebuyers, homeowners, home sellers, and real estate agents. It can offer peace of mind and savings to anyone involved in homeownership.
The type of home warranty you should look for depends on what's a priority to you. A cheaper plan may have higher service fees and deductibles, whereas a costlier plan may have lower deductibles and provide more coverage. If you have a home that has appliances and systems on the older end, you may want to consider a policy with more coverage. The company's reputation and available plans are the two things to look for when choosing a home warranty company.
Home warranty plans generally provide coverage for a year. Many providers let you renew your plan yearly, which can be good in Roselle for added protection against something like your heater or A.C. breaking down when you require it the most.
Generally, the homeowner is responsible for paying the premium and service fees. However, when buying a new home, sometimes the seller will pay for the policy. This can then be transferred to the new homeowner, who will pay the service fees when using the policy. In Roselle, where the median value of a home is $227,729, having the seller pay for the home warranty can be a good asset for your new home.
A home warranty can cost on average about $300 to $800 a year in Roselle. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by opting for a higher service fee. In addition, it's often less expensive to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, opting for the annual plan over monthly payments saves you $80. It's important to compare plans to determine what the best value is.
The systems and appliances in a home are covered under a home warranty in Roselle. Everything from a fridge to a garage door can be covered under a home warranty depending on the plan.
