Written By Todays Homeowner Local Pros
Last Updated May 2023
If you're thinking about getting a home warranty, our guide on the best providers in Peoria can help. Peoria is a city that has so much delicious food, great weather, and some great homes. Homeownership in Peoria has many good things associated with it, but some negatives come hand in hand with it too. For one, making sure that your home's systems and appliances are well-maintained can make Peoria homeownership quite costly.
A home warranty can bring you the peace of mind you need about your home and guard your savings account from large expenses by covering your home's major systems and appliances. Finding the best home warranties on the market can be difficult because of the many options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide on the top home warranty providers in Peoria.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty in Peoria. The 2 plans from Choice are easy to comprehend and have a mix of both system and appliance coverage. If you're looking for very high coverage caps and simple-to-understand service contracts, Choice is the perfect provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 per covered appliance or system.
Read more by visiting our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Peoria, Select Home Warranty is the most cost-effective home warranty. Select is a home warranty company with 11 years of experience in the industry, and it has established itself as one of the best providers in the business. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are easy to comprehend and offer both system and appliance coverage.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are a reasonable $60.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. To read more, visit our detailed review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Peoria, American Home Shield is the most customizable home warranty. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process and policy coverage easily comprehensible.
American Home Shield offers 3 plans for Peoria homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also about $2,500 at the maximum.
Read our thorough review of American Home Shield to learn more. To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Peoria. The 2 home warranty plans that HSC offers include differing levels of system and appliance coverage, as well as add-on options. When you buy a policy from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage limits from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the Peoria area.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. For more information, read our review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Peoria. Liberty is a home warranty provider with 6 years of experience in the industry, and it has established itself as one of the best providers in the business. The 3 home warranty plans that Liberty offers include differing levels of system and appliance coverage, as well as add-on options. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that provide a combination of appliance and system coverage. Service fees from Liberty are an affordable $75. The coverage caps are also typically about $3,000 at the maximum.
To read more, visit our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Peoria residents. The 3 plans from Cinch are comprehensive and have a mix of both system and appliance coverage. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that provide a mix of appliance and system coverage. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $150.
Read more by visiting our comprehensive review of Cinch Home Services. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
|Home Appliance||Repair Cost|
A home warranty is a protection plan that covers home systems and appliances. When your refrigerator breaks down, and the repair will cost several hundred dollars, a home warranty will ensure that all you have to pay is a predetermined service fee. Home warranty companies often don't require an inspection, and you can generally start using it about 30 days after purchasing the policy.
When one of your systems or appliances has an issue, you file a claim with your home warranty provider. You can do so online or by calling customer support, and then a technician will come and fix the problem.
The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair. This repair will usually happen within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees are between $60 and $150.
A home warranty in Peoria covers the main systems and appliances in your home. The appliances typically covered under a home warranty plan are the dryer, oven, refrigerator, dishwasher, washing machine, microwave, and more. System coverage typically includes plumbing, air conditioning, heating, electrical systems, and more.
The add-on coverage options can include spa, pool, roof leak, septic system, and sometimes even things like locksmith or pest control.
Peoria homeowners should know that a home warranty policy will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like natural disasters, pre-existing conditions, misuse of a system or appliance, or cosmetic issues. You have to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related issue will be covered by the policy.
Temperatures in Peoria can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a lot of use. As a homeowner in Peoria, one benefit of having a home warranty is that these home systems and major appliances can be covered if they have to be repaired or replaced.
As well as saving you money on out-of-pocket expenses, a home warranty can offer you peace of mind and save you the pain of trying to find a qualified contractor to visit your home. Home warranties usually come with a network of pre-vetted technicians who can handle any repair issues you may experience.
Home warranties also have some downsides. Though it can give you less to worry about since the home warranty sends out a repair person who handles the repair for you, some may not like this, and they may want to select a contractor themselves. If that's the case for you, some home warranty plans allow you to select a contractor.
Another thing to consider is that some providers don't cover pre-existing problems and may require an inspection before coverage begins. Ask the home warranty company for clarification about these things if you need more information or if this is a problem for you.
After reviewing home warranties in Peoria, your next step is to figure out which company you're interested in getting a free quote from. When trying to figure out which home warranty provider is the right one for you, here are some important factors to take into account:
The top home warranty provider in Peoria is Choice Home Warranty. Choice Home Warranty has a large network of experienced contractors and a great reputation in the Peoria area.
A home warranty is a service contract that covers the repairs and replacements of major home systems and appliances.
Home warranty plans cover problems with home systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different plan that protects your entire home from natural disasters, which can sometimes be a concern in Peoria. It doesn't cover a normal appliance or system repairs.
A home warranty can protect you from high-cost repair bills, but only if you buy a good quality plan from a reputable company. When choosing a home warranty company to go with, you should look for things like its customer service and availability in your area. In addition, you should consider the type of coverage the company offers and what appliances and systems are covered. Homes that have appliances and systems on the older end may need a policy with more coverage.
Most home warranty plans will cover replacement costs in addition to repair costs. The coverage cap varies from one plan to the next. Home warranties will give you some money towards a replacement but the entire replacement may not be paid for.
A service fee is a cost that a homeowner pays before a repair technician or contractor comes to your home to fix your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty in place except for the monthly premium/annual cost unless the cost of the repair is higher than the coverage cap.
Most home warranty plans have a 30-day waiting period before you can make service requests, but some may let you file sooner so be sure to check with the company about this.