Written By Todays Homeowner Local Pros
Last Updated May 2023
Are you considering a home warranty? Go with one of our top home warranty companies. For many, buying a home is a big, thrilling stage in their lives, but homeownership comes with additional responsibilities, such as maintaining your home. Those costs can quickly add up, especially if you have an older house or appliances.
A home warranty can bring you the peace of mind you need about your home and protect your savings account from large expenses by covering your home's major systems and appliances. Even though a home warranty can help with your homeowner concerns, one issue is narrowing down the right choice for your Peoria City home. That's why we've done the research and have put together a list of the top home warranty options in Peoria City.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty for Peoria City residents. The home warranty provider offers 2 plans to policyholders that have various options for appliance and system coverage. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. The coverage limits from Choice are about $3,000. The service fees are an affordable $85, which is lower than other providers in the Peoria City area.
To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. Read more by visiting our detailed review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Peoria City residents. Select has 3 simple plans, making the selection process quick and easy. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are a reasonable $60.
Read more by visiting our detailed review of Select Home Warranty. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty in Peoria City. AHS has around 26 years of experience in the home warranty industry and in that time has built a a skilled network of service professionals nationwide. The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Peoria City homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. The coverage caps from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Peoria City area.
To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For a more detailed breakdown, read our American Home Shield Review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Peoria City residents. HSC has over 15 years of experience in the home warranty industry, and has provided excellent customer service at an affordable cost to its customers. HSC has 2 simple plans, making the selection process easy. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, HSC is the perfect provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are customizable and range from $65 to $90.
Read our The Home Service Club Review to learn more. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Peoria City. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are an affordable $75.
Read our review of Liberty Home Guard to learn more. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Peoria City, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has more than 44 years of experience in the industry and in that time has built a a skilled network of service professionals nationwide. Cinch has 3 simple plans, making the selection process easy. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, this is the plan for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that offer a combination of system and appliance coverage. The coverage limits from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is less than other providers in the Peoria City area.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read our Cinch Home Services Review to learn more.
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
|Home Appliance||Repair Cost|
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they have issues over time due to normal wear and tear. Having one in place can offer you some peace of mind and guard your savings account from large out-of-pocket costs. Most home warranty plans take effect about 30 days after paying for the home warranty policy.
When you have a system or appliance that has an issue, you file a claim with your service provider. You can do so in an online portal or by telephone, and then a contractor will come and fix the problem.
At this point, you'll pay a service fee, which is typically between $60 and $150, depending on what plan you select. After the service fee is paid, a service technician will come to your home, assess the issue, and repair it. As long as the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have any other out-of-pocket costs after the service fee is paid.
A home warranty will cover systems and appliances that have stopped working due to normal wear and tear. For example, if your refrigerator suddenly stops working under normal use conditions, you can call your home warranty provider. Common appliances covered by a home warranty plan include a garbage disposal, microwave, refrigerator, dishwasher, washer, dryer, and more. The systems that are usually covered will be electrical systems, plumbing, heating, and air conditioning.
Many home warranty plans also offer add-on coverage options for locksmiths, central vacuums, septic systems, and even roof leaks.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your home and follow preventative maintenance guidelines, your home warranty will not cover it. Also, a home warranty does not cover lack of maintenance, cosmetic damages, misuse, and pre-existing conditions.
Temperatures in Peoria City can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a lot of use. As a homeowner in Peoria City, one benefit of having a home warranty is that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
Additionally, having a Peoria City home warranty can make your house more appealing to potential homebuyers if you ever decide to sell later. Many home warranty providers will allow you to transfer your policy to a new owner and give them the same protection you've been benefiting from.
As for the downsides of home warranties, system and appliance coverage varies by provider, so it's important to understand what each policy covers and doesn't include in the contract.
Additionally, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Choosing the right home warranty in Peoria City for you and your family comes down to the coverage you're looking for, the home warranty company you go with, and where you live, among other factors. Before deciding which home warranty to purchase, here are a few other factors to keep in mind:
Our pick for the best overall home warranty provider in Peoria City is Choice Home Warranty, but the best company for you will depend on factors such as what appliances and systems you need to have covered.
A home warranty is a service contract that gives homeowners extra coverage for their household systems and appliances. These include garbage disposals, refrigerators, dryers, washing machines, dishwashers, water heaters, electrical systems, heating and cooling systems, plumbing, and sump pumps, among others. Some plans also provide coverage for garage door openers, roofs, pools, and ceiling fans. A home warranty can help you save money if these items break down unexpectedly.
A home warranty can protect you from high-cost repair bills, but only if you decide to purchase a good plan from a trustworthy company. When choosing a home warranty company to purchase a plan from, you should take into consideration things like its customer service and availability in your area. In addition, you should look at the kind of coverage the company offers and what appliances and systems are covered. Homes that have appliances and systems on the older end may need a policy with more coverage.
Home warranty plans generally last a year. Many providers let you renew your plan each year, which can be beneficial in Peoria City for some protection against something like your heater or A.C. needing repairs when you require it the most.
A service fee is a cost that a homeowner pays before a service technician or contractor comes to your home to repair your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty apart from the monthly premium/annual cost unless the expense is more than the coverage cap.
A home warranty in Peoria City can cost anywhere from $40 to $80 a month. The higher-priced plans usually have higher coverage limits, a lower service fee, and more coverage.
When living in a city like Peoria City, you may be wondering if events like natural disasters are covered under a home warranty. Home warranties generally don't cover damage from lack of proper maintenance, natural disasters, or intentional breakage.