Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Thinking about buying a home warranty? One of our top home warranty companies can help. There are many great things about owning a home in Nameoki. But, major home systems and appliances, like your electrical systems and refrigerator, can break down due to normal wear and tear, leaving you with costly repairs.
A home warranty in Nameoki can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear. Since the home warranty market is filled with many providers — all with different price points — our team at Today's Homeowner did the research for you to help you find the right home warranty in Nameoki.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Nameoki, Choice Home Warranty offers the best overall home warranty. Choice has been in the home warranty industry for about 15 years. If you're looking for very high coverage caps and simple-to-understand service contracts, you'll want to have this plan on your side. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 plans for you to decide between.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to about $3,000 per covered system or appliance.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. To read more, visit our detailed review of Choice Home Warranty.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Nameoki residents. When you purchase a home warranty from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also generally about $2,000.
To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. To read more, visit our Select Home Warranty full review.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty in Nameoki. AHS has been on the market for more than 26 years, making it a well-respected company in the industry. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process easy.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to about $2,500 for each covered appliance or system.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For more information, read our review of American Home Shield.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Nameoki residents. HSC has been operating for about 15 years, making it a respected company in the industry. When you purchase a policy from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC offers 2 plans for you to decide between.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are close to the $2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. Read more by visiting our thorough review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Nameoki, Liberty Home Guard offers the most trustworthy home warranty. Liberty has been in the home warranty industry for over 6 years. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, you'll want to have this plan on your side. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 home warranty plans that Liberty offers include options for appliance and system coverage.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. The coverage limits from Liberty are around $3,000. The service fees are an affordable $75, which is lower than other providers in the Nameoki area.
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. For more information, read our full review of Liberty Home Guard.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Nameoki. Cinch has been operating for over 44 years, making it a well-regarded company in the industry. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. Cinch offers 3 plans for you to choose from.
Cinch Home Services has 3 plans that provide a mix of system and appliance coverage. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $150.
To read more, visit our review of Cinch Home Services. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,731 |
| Heating | $3,821 |
| Electrical | $573 |
| Toilets | $478 |
| Washer/Dryer | $764 |
| Plumbing | $573 |
| Oven | $1,528 |
| Fridge | $573 |
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer stops working, and the repair is several hundred dollars, a home warranty will make sure that you're only responsible for a predetermined service fee. Home warranty companies typically don't require an inspection, and you can generally start using it about 30 days after purchasing the policy.
When you notice an issue with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will reach out to you about a contractor coming over to look at the issue.
At this point, you'll pay a service fee, which is generally between $60 and $150, depending on what plan you select. After the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. If the repair is covered under the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs after the service fee is paid.
A home warranty plan will cover your home's systems and appliances from normal wear. Common appliances covered under a home warranty include a washer, refrigerator, dishwasher, garbage disposal, dryer, microwave, and more. The systems that are usually covered will be plumbing, electrical systems, air conditioning, and heating.
Add-on coverage options can vary by company but often include things such as a second refrigerator, sprinkler system, septic system, plumbing stoppages, and central vacuum.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things such as misuse, cosmetic damages, pre-existing conditions, and lack of maintenance are not included in the home warranty policy.
Home warranty policies are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in Nameoki reaching an average high of 64℃F, you may find that some appliances, such as your A.C., get a lot of use. A home warranty can significantly decrease out-of-pocket expenses should your HVAC system break down.
Not only can a Nameoki home warranty save you some money on repairs and replacements, it saves you time too. Instead of having to vet service technicians on your own, home warranty companies do the work for you and send a contractor from their network right to your door when you need them.
One downside of signing up for a home warranty is that there are generally exclusions. For example, if one of your appliances already has a manufacturer's warranty, it may be excluded from the home warranty, so it's important to read over any contracts you're considering carefully to understand what is included and what isn't.
Another thing to consider is that some companies don't cover pre-existing issues and may require an inspection before your coverage can start. Ask the home warranty company for clarification about these things if you need more information or if this is a problem for you.
Choosing the right company for your home warranty is the first step toward protecting your house. Below is a list of factors that you'll want to keep in mind when choosing a home warranty provider:
The best overall home warranty in Nameoki is Choice Home Warranty, but the best company for you will vary based on factors such as what appliances and systems you need to have covered.
A home warranty plan covers the normal wear and tear of systems and appliances in a home. Homeowners insurance protects your entire home in case of something such as a natural disaster or fire. With a homeowners insurance plan, you will not be able to file a claim should you need a new refrigerator or oven, unless the damage is a result of a natural disaster, which are somewhat common in Nameoki.
A home warranty policy can protect you from high-cost repair bills, but only if you decide to purchase a good quality plan from a reputable company. When picking a home warranty company to go with, you should evaluate things like its customer service and availability in your area. In addition, you should consider the type of coverage the company offers and what types of appliances and systems are covered. Homes that are on the older end and therefore may have older systems may need a higher-coverage policy.
Homeownership can be pricey, especially with the cost of living in Nameoki getting higher and higher. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty policy, you won't have any large hits to your savings account just to keep your home up and running.
Home warranties will cover the cost of repairs and replacements if it is within the policy limits of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay for the rest out of pocket.
The systems and appliances in a home are covered under a home warranty in Nameoki. Everything from a stove to a washer can be covered under a home warranty depending on the plan.
