Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
If you're looking into purchasing a home warranty, our list of the best providers in Morton Grove can help. Homeownership in Morton Grove can be a satisfying stage for many people, but it also comes with its fair share of concerns. Home repairs can be an unanticipated financial burden for many homeowners.
A home warranty plan can help protect homebuyers and current homeowners by reducing the costs of major repairs and replacements on your home's appliances and systems. Even though a home warranty can help with your homeowner concerns, one issue is narrowing down the perfect choice for your Morton Grove home. That's why we've done the research and have compiled a guide of the best home warranty companies in Morton Grove.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty in Morton Grove. Choice is a home warranty company with 15 years of experience in the industry, and it has proved to be one of the best providers in the business. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options. If you're looking for very high coverage caps and simple-to-understand service contracts, you'll want to have this plan on your side. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Morton Grove homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read our Choice Home Warranty Review to learn more.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Morton Grove. Select has more than 11 years of experience in the home warranty sector, and has provided great customer service at an affordable cost to its customers. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, you'll want to have this plan on your side. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps from Select are around $2,000. The service fees are a reasonable $60, which is less than other providers in the Morton Grove area.
To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. For more information on this provider, read our comprehensive review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty in Morton Grove. AHS has been on the market for over 26 years, making it a well-respected company in the industry. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $75 to $125.
Read our American Home Shield Review to learn more. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Morton Grove residents. HSC is a home warranty company with 15 years of experience in the industry, and it has established itself as one of the best providers in the business. HSC has 2 plans for homeowners to decide between. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, HSC is the perfect provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that offer a combination of system and appliance coverage. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the Morton Grove area.
To read more, visit our comprehensive review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Morton Grove. Liberty has 3 plans for you to choose from. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that offer a mix of appliance and system coverage. Liberty's service fees are an affordable $75, and the coverage caps come out to around $3,000 per covered system or appliance.
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. Read our Liberty Home Guard full review to learn more.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Morton Grove. The 3 plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Morton Grove homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for many major systems and appliances, and service fees are customizable and range from $75 to $150.
To read more, visit our Cinch Home Services Review. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $7,296 |
| Heating | $4,864 |
| Electrical | $730 |
| Toilets | $608 |
| Washer/Dryer | $973 |
| Plumbing | $730 |
| Oven | $1,946 |
| Fridge | $730 |
A home warranty is a protection plan that covers home systems and appliances. When your HVAC breaks down, and the repair costs several hundred dollars, a home warranty will make sure that you only have to pay a predetermined service fee. Home warranty companies typically don't require an inspection, and you can generally start using it about 30 days after purchasing the policy.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty provider. Most companies have an online portal system where you can do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue.
Once you submit the claim, it will be assigned to a local service technician that will come to your home and fix the issue. At this point, you pay your service fee. Service fees usually range in price from about $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is higher than your home warranty's coverage limit.
A home warranty plan offers coverage on your home's major appliances and systems and it can help cut back on the cost of maintaining your home. Appliances covered under a home warranty plan are typically the dryer, microwave, refrigerator, garbage disposal, dishwasher, and more. Systems that are covered include air conditioning, heating, electrical systems, and plumbing.
Add-on coverage will vary from one plan to another, but you can expect to see things like sump pumps, electronics, pools, roof leaks, central vacuums, and spas.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, your home warranty will not cover it. Also, a home warranty does not cover pre-existing conditions, cosmetic damages, lack of maintenance, and misuse.
Since temperatures in Morton Grove can be quite cold in the winter, the weather can put a lot of strain on your HVAC system. Getting a home warranty plan can help homeowners save money if one of these systems or appliances breaks suddenly.
Another benefit of having a home warranty is when you're selling your home, you can most likely transfer your home warranty plan to the new owners. It can make your home more attractive to potential homebuyers and may help your home sell faster.
One disadvantage of getting a home warranty is that there are generally exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be covered under the home warranty, so it's important to read over any contracts you're considering carefully to get a sense of what is included and what isn't.
Another drawback is that home warranties may not include some repairs, like those due to natural disasters. For example, if your house floods, the impacted systems and appliances most likely won't be covered by the home warranty.
After reviewing the basics of home warranties in Morton Grove, the next step is to figure out which company you'd like to receive a free quote from. Before making your final decision, here are a few additional factors to bear in mind:
The best overall home warranty provider in Morton Grove is Choice Home Warranty, but the best company for you will vary based on factors such as what appliances and systems you need to have covered.
The most common kinds of home warranties in Morton Grove are plans that cover either appliances or systems and a comprehensive plan. A comprehensive plan will cover many of your systems and appliances, including your dishwasher, washing machine, and plumbing. A plan that only covers appliances or systems will cover the appliances or systems listed in the policy.
A home warranty plan can protect you from expensive repair bills, but only if you purchase a good quality plan from a trustworthy company. When deciding which home warranty company to purchase a plan from, you should take into consideration things like its customer service and availability in your area. In addition, you should look at the kind of coverage the company offers and what appliances and systems are covered. Homes that are on the older end and therefore may have older systems may need a higher-coverage policy.
Home warranties cover the cost of repairs and replacements as long as it is within the policy limits of the plan. If the replacement costs more than the home warranty covers, you will have to pay the rest out of pocket.
Typically the one who owns the home pays for the home warranty. In when selling a home, though, the one selling the home may purchase a home warranty policy and transfer the policy to the buyer. The new homeowner will then have to pay the service fees when using the policy. Since the average home value in Morton Grove is $328,360, a home warranty can help you avoid more costs when buying a home.
A home warranty plan covers repair and replacement costs for home systems and appliances. Home warranties will not cover the intentional breaking of an appliance or something that happened as a result of a pre-existing condition.
