Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
If you're looking into purchasing a home warranty, our list of the top providers in Kewanee can help. Although homeownership in Kewanee has a lot of benefits — such as being surrounded by nature — there are also downsides, similar to owning a house anywhere else. One major worry many homeowners have to deal with inevitably is replacing or repairing their appliances and home systems.
A home warranty plan can help protect homeowners by covering major repairs and replacements on your home's appliances and systems. Finding the best home warranty on the market can be quite difficult because there are lots of companies to choose from. That's why the Today's Homeowner team did the research and put together a list of the best home warranty companies in Kewanee for you.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty for Kewanee residents. Choice is a home warranty provider with 15 years of experience in the industry, and it has become one of the best providers in the business. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans that Choice offers include options for appliance and system coverage.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. The coverage limits from Choice are about $3,000. The service fees are an affordable $85, which is cheaper than other providers in the Kewanee area.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read more by visiting our review of Choice Home Warranty.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Kewanee. Select has over 11 years of experience in the home warranty sector, and has provided great customer service at an affordable cost to its customers. Select has 3 simple plans, making the selection process and policy coverage easily comprehensible. When you purchase a policy from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also around $2,000.
To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. For a more detailed breakdown, read our detailed review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Kewanee, American Home Shield is the most customizable home warranty. AHS is a home warranty provider with 26 years of experience in the industry, and it has become one of the best providers in the business. When you purchase a plan from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 plans for you to decide between.
American Home Shield has 3 plans that offer a combination of system and appliance coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to around $2,500 per covered appliance or system.
Read more by visiting our American Home Shield Review. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Kewanee. HSC has been in the home warranty business for around 15 years. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 plans for homeowners to decide between.
The Home Service Club has 2 plans that provide a combination of appliance and system coverage. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally around $2,000 at the maximum.
For more information on this provider, read our The Home Service Club full review. To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Kewanee residents. With a home warranty from Liberty, you can benefit from a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 simple plans, making the selection process quick and easy.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage caps come out to about $3,000 per covered appliance or system.
To read more, visit our review of Liberty Home Guard. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Kewanee, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has 3 simple plans, making the selection process easy. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for many major systems and appliances, and service fees are customizable and range from $75 to $150.
Read our thorough review of Cinch Home Services to learn more. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,546 |
| Heating | $3,697 |
| Electrical | $555 |
| Toilets | $462 |
| Washer/Dryer | $739 |
| Plumbing | $555 |
| Oven | $1,479 |
| Fridge | $555 |
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer breaks down, and the repair will cost several hundred dollars, a home warranty will make sure that your only cost is a predetermined service fee. Home warranty companies often don't require an inspection, and you can generally start using it about 30 days after making your first payment.
When you have a problem with one of your appliances or systems, you can submit a claim with your home warranty provider. Then, a customer service representative will reach out to you about a contractor coming over to look at the issue.
At this point, you'll also have to pay your service fee. Once the repair person fixes the issue, they will take care of it at no cost to you. The only time you may have to pay out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty provides coverage on your home's major appliances and systems and it can help cut back on how much you spend on maintaining your home. The appliances typically covered under a home warranty plan include a dishwasher, garbage disposal, refrigerator, microwave, clothes dryer, clothes washer, and more. The systems included are plumbing, ductwork, air conditioning, and electrical systems.
The add-on coverage options can include septic system, pool, roof leak, spa, and sometimes even things like locksmith or pest control.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things such as cosmetic damages, pre-existing conditions, misuse, and lack of maintenance are excluded from the home warranty policy.
Home warranty policies are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Kewanee hitting an average high of 59℃F, you may find that some appliances, like your air conditioning system, get a lot of use. A home warranty can significantly bring down out-of-pocket expenses should your HVAC system break down.
Another added benefit of having home warranty coverage is that it can increase your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new homebuyer depending on the provider you purchased your home warranty through.
Home warranties also have some cons. While it can be convenient that the home warranty sends out a contractor who handles the repair for you, some may not like this, and they may want to select a contractor themselves. If that's important to you, some home warranty companies let you select a contractor.
Another possible pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your repair requests being rejected, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
When you're ready to purchase a home warranty, the first step is deciding what items you need coverage for. After that, you can compare your options and contact different home warranty companies for a free quote. When considering which home warranty company is the right one for you, here are some important factors to bear in mind:
The top home warranty company in Kewanee is Choice Home Warranty. Choice Home Warranty has an expansive network of professional repair technicians and a respected reputation in the Kewanee area.
A home warranty is a kind of service contract that gives homeowners extra coverage for their household systems and appliances. These include garbage disposals, refrigerators, washing machines, dryers, dishwashers, electrical systems, plumbing, sump pumps, water heaters, and heating and cooling systems, among others. Some companies also provide coverage for pools, ceiling fans, roofs, and garage door openers. A home warranty can help you save money if these appliances and systems fail unexpectedly.
The most common kinds of home warranties in Kewanee are plans with coverage for either appliances or systems and a combination plan. A combination plan will cover almost all your systems and appliances, including your washing machine, drier, and HVAC. A plan that only covers appliances or systems will cover the specific systems or appliances in the contract.
Home warranties will cover the cost of repairs and replacements if it is within the coverage limits of the plan. If the replacement will cost more than the home warranty covers, you will have to pay for the rest out of pocket.
A service fee is a cost that a homeowner must pay before a repair technician or contractor comes to your home to repair your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty apart from the monthly premium/annual cost unless the cost of the repair is more than the coverage cap.
Home warranties usually will not cover problems that occur because of intentional breaking of an appliance, lack of proper maintenance, pre-existing conditions, or natural disasters. They only cover damage from normal wear and tear. Even though it doesn't cover everything, a home warranty can still be beneficial for helping you save some money in a town like Kewanee.
