Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Thinking about buying a home warranty? One of our top home warranty providers can help. As much as you may love owning a home in Justice, there is always that concern about whether your systems and appliances are going to need to be replaced over the next few years.
A home warranty is a way to protect your budget from unexpected large expenses. With a home warranty in place, your repair costs can be considerably lower and allow you to live in your home with more peace of mind. Because the home warranty market is saturated with a variety of providers — all with different offerings — our team at Today's Homeowner decided to do the research for you to help you find the right home warranty in Justice.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty for Justice residents. Choice has been on the market for around 15 years, making it a highly regarded company in the industry. Choice has 2 plans for you to choose from. When you buy a plan from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a combination of appliance and system coverage. The coverage limits from Choice are about $3,000. The service fees are an affordable $85, which is cheaper than other providers in the Justice area.
Read our Choice Home Warranty full review to learn more. To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Justice residents. Select has been on the market for more than 11 years, making it a highly regarded company in the industry. The 3 plans from Select are easy to comprehend and offer a mix of both system and appliance coverage. When you purchase a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also typically about $2,000.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. To read more, visit our Select Home Warranty Review.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield offers the most customizable home warranty for Justice residents. AHS has more than 26 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process easy.
American Home Shield has 3 plans that offer a mix of appliance and system coverage. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also generally about $2,500.
Read more by visiting our detailed review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Justice, The Home Service Club is the best home warranty with the quickest service. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, this is the plan for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 plans for you to choose from.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. For a more detailed breakdown, read our The Home Service Club full review.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Justice residents. Liberty has more than 6 years of experience in the industry and in that time has built a an network of service technicians in the country. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 simple plans, making the selection process quick and easy.
Liberty Home Guard offers 3 plans for Justice homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which have a mix of system and appliance coverage. The coverage limits from Liberty are around $3,000. The service fees are an affordable $75, which is less than other providers in the Justice area.
Read our full review of Liberty Home Guard to learn more. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Justice residents. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Justice homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $75 to $150.
Read our review of Cinch Home Services to learn more. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,166 |
| Heating | $4,111 |
| Electrical | $617 |
| Toilets | $514 |
| Washer/Dryer | $822 |
| Plumbing | $617 |
| Oven | $1,644 |
| Fridge | $617 |
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they have issues over time due to normal wear and tear. Having one in place can provide some peace of mind and guard your savings account from big out-of-pocket costs. Most home warranty plans take effect about 30 days after paying for the home warranty.
Filing a claim with your home warranty company is straightforward. There will be an online portal or a direct phone number to request service for a repair or replacement.
At this point, you'll also pay your service fee. Once the repair technician looks at the issue, they will handle it at no cost to you. The only time you may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty plan offers coverage on your home's major appliances and systems and it can help lower your home maintenance expenses. The appliances a home warranty typically covers include a dishwasher, clothes dryer, stove, cooktop, refrigerator, clothes washer, microwave, and more. The systems included are the air conditioning, heating, plumbing, electrical, and others.
Add-on coverage options can vary by plan but commonly include things like a sprinkler system, second refrigerator, plumbing stoppages, septic system, and central vacuum.
A home warranty will only protect against normal wear and tear that occurs on your home systems and appliances. Things such as misuse, lack of maintenance, cosmetic damages, and pre-existing conditions are not included in the home warranty policy.
Since temperatures in Justice can be quite cold in the winter, the weather can put a lot of strain on your HVAC system. Having a home warranty can help homeowners save money if one of these systems or appliances breaks down suddenly.
A home warranty can also offer value in other ways. For instance, some policies can be transferred between owners during a home sale.
One drawback of a home warranty is that there are usually exclusions. For example, if one of your appliances already has a manufacturer's warranty, it may not be covered under the home warranty, so it's important to read through the contracts you're considering thoroughly to understand what is included and what isn't.
In addition, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Picking the right home warranty in Justice for your family depends on the coverage you need, the home warranty company you opt for, and your location, among other factors. Here is a list of factors that you'll want to bear in mind when picking a home warranty provider:
Our pick for the best overall home warranty provider in Justice is Choice Home Warranty, but the best company for you will vary based on factors like what appliances and systems you need coverage for.
Homebuyers, real estate agents, homeowners, home sellers, and landlords are all eligible for home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save you money in the long run.
The kind of home warranty you need depends on what's a priority to you. A cheaper plan may have higher deductibles and lower coverage caps, while a costlier plan may have lower deductibles and provide more coverage. If you have a home that is on the older end and therefore may have older systems, you may want to get a higher-coverage policy. The company's reputation and available plans are the two things to look for when choosing a home warranty company.
Generally a home warranty policy lasts for a year and you can renew it every year. In Justice where many rely on heating and A.C., renewing your policy could help prevent large expenses if your HVAC system needs repairs.
Typically the homeowner is responsible for paying for the home warranty. In some cases, though, the person who is selling the home may purchase a home warranty policy and transfer the policy to the buyer. The new homeowner will then have to pay the service fees when using the policy. Since the average home value in Justice is $171,293, a home warranty can be an added asset when buying a home.
A home warranty plan can cost on average anywhere from about $300 to $800 a year in Justice. Our high-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. Additionally, it's usually cheaper to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. It's important to compare plans to determine what the best value is.
Home warranties typically don't cover issues that result because of intentional breaking of an appliance, pre-existing conditions, lack of proper maintenance, or natural disasters. The policy only covers damage from normal wear and tear. Even though it doesn't cover everything, a home warranty can still be beneficial for helping you save some money in a town like Justice.
