Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
Get the most out of your home warranty with the best home warranty providers in Harvey. As much as you may enjoy owning a home in Harvey, there is always that fear about whether your systems and appliances are going to need updating over the next few years.
A home warranty is a way to protect your budget from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be considerably lower and give you some peace of mind. Finding the right home protection plan for your Harvey home can be difficult, so our team at Today's Homeowner did the research to help you find the top home warranty in Harvey for your home. Read on for our home warranty company recommendations.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty offers the best overall home warranty for Harvey residents. Choice has more than 15 years of experience in the home warranty sector, and has provided exceptional customer service at an affordable cost to its customers. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options.
Choice Home Warranty has 2 plans that provide a mix of appliance and system coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. For a more detailed breakdown, read our detailed review of Choice Home Warranty.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Harvey residents. Select has been operating for more than 11 years, making it a well-regarded company in the industry. The 3 home warranty plans that Select offers include options for appliance and system coverage. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Harvey homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps associated with Select's plans are around the $2,000 mark for many of the major systems and appliances, and service fees are a reasonable $60.
To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. For a more detailed breakdown, read our review of Select Home Warranty.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty for Harvey residents. AHS has around 26 years of industry experience and in that time has built a an network of service professionals nationwide. AHS has 3 simple plans, making the selection process quick and easy. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, AHS is the perfect provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Harvey homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to about $2,500 for each covered system or appliance.
For more information, read our comprehensive review of American Home Shield. To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Harvey, The Home Service Club is the best home warranty with the quickest service. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 plans for you to decide between.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally around $2,000.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. To read more, visit our review of The Home Service Club.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Harvey, Liberty Home Guard offers the most trustworthy home warranty. Liberty has more than 6 years of experience in the home warranty market and in that time has built a impressive network of service technicians in the country. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, this is the plan for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 simple plans, making the selection process easy.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also around $3,000 at the maximum.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. Read our Liberty Home Guard Review to learn more.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
In Harvey, Cinch Home Services is the home warranty with the best workmanship guarantee. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options.
Cinch Home Services has 3 plans that provide a combination of system and appliance coverage. The coverage limits from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is less than other providers in the Harvey area.
For a more detailed breakdown, read our Cinch Home Services Review. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $6,237 |
| Heating | $4,158 |
| Electrical | $624 |
| Toilets | $520 |
| Washer/Dryer | $832 |
| Plumbing | $624 |
| Oven | $1,663 |
| Fridge | $624 |
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they malfunction over time due to normal wear and tear. Having one in place can give you some peace of mind and protect your bank account from exorbitant out-of-pocket costs. Most home warranty plans start about 30 days after purchasing the home warranty plan.
Filing a claim with your home warranty company is very straightforward. You can use an online portal or a direct phone number to request service for a repair or replacement.
At this point, you'll pay a service fee, which is generally between $60 and $150, depending on what plan you choose. After the service fee is paid, a repair person will come to your home, assess the issue, and make the repair. If the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have any other out-of-pocket costs .
A home warranty plan will cover systems and appliances that have stopped working from normal wear and tear. For example, if your dishwasher suddenly stops working under normal use conditions, your home warranty company can help. Common appliances covered by a home warranty plan include a garbage disposal, dishwasher, washer, microwave, dryer, refrigerator, and more. The systems that are usually covered will be plumbing, heating, electrical systems, and air conditioning.
Add-on coverage will vary from one plan to the next, but you can expect to see things like pools, sump pumps, electronics, roof leaks, central vacuums, and spas.
Harvey homeowners should be aware that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like pre-existing conditions, misuse of a system or appliance, cosmetic issues, or natural disasters. You must keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related problem will be covered by the policy.
Temperatures in Harvey can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a decent amount of use. As a homeowner in Harvey, one benefit of having a home warranty is that these home systems and major appliances can be covered if they need to be repaired or replaced.
A home warranty can also give value in other ways. For instance, some plans can be transferred between owners when you sell your home.
There are also some downsides to buying a home warranty policy, such as the coverage exclusions. For example, home warranties may not cover home systems or appliances that already have a manufacturer's warranty.
Another pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your repair requests being denied, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Choosing the right provider for your home warranty is a step you can take to help protect your home. Here is a list of factors that you'll want to bear in mind when picking a home warranty provider:
The best home warranty provider in Harvey is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced service technicians and a respected reputation in the Harvey area.
Home warranty plans cover issues related to systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a larger plan that protects the entire home from natural disasters, which can be a concern in Harvey. It doesn't cover a normal appliance or system damage.
The most common home warranties in Harvey are plans that cover either appliances or systems and a comprehensive plan. A comprehensive plan covers your systems and appliances, including your refrigerator, washing machine, and heating and cooling systems. A plan that only covers appliances or systems will cover the systems or appliances in the plan.
The kind of home warranty you should look for depends on what your priorities are. A less expensive plan may have higher deductibles and lower coverage caps, while a more expensive plan may have lower deductibles and provide more coverage. If you have a home that is on the older end and therefore may have older systems, you may want to get a higher-coverage policy. The company's reputation and available plans are the main things to look for when choosing a home warranty company.
Many homeowners find a home warranty is a good investment since it can help protect against unforeseen expenses, and saving money is important with the cost of living going up a lot in Harvey. If you're worried about your budget and home maintenance, getting a home warranty can help. One of the big positives of a home warranty is that it can provide you some financial peace of mind.
A home warranty plan can cost on average about $300 to $800 a year in Harvey. Our high-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. Additionally, it's usually less expensive to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. It's important to compare plans to determine what the best value is.
Most home warranty plans have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
