Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated May 2023
Maximize your home warranty with the top home warranty providers in Hampton. Hampton is a great place to buy a home. However, along with all the benefits of homeownership, there are often a few downsides, too. One of the biggest challenges for many homeowners is that systems and appliances can malfunction at any time.
A home warranty can offer you the peace of mind you need about your home and protect your bank account from large expenses by covering your home's major systems and appliances. Even though a home warranty can help with your homeowner headaches, one pain point is narrowing down the right choice for your Hampton home. That's why we've done the research and have put together a guide of the top home warranty plans in Hampton.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
In Hampton, Choice Home Warranty is the best overall home warranty. Choice offers 2 plans for homeowners to decide between. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that provide a combination of appliance and system coverage. Choice's service fees are an affordable $85, and the coverage limits come out to about $3,000 for each covered system or appliance.
To read more, visit our Choice Home Warranty Review. To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Hampton residents. Select has more than 11 years of experience in the home warranty industry, and has provided excellent customer service at an affordable cost to its customers. Select has 3 simple plans, making the selection process quick and easy. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also generally around $2,000 at the maximum.
For a more detailed breakdown, read our thorough review of Select Home Warranty. To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
American Home Shield is the most customizable home warranty in Hampton. When you purchase a plan from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process and policy coverage easily comprehensible.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also typically about $2,500 at the maximum.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. Read more by visiting our thorough review of American Home Shield.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Hampton. The home warranty provider offers 2 plans to policyholders that have various options for appliance and system coverage. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Hampton homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also typically about $2,000.
Read our The Home Service Club Review to learn more. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Hampton, Liberty Home Guard is the most trustworthy home warranty. Liberty has been in the home warranty industry for around 6 years. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, you'll want to have this plan on your side. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for most major systems and appliances, and service fees are an affordable $75.
To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. Read our thorough review of Liberty Home Guard to learn more.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Hampton. Cinch has 3 plans for you to choose from. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Hampton area.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For a more detailed breakdown, read our Cinch Home Services Review.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,640 |
| Heating | $3,760 |
| Electrical | $564 |
| Toilets | $470 |
| Washer/Dryer | $752 |
| Plumbing | $564 |
| Oven | $1,504 |
| Fridge | $564 |
A home warranty is a service contract that makes it more affordable when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically, about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
When you have an issue with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will reach out to you about a contractor coming over to look at the problem.
At this point, you'll also need to pay your service fee. Once the contractor fixes the problem, they will handle it at no cost to you. The only time you may have out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
A home warranty in Hampton provides coverage for the main systems and appliances in your home. Appliances covered under a home warranty plan are typically the refrigerator, microwave, dryer, garbage disposal, dishwasher, and more. Systems that are covered include plumbing, electrical systems, heating, and air conditioning.
You can also opt to pay extra for add-on coverage for items like spas, roof warranty, septic systems, and swimming pools.
An important thing to consider is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things like misuse, pre-existing conditions, lack of maintenance, and cosmetic damages are excluded from the home warranty policy.
Since temperatures in Hampton can be quite cold in the winter, the weather can put a lot of strain on your HVAC system. Having a home warranty plan can help homeowners save money if one of these systems or appliances breaks down unexpectedly.
Not only can a home warranty give you some financial relief, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a repair person and schedule a repair. A home warranty deals with this process by sending trusted professionals to your door when you need them most.
As for the drawbacks of home warranties, coverage varies by company, so it's important to understand what each policy covers and doesn't include in the contract.
Another thing to bear in mind is that some companies don't cover pre-existing conditions and may require an inspection before coverage begins. Ask the home warranty company for clarification about this if you need more information or if this is an issue for you.
Determining the right company for your home warranty is a step you can take to help protect your home. Before deciding which home warranty to buy, here are a few additional factors to keep in mind:
The best overall home warranty company in Hampton is Choice Home Warranty, but the right company for you will vary based on factors such as what appliances and systems you need coverage for.
A home warranty is a contract that covers the repairs and replacements of your major home system components and appliances.
A home warranty helps protect against the normal wear of systems and appliances in a home. A homeowners insurance plan protects your home in a situation like a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim if you need a new refrigerator or stove, unless the damage is due to a natural disaster, which are somewhat common in Hampton.
Home warranty plans typically last a year. Many companies let you renew your plan yearly, which can be beneficial in Hampton for more protection against something like your heater or A.C. needing repairs when you require it the most.
The service fee is the price you pay every time there is an issue with a system or appliance and you file a claim with your home warranty. Service fees are commonly between $60 and $150.
A Hampton home warranty can cost between $40 and $80 a month. The higher-priced plans usually have a lower service fee, higher coverage limits, and more coverage.
Home warranties typically don't cover problems that happen because of natural disasters, pre-existing conditions, intentional breaking of an appliance, or lack of proper maintenance. The policy only covers damage from normal wear and tear. Although it doesn't cover all kinds of damage, a home warranty can still be beneficial for helping you save some money in a town like Hampton.
