Expert Advice On Improving Your Home
Expert Advice On Improving Your Home
Written By Todays Homeowner Local Pros
Last Updated June 2023
If you're considering purchasing a home warranty, our guide on the top companies in Granite City can help. Many living in Granite City have fulfilled their dream of homeownership. However, as great as Granite City can be, there are always difficulties that come with owning a home, like keeping your home's systems and appliances maintained.
A home warranty in Granite City can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear. Finding the best home warranties on the market can be challenging because of the sheer number of options out there. If you are tired of trying to compare the different options, keep reading for our guide to the best home warranty companies in Granite City.
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in washington
Choice Home Warranty is the best overall home warranty in Granite City. Choice has more than 15 years of experience in the home warranty industry and in that time has built a a skilled network of service professionals nationwide. The 2 plans from Choice are easy to comprehend and offer a mix of both system and appliance coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 for each covered appliance or system.
For more information on this provider, read our detailed review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Basic Plan
Total Plan
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Granite City, Select Home Warranty is the most cost-effective home warranty. Select has been on the market for more than 11 years, making it a well-respected company in the industry. When you purchase a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 policies that Select offers include options for appliance and system coverage.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also around $2,000.
For more information on this provider, read our Select Home Warranty full review. To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
Bronze Care Plan
Gold Care Plan
Platinum Care Plan
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in alaska
In Granite City, American Home Shield is the most customizable home warranty. AHS has been in the home warranty industry for over 26 years. The 3 plans from AHS are easy to understand and offer both system and appliance coverage. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are close to the $2,500 mark for many major systems and appliances, and service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For a more detailed breakdown, read our American Home Shield Review.
ShieldSilver
ShieldGold
ShieldPlatinum
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the better business bureau (bbb)
Only 2 plan options
In Granite City, The Home Service Club offers the best home warranty with the quickest service. HSC has been in the home warranty business for over 15 years. The home warranty company offers 2 plans to policyholders, which have various system and appliance coverage options. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Granite City homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps associated with HSC's plans are around the $2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $65 to $90.
For more information, read our full review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Standard Coverage Plan
Comprehensive Coverage Plan
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Granite City, Liberty Home Guard is the most trustworthy home warranty. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 simple plans, making the selection process easy.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also generally about $3,000.
For more information on this provider, read our comprehensive review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Appliance Guard
Systems Guard
Total Home Guard
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in hawaii or alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Granite City residents. Cinch has 3 simple plans, making the selection process quick and easy. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, you'll want to have this plan on your side. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also typically about $1,000-$2,000.
For more information, read our Cinch Home Services Review. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Appliances Plan
Built-in Systems Plan
Complete Home Plan
Today's Homeowner looks at dozens of datapoints on home warranty companies to come up with our data-driven rankings. It's not possible for a company to pay for preferential treatment in our rankings. We look at the following key factors in determining who should top our list:
| Home Appliance | Repair Cost |
|---|---|
| Air Conditioner | $5,716 |
| Heating | $3,811 |
| Electrical | $572 |
| Toilets | $476 |
| Washer/Dryer | $762 |
| Plumbing | $572 |
| Oven | $1,524 |
| Fridge | $572 |
A home warranty is a protection plan that covers home systems and appliances. When your HVAC breaks down, and the repair will cost several hundred dollars, a home warranty will ensure that all you have to pay is a predetermined service fee. Home warranty companies often don't require an inspection, and you can generally start using it about 30 days after purchasing the policy.
Filing a claim with your home warranty company is very simple. You can utilize an online portal system or a direct phone number to request service for a repair or replacement.
At this point, you will pay your service fee. Service fees for home warranty customers range from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum amount per year or appliance that the home warranty company will cover for repairs and replacements.
A home warranty in Granite City provides coverage for the main systems and appliances in your home. The appliances include a clothes dryer, stove, clothes washer, cooktop, refrigerator, microwave, dishwasher, and more. The systems included are the electrical, air conditioning, plumbing, heating, and others.
Many plans also offer add-on coverage options for septic systems, roof leaks, central vacuums, and even locksmiths.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things like lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are not included in the home warranty policy.
Home warranties are a great way to guard your home systems and appliances from normal wear and tear. With temperatures in Granite City reaching an average high of 64℃F, you may find that some appliances, like your air conditioner, get a lot of use. A home warranty can remarkably bring down out-of-pocket costs should your HVAC system break down.
Another added benefit of having home warranty coverage is that it can increase your home's property value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new homebuyer depending on the provider you purchased your home warranty through.
Home warranties also have some downsides. While it can be convenient that the home warranty sends out a repair technician who carries out the repair for you, some homeowners may not like this, and they may want to select a contractor themselves. If that's important to you, some home warranty providers allow you to select a contractor.
Another thing to consider is that some providers don't cover pre-existing conditions and may require an inspection before your coverage can start. Ask the home warranty provider for clarification about it if you aren't sure or if this is a problem for you.
The first step in protecting your home with a home warranty is determining which company's plan fits your needs. Figure out which items in your home you'd like coverage for and compare the plans. Before making your final decision, here are a few additional factors to bear in mind:
The top home warranty company in Granite City is Choice Home Warranty. Choice Home Warranty has an expansive network of professional contractors and a great reputation in the Granite City area.
A home warranty is a service contract that provides homeowners extra coverage for their household systems and appliances. These include dishwashers, washing machines, refrigerators, dryers, garbage disposals, water heaters, electrical systems, heating and cooling systems, plumbing, and sump pumps, among others. Some policies also provide coverage for garage door openers, pools, roofs, and ceiling fans. A home warranty can help you save money if these items break down unexpectedly.
A home warranty can protect you from high-cost repair bills, but only if you purchase a good quality plan from a reputable company. When deciding which home warranty company to go with, you should look for things like its customer service and availability in your area. In addition, you should look at the type of coverage the company offers and what appliances and systems are protected. Homes that are on the older end and therefore may have older systems may need a higher-coverage policy.
Many homeowners think a home warranty is a good investment since it can help protect against unexpected expenses, and saving money is important with the cost of living going up in Granite City. If you're worried about your budget and home maintenance, a home warranty can help. One of the big pluses of a home warranty is that it can offer you some financial peace of mind.
A home warranty in Granite City can cost between $40 and $80 a month. Higher-priced plans tend to have a lower service fee, more coverage, and higher coverage limits.
A home warranty policy will cover repair and replacement costs for home systems and appliances. Home warranties only cover damage due to normal wear and tear and usually don't cover pre-existing conditions.
